Business Insurance Renewals Consultants Ltd: FCA regulated?

Appointed representative

This firm does not hold FCA authorisation of its own, and acts under a principal firm, which is legally responsible for its regulated business.

Appointed for 5 years
Protected through the principal
No FCA actions
Active company since 2020
Accounts filed up to 31 October 2025
On its latest accounts it owed £23.4k more than it owned

Responsible principal firm

COVERSURE INSURANCE SERVICES LIMITED Reference number: 309041 Authorised View firm →

What does this mean?

An appointed representative (AR) can carry out regulated financial services, but is not directly authorised by the FCA. A principal firm holds the authorisation and is legally responsible for the AR's conduct.
Business Insurance Renewals Consultants Ltd (FRN 939658) is an AR of COVERSURE INSURANCE SERVICES LIMITED (FRN 309041). When you use Business Insurance Renewals Consultants's services, the FCA authorisation sits with the principal firm.
Example: if you take financial advice from Business Insurance Renewals Consultants, complaints and compensation usually follow the same rules as dealing with the principal, but this depends on the product and your circumstances.
Before you proceed, confirm contact details match the official FCA register for both firms. Scammers sometimes clone legitimate AR names and FRNs but use fake phone numbers and websites.

Website, phone number and address

Compare these against whatever you were given. Scammers clone real firm names and reference numbers but use their own phone number and website, so a detail that does not match the register is the clearest warning sign there is.

No website on the FCA register
Phone number

0116 296 7832
Address

24-26 Friar Lane, Leicester, Leicestershire, LE1 5RA, United Kingdom

In the full report: 2 background checks

What kind of line 0116 296 7832 is
Who else gives the postcode LE1 5RA

Other names (4)

If you were contacted under any of these names, it is this firm.

Coversure Trading name: A name it trades under now.
Coversure Insurance Services (Leicester) Trading name: A name it trades under now.
Coversure (Leicester) Trading name: A name it trades under now.
Business Renewals Limited Former name: A name it was registered under before.

FCA permissions and consumer protection

Protection through the principal firm
Protection works through Coversure Insurance Services Limited, the principal firm responsible for this firm's regulated activity. FSCS cover and the Financial Ombudsman Service apply as they would to the principal.
Complaints Ombudsman, free
You can refer a complaint about this firm to the Financial Ombudsman Service for free, whichever activity it relates to.

FCA disciplinary action and complaints

No FCA disciplinary action.

The Financial Ombudsman Service only publishes complaint figures for firms with 30 or more new complaints in six months, so there are none here for this firm.

Companies House record

The company behind the firm: its status, age, registered office and directors.

Company number: 12923667 (opens Companies House in a new tab)
Company status: Active
Company type: Private limited company
Incorporated: 2 October 2020 (6 years old)
Registered office: 24-26 Friar Lane, Leicester, LE1 5RA, England
Nature of business: Activities of insurance agents and brokers (SIC 66220)

Directors and company secretaries

Name	Role	Born	Appointed	Other companies
Darren Hutchings-Webber	Director	Nov 1975	2 Oct 2020	1 other company
John Molnar	Director	Jun 1978	2 Oct 2020	1 other company
James Hutchings-Webber	Director	Jan 2005	3 Dec 2024	None
James Matthew Wells	Director	Mar 1978	3 Dec 2024	None

Other companies run by these 4 directors

A firm is run by people, and their other companies are their track record: what they built, what closed, and anything that failed. It is the check most people never think to make.

other company: 1
still active: 1
run together: 1

In the full report: all 1 company, named

What each company does, and whether it is still trading
Which of these 4 directors sit on each board, and since when
Any that went into liquidation or administration
The 1 company these 4 directors run together
All 5 people who have ever been directors, with their dates

Filed accounts and finances

Year to 31 October 2025Micro-entity accountsNot audited

Net assets

−£23.4k

Down £15.1k from −£8,260

Employees (average)

2

Same as 2

Owed within a year

£17.6k

+366% from £3,768

Net assets are negative: on its last balance sheet the company owed £23.4k more than it owned.

Assets and liabilities

In the full report: all 5 years of accounts

Every year from 2021 to 2025
The chart, over every year
Every filed figure, year by year

About these figures

Turnover: Money taken from sales in the year, before any costs.
Profit before tax: What was left after the year’s costs, before corporation tax. A minus figure is a loss.
Net assets, or total equity: Everything the company owns minus everything it owes. A minus figure means it owes more than it owns.
Total assets and total liabilities: Everything the company owns, and everything it owes, on the last day of the year. The gap between them is its net assets.
Cash at bank: Money in the company’s accounts on the last day of the year.
Owed within a year, owed after a year: Debts and bills due in the next twelve months, and those due later.

There is no turnover or profit: small companies do not have to publish them.

Accounts filed at Companies House for company 12923667. Every figure is as filed, apart from total assets and total liabilities, which are added up from filed figures. Nothing is estimated.

Key dates in its history

Business Insurance Renewals Consultants’s history from the FCA register and Companies House, newest first.

Key events (7) All events (17)

2023

7 November 2023

Jonathan Popple stopped being a part-owner

Companies House

2021

1 February 2021

Changed its registered name from "Business Renewals Limited"

FCA register

2020

28 November 2020

Became an appointed representative

FCA register

2 October 2020

Incorporated at Companies House
Darren Hutchings-Webber became a part-owner (25–50% of shares)
John Molnar became a part-owner (25–50% of shares)
Jonathan Popple became a part-owner (25–50% of shares)

Companies House

In the full report: all 17 events

All 17 events in its history (7 shown here)
Every director appointment and resignation: 6

Firms connected to Business Insurance Renewals Consultants

Other FCA-listed firms that share a director, phone number or address with Business Insurance Renewals Consultants. A link shows who the firm is tied to, not whether either can be trusted.

connected firms: 2
share its postcode: 2

In the full report: all 2 connected firms, named

How each is linked: the same postcode (2)
Who links each one: the named directors, with dates

Firms like Business Insurance Renewals Consultants

Other firms of the same type (insurance broker), nearest first.

In Leicester

Albany Insurance Brokers LimitedLeicesterAppointed representative Ancasure LtdLeicesterAppointed representative Asttor LimitedLeicesterAppointed representative Bespoke Benefit Solutions LimitedLeicesterAppointed representative Bradcaster Insurance Brokers LtdLeicesterAppointed representative Brokerbility Information Gateway LtdLeicesterAppointed representative

Firms are listed by type and location, best known first. Being listed is not a recommendation: check any firm before you deal with it.

Get the full report on Business Insurance Renewals Consultants

Everything on this page, plus everything locked above, in one dated PDF you can keep, file or send on.

1 other company its directors have run, named
2 background checks on its contact details
5 years of accounts, charted
All 17 events in its history
2 connected firms, named, and who links them

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Frequently asked questions about this firm

Is Business Insurance Renewals Consultants Ltd FCA authorised?

Business Insurance Renewals Consultants Ltd (FRN 939658) is not directly authorised. It is an appointed representative acting under the responsibility of a directly authorised principal firm.

What does appointed representative mean for Business Insurance Renewals Consultants?

An appointed representative (AR) can carry out regulated financial services, but is not directly authorised by the FCA. A principal firm holds the authorisation and is legally responsible for the AR's conduct. Business Insurance Renewals Consultants Ltd (FRN 939658) is an AR of COVERSURE INSURANCE SERVICES LIMITED (FRN 309041). When you use Business Insurance Renewals Consultants's services, the FCA authorisation sits with the principal firm. Example: if you take financial advice from Business Insurance Renewals Consultants, complaints and compensation usually follow the same rules as dealing with the principal, but this depends on the product and your circumstances. Before you proceed, confirm contact details match the official FCA register for both firms. Scammers sometimes clone legitimate AR names and FRNs but use fake phone numbers and websites.

What is Business Insurance Renewals Consultants’ phone number?

The FCA register lists the phone number 0116 296 7832 for Business Insurance Renewals Consultants. If you were given different contact details, use these to check with the firm before going any further.

Is Business Insurance Renewals Consultants a scam or clone?

Business Insurance Renewals Consultants is a genuine FCA-listed firm, and the FCA has published no warnings about fake versions of it. Scammers do copy real firms, though, so check that any contact details you were given match the ones on the register.

Is my money safe with Business Insurance Renewals Consultants?

Protection works through Coversure Insurance Services Limited, the principal firm responsible for Business Insurance Renewals Consultants's regulated activity. FSCS cover and the Financial Ombudsman Service apply as they would to the principal.

Who owns Business Insurance Renewals Consultants?

Companies House lists 2 people with significant control of Business Insurance Renewals Consultants: Mr John Molnar (25–50% of shares) and Mr Darren Hutchings-Webber (25–50% of shares). Before that, it was controlled by Jonathan Popple.

Who runs Business Insurance Renewals Consultants?

Companies House lists 4 directors of Business Insurance Renewals Consultants: Darren Hutchings-Webber, John Molnar, James Hutchings-Webber and James Matthew Wells.

How long has Business Insurance Renewals Consultants been in business?

The company was formed on 2 October 2020.

What do Business Insurance Renewals Consultants’ latest accounts show?

Its latest accounts, to 31 October 2025, show net assets of −£23.4k (down £15.1k from −£8,260).

Does Business Insurance Renewals Consultants use any other names?

It trades as Coversure, Coversure Insurance Services (Leicester) and Coversure (Leicester). It has previously used the name Business Renewals Limited.