Business Protection Solutions (UK) Limited

Reference number: 538062

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Appointed representative

This firm does not hold FCA authorisation of its own, and acts under a principal firm, which is legally responsible for its regulated business.

Responsible principal firm

First Complete Limited Reference number: 435779 Authorised View firm →
What does this mean?
  • An appointed representative (AR) can carry out regulated financial services, but is not directly authorised by the FCA. A principal firm holds the authorisation and is legally responsible for the AR's conduct.
  • Business Protection Solutions (UK) Limited (FRN 538062) is an AR of First Complete Limited (FRN 435779). When you use Business Protection Solutions (UK)'s services, the FCA authorisation sits with the principal firm.
  • Example: if you take financial advice from Business Protection Solutions (UK), complaints and compensation usually follow the same rules as dealing with the principal, but this depends on the product and your circumstances.
  • Before you proceed, confirm contact details match the official FCA register for both firms. Scammers sometimes clone legitimate AR names and FRNs but use fake phone numbers and websites.

Website, phone number and address

Compare these against whatever you were given. Scammers clone real firm names and reference numbers but use their own phone number and website, so a detail that does not match the register is the clearest warning sign there is.

  • No website on the FCA register

  • Phone number

    028 3833 8000

  • Address

    Suite 2, Davidson House, Glenavy Road Business Park, 20 Glenavy Road, Moira, BT67 0LT, United Kingdom

In the full report: 2 background checks

  • What kind of line 028 3833 8000 is, and the other firm that gives it
  • Who else gives the postcode BT67 0LT
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Other names (5)

If you were contacted under any of these names, it is this firm.

  • BPS Trading name
  • John McComiskey Former name
  • BPS Business Former trading name
  • BPS Personal Former trading name
  • Business Protection Solutions Former trading name

FCA permissions and consumer protection

  • Protection through the principal firm
    Protection works through First Complete Limited, the principal firm responsible for this firm's regulated activity. FSCS cover and the Financial Ombudsman Service apply as they would to the principal.
  • Complaints Ombudsman, free
    You can refer a complaint about this firm to the Financial Ombudsman Service for free, whichever activity it relates to.

FCA disciplinary action and complaints

No FCA disciplinary action.

The Financial Ombudsman Service only publishes complaint figures for firms with 30 or more new complaints in six months, so there are none here for this firm.

Companies House record

The company behind the firm: its status, age, registered office and directors.

Company number
NI605027
Company status
Active
Company type
Private limited company
Incorporated
8 November 2010 (15 years old)
Registered office
Suite 2 Davidson House 20 Glenavy Road, Moira, Craigavon, BT67 0LT, Northern Ireland
Nature of business
  • Life insurance (SIC 65110)

Directors and company secretaries

Name Role Born Appointed Other companies
John Mccomiskey Director Nov 1979 8 Nov 2010 4 other companies
Mark Laverty Director Feb 1983 15 Dec 2021 None
Jeremy Paul Gibson Director May 1973 23 Dec 2024 87 other companies
Mayank Prakash Director Jan 1973 21 Oct 2025 57 other companies

Other companies run by these 4 directors

A firm is run by people, and their other companies are their track record: what they built, what closed, and anything that failed. It is the check most people never think to make.

other companies
95
closed down
19
went insolvent
1

In the full report: all 95 companies, named

  • What each company does, and whether it is still trading
  • Which of these 4 directors sit on each board, and since when
  • The one that went into liquidation or administration
  • The 37 on the FCA register, including one no longer authorised
  • The 53 companies these 4 directors run together
  • All 5 people who have ever been directors, with their dates
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Filed accounts and finances

Year to 31 December 2025Small company accountsAudited

Net assets

£75.9k

+59% from £47.8k

Cash at bank

£170k

No earlier figure to compare

Employees (average)

12

+140% from 5

Assets and liabilities

About these figures
Turnover
Money taken from sales in the year, before any costs.
Profit before tax
What was left after the year’s costs, before corporation tax. A minus figure is a loss.
Net assets, or total equity
Everything the company owns minus everything it owes. A minus figure means it owes more than it owns.
Total assets and total liabilities
Everything the company owns, and everything it owes, on the last day of the year. The gap between them is its net assets.
Cash at bank
Money in the company’s accounts on the last day of the year.
Owed within a year, owed after a year
Debts and bills due in the next twelve months, and those due later.

There is no turnover or profit: small companies do not have to publish them.

Accounts filed at Companies House for company NI605027. Every figure is as filed, apart from total assets and total liabilities, which are added up from filed figures. Nothing is estimated.

Key dates in its history

Business Protection Solutions (UK)’s history from the FCA register and Companies House, newest first.

Key events (6) All events (19)

2023

25 November 2023

  • Bps Group Protection Limited became the majority owner (50–75% of shares)
  • John McComiskey no longer has significant control

Companies House

2016

1 June 2016

  • John McComiskey gained significant control

Companies House

2010

23 December 2010

  • Changed its registered name from "John McComiskey"

FCA register

21 December 2010

  • Became an appointed representative

FCA register

8 November 2010

  • Incorporated at Companies House

Companies House

In the full report: all 19 events

  • All 19 events in its history (6 shown here)
  • Every director appointment and resignation: 6
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Firms connected to Business Protection Solutions (UK)

Other FCA-listed firms that share a director, phone number or address with Business Protection Solutions (UK). A link shows who the firm is tied to, not whether either can be trusted.

connected firms
4
share its phone number
1
share its postcode
4

In the full report: all 4 connected firms, named

  • How each is linked: the same phone number (1), the same postcode (4)
  • Who links each one: the named directors, with dates
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Firms like Business Protection Solutions (UK)

Other firms of the same type (mortgage adviser or broker), nearest first.

In Moira

Spectrum Mortgages and Protection LtdMoiraAppointed representative

In the Belfast (BT) postcode area

UPS (Financial Services) LtdBelfastAppointed representative1 4 U Financial Solutions LtdBangorAppointed representativeAdrian Gallagher LtdCarrickfergusAppointed representativeAidan RiceNewryAppointed representativeAlan SmythLarneAppointed representative

Firms are listed by type and location, best known first. Being listed is not a recommendation: check any firm before you deal with it.

Get the full report on Business Protection Solutions (UK)

Everything on this page, plus everything locked above, in one dated PDF you can keep, file or send on.

  • 95 other companies its directors have run, named
  • 2 background checks on its contact details
  • All 19 events in its history
  • 4 connected firms, named, and who links them

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Frequently asked questions about this firm

Is Business Protection Solutions (UK) Limited FCA authorised?
Business Protection Solutions (UK) Limited (FRN 538062) is not directly authorised. It is an appointed representative acting under the responsibility of a directly authorised principal firm.
What does appointed representative mean for Business Protection Solutions (UK)?
An appointed representative (AR) can carry out regulated financial services, but is not directly authorised by the FCA. A principal firm holds the authorisation and is legally responsible for the AR's conduct. Business Protection Solutions (UK) Limited (FRN 538062) is an AR of First Complete Limited (FRN 435779). When you use Business Protection Solutions (UK)'s services, the FCA authorisation sits with the principal firm. Example: if you take financial advice from Business Protection Solutions (UK), complaints and compensation usually follow the same rules as dealing with the principal, but this depends on the product and your circumstances. Before you proceed, confirm contact details match the official FCA register for both firms. Scammers sometimes clone legitimate AR names and FRNs but use fake phone numbers and websites.
What is Business Protection Solutions (UK)’s phone number?
The FCA register lists the phone number 028 3833 8000 for Business Protection Solutions (UK). If you were given different contact details, use these to check with the firm before going any further. The same number is also given by one other FCA firm.
Is Business Protection Solutions (UK) a scam or clone?
Business Protection Solutions (UK) is a genuine FCA-listed firm, and the FCA has published no warnings about fake versions of it. Scammers do copy real firms, though, so check that any contact details you were given match the ones on the register.
Is my money safe with Business Protection Solutions (UK)?
Protection works through First Complete Limited, the principal firm responsible for Business Protection Solutions (UK)'s regulated activity. FSCS cover and the Financial Ombudsman Service apply as they would to the principal.
Who owns Business Protection Solutions (UK)?
Business Protection Solutions (UK) is owned by Bps Group Protection Limited, which holds 50–75% of shares, 50–75% of votes and can appoint and remove the board, since 25 November 2023. Before that, it was controlled by Mr John McComiskey.
Who runs Business Protection Solutions (UK)?
Companies House lists 4 directors of Business Protection Solutions (UK): John McComiskey, Mark Laverty, Jeremy Paul Gibson and Mayank Prakash.
How long has Business Protection Solutions (UK) been in business?
The company was formed on 8 November 2010.
What do Business Protection Solutions (UK)’s latest accounts show?
Its latest accounts, to 31 December 2025, show net assets of £75.9k (+59% from £47.8k) and cash at bank of £170k (no earlier figure to compare).
Does Business Protection Solutions (UK) use any other names?
It trades as BPS. It has previously used 4 other names, including John McComiskey, BPS Business and BPS Personal.

Sources and links

The full report on Business Protection Solutions (UK) Limited

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