Butler Mortgages Limited

Reference number: 224627

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Appointed representative

This firm does not hold FCA authorisation of its own, and acts under a principal firm, which is legally responsible for its regulated business.

Responsible principal firm

MORTGAGE INTELLIGENCE LIMITED Reference number: 305330 Authorised View firm →
What does this mean?
  • An appointed representative (AR) can carry out regulated financial services, but is not directly authorised by the FCA. A principal firm holds the authorisation and is legally responsible for the AR's conduct.
  • Butler Mortgages Limited (FRN 224627) is an AR of MORTGAGE INTELLIGENCE LIMITED (FRN 305330). When you use Butler Mortgages's services, the FCA authorisation sits with the principal firm.
  • Example: if you take financial advice from Butler Mortgages, complaints and compensation usually follow the same rules as dealing with the principal, but this depends on the product and your circumstances.
  • Before you proceed, confirm contact details match the official FCA register for both firms. Scammers sometimes clone legitimate AR names and FRNs but use fake phone numbers and websites.

Website, phone number and address

Compare these against whatever you were given. Scammers clone real firm names and reference numbers but use their own phone number and website, so a detail that does not match the register is the clearest warning sign there is.

  • No website on the FCA register

  • Phone number

    01373 859378

  • Address

    12 Maristow Street, Westbury, Wiltshire, BA13 3DN, United Kingdom

In the full report: 2 background checks

  • What kind of line 01373 859378 is
  • Who else gives the postcode BA13 3DN
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Other names (1)

If you were contacted under any of these names, it is this firm.

  • Butler Associates Mortgage Former name

FCA permissions and consumer protection

  • Protection through the principal firm
    Protection works through Mortgage Intelligence Limited, the principal firm responsible for this firm's regulated activity. FSCS cover and the Financial Ombudsman Service apply as they would to the principal.
  • Complaints Ombudsman, free
    You can refer a complaint about this firm to the Financial Ombudsman Service for free, whichever activity it relates to.

FCA disciplinary action and complaints

No FCA disciplinary action.

The Financial Ombudsman Service only publishes complaint figures for firms with 30 or more new complaints in six months, so there are none here for this firm.

Companies House record

The company behind the firm: its status, age, registered office and directors.

Company number
04637821
Company status
Active
Company type
Private limited company
Incorporated
15 January 2003 (23 years old)
Registered office
Holloway House Epsom Square, White Horse Business Park, Trowbridge, Wiltshire, BA14 0XG, England
Nature of business
  • Credit granting by non-deposit taking finance houses and other specialist consumer credit grantors (SIC 64921)

Directors and company secretaries

Name Role Born Appointed Other companies
Michael William Butler Director Apr 1948 15 Jan 2003 1 other company
Ian Cresswell Director May 1960 15 Jan 2003 1 other company
Ian Cresswell Secretary Not published 15 Jan 2003 1 other company

Other companies run by these 2 directors

A firm is run by people, and their other companies are their track record: what they built, what closed, and anything that failed. It is the check most people never think to make.

other company
1
still active
1
run together
1

In the full report: all 1 company, named

  • What each company does, and whether it is still trading
  • Which of these 2 directors sit on each board, and since when
  • Any that went into liquidation or administration
  • The 1 company these 2 directors run together
  • All 3 people who have ever been directors, with their dates
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Filed accounts and finances

Year to 31 March 2025Micro-entity accountsNot audited

Net assets

−£16.7k

No earlier figure to compare

Owed within a year

£17.1k

+92% from £8,901

Net assets are negative: on its last balance sheet the company owed £16.7k more than it owned.

Net assets

In the full report: all 6 years of accounts

  • Every year from 2020 to 2025
  • The chart, over every year
  • Every filed figure, year by year
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About these figures
Turnover
Money taken from sales in the year, before any costs.
Profit before tax
What was left after the year’s costs, before corporation tax. A minus figure is a loss.
Net assets, or total equity
Everything the company owns minus everything it owes. A minus figure means it owes more than it owns.
Total assets and total liabilities
Everything the company owns, and everything it owes, on the last day of the year. The gap between them is its net assets.
Cash at bank
Money in the company’s accounts on the last day of the year.
Owed within a year, owed after a year
Debts and bills due in the next twelve months, and those due later.

There is no turnover or profit: small companies do not have to publish them.

Accounts filed at Companies House for company 04637821. Every figure is as filed, apart from total assets and total liabilities, which are added up from filed figures. Nothing is estimated.

Key dates in its history

Butler Mortgages’s history from the FCA register and Companies House, newest first.

2017

15 January 2017

  • Ian Cresswell became a part-owner (25–50% of shares)
  • Michael William Butler became a part-owner (25–50% of shares)

Companies House

2003

25 June 2003

  • Changed its registered name from "Butler Associates Mortgage"

FCA register

28 April 2003

  • Became an appointed representative

FCA register

15 January 2003

  • Incorporated at Companies House
  • Ian Cresswell appointed as a director
  • Michael William Butler appointed as a director

Companies House

Director appointments and resignations, and trading names, appear under All events.

Firms like Butler Mortgages

Other firms of the same type (mortgage adviser or broker), nearest first.

In Westbury

Andrew James WhitmoreWestburyAppointed representativeImpartial Financial Management LimitedWestburyAppointed representativeWilliam TateWestburyAppointed representative

Firms are listed by type and location, best known first. Being listed is not a recommendation: check any firm before you deal with it.

Get the full report on Butler Mortgages

Everything on this page, plus everything locked above, in one dated PDF you can keep, file or send on.

  • 1 other company its directors have run, named
  • 2 background checks on its contact details
  • 6 years of accounts, charted
  • All 7 events in its history

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Frequently asked questions about this firm

Is Butler Mortgages Limited FCA authorised?
Butler Mortgages Limited (FRN 224627) is not directly authorised. It is an appointed representative acting under the responsibility of a directly authorised principal firm.
What does appointed representative mean for Butler Mortgages?
An appointed representative (AR) can carry out regulated financial services, but is not directly authorised by the FCA. A principal firm holds the authorisation and is legally responsible for the AR's conduct. Butler Mortgages Limited (FRN 224627) is an AR of MORTGAGE INTELLIGENCE LIMITED (FRN 305330). When you use Butler Mortgages's services, the FCA authorisation sits with the principal firm. Example: if you take financial advice from Butler Mortgages, complaints and compensation usually follow the same rules as dealing with the principal, but this depends on the product and your circumstances. Before you proceed, confirm contact details match the official FCA register for both firms. Scammers sometimes clone legitimate AR names and FRNs but use fake phone numbers and websites.
What is Butler Mortgages’ phone number?
The FCA register lists the phone number 01373 859378 for Butler Mortgages. If you were given different contact details, use these to check with the firm before going any further.
Is Butler Mortgages a scam or clone?
Butler Mortgages is a genuine FCA-listed firm, and the FCA has published no warnings about fake versions of it. Scammers do copy real firms, though, so check that any contact details you were given match the ones on the register.
Is my money safe with Butler Mortgages?
Protection works through Mortgage Intelligence Limited, the principal firm responsible for Butler Mortgages's regulated activity. FSCS cover and the Financial Ombudsman Service apply as they would to the principal.
Who owns Butler Mortgages?
Companies House lists 2 people with significant control of Butler Mortgages: Mr Ian Cresswell (25–50% of shares) and Mr Michael William Butler (25–50% of shares).
Who runs Butler Mortgages?
Companies House lists 2 directors of Butler Mortgages: Michael William Butler and Ian Cresswell.
How long has Butler Mortgages been in business?
The company was formed on 15 January 2003.
What do Butler Mortgages’ latest accounts show?
Its latest accounts, to 31 March 2025, show net assets of −£16.7k (no earlier figure to compare).
Does Butler Mortgages use any other names?
It has previously used the name Butler Associates Mortgage.

Sources and links

The full report on Butler Mortgages Limited

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