C & C Employee Benefits Limited

Reference number: 824715

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Appointed representative

This firm does not hold FCA authorisation of its own, and acts under a principal firm, which is legally responsible for its regulated business.

What does this mean?
  • An appointed representative (AR) can carry out regulated financial services, but is not directly authorised by the FCA. A principal firm holds the authorisation and is legally responsible for the AR's conduct.
  • C & C Employee Benefits Limited (FRN 824715) is an AR of C & C INSURANCE BROKERS LIMITED (FRN 309053). When you use C & C Employee Benefits's services, the FCA authorisation sits with the principal firm.
  • Example: if you take financial advice from C & C Employee Benefits, complaints and compensation usually follow the same rules as dealing with the principal, but this depends on the product and your circumstances.
  • Before you proceed, confirm contact details match the official FCA register for both firms. Scammers sometimes clone legitimate AR names and FRNs but use fake phone numbers and websites.

Website, phone number and address

Compare these against whatever you were given. Scammers clone real firm names and reference numbers but use their own phone number and website, so a detail that does not match the register is the clearest warning sign there is.

In the full report: 3 background checks

  • When cc-eb.com first appeared online, and whether it can receive email
  • What kind of line 0113 467 5500 is
  • Who else gives the postcode SK6 4DE
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Other names (1)

If you were contacted under any of these names, it is this firm.

  • C&C Healthcare (Leeds) Ltd Former name: A name it was registered under before.

FCA permissions and consumer protection

  • Protection through the principal firm
    Protection works through C & C Insurance Brokers Limited, the principal firm responsible for this firm's regulated activity. FSCS cover and the Financial Ombudsman Service apply as they would to the principal.
  • Complaints Ombudsman, free
    You can refer a complaint about this firm to the Financial Ombudsman Service for free, whichever activity it relates to.

FCA disciplinary action and complaints

No FCA disciplinary action.

The Financial Ombudsman Service only publishes complaint figures for firms with 30 or more new complaints in six months, so there are none here for this firm.

Companies House record

The company behind the firm: its status, age, registered office and directors.

Company status
Active
Company type
Private limited company
Incorporated
26 October 2018 (8 years old)
Registered office
86-90 Compstall Road, Romiley, Stockport, SK6 4DE, England
Nature of business
  • Financial intermediation not elsewhere classified (SIC 64999)

Directors and company secretaries

Name Role Born Appointed Other companies
Malcolm Cooke Director Sep 1966 26 Oct 2018 11 other companies
Andrew Green Director Feb 1979 26 Oct 2018 9 other companies
Andrew Middleton Director Sep 1980 26 Oct 2018 None

Other companies run by these 3 directors

A firm is run by people, and their other companies are their track record: what they built, what closed, and anything that failed. It is the check most people never think to make.

other companies
13
closed down
3
are FCA-registered
4

In the full report: all 13 companies, named

  • What each company does, and whether it is still trading
  • Which of these 3 directors sit on each board, and since when
  • Any that went into liquidation or administration
  • The 4 on the FCA register
  • The 7 companies these 3 directors run together
  • All 6 people who have ever been directors, with their dates
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Filed accounts and finances

Year to 31 August 2025Full accountsNot audited

Net assets

£217k

+54% from £141k

Cash at bank

£238k

+64% from £145k

Owed within a year

£69.3k

+29% from £53.7k

Assets and liabilities

In the full report: all 7 years of accounts

  • Every year from 2019 to 2025
  • The chart, over every year
  • Every filed figure, year by year
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About these figures
Turnover
Money taken from sales in the year, before any costs.
Profit before tax
What was left after the year’s costs, before corporation tax. A minus figure is a loss.
Net assets, or total equity
Everything the company owns minus everything it owes. A minus figure means it owes more than it owns.
Total assets and total liabilities
Everything the company owns, and everything it owes, on the last day of the year. The gap between them is its net assets.
Cash at bank
Money in the company’s accounts on the last day of the year.
Owed within a year, owed after a year
Debts and bills due in the next twelve months, and those due later.

Accounts filed at Companies House for company 11645963. Every figure is as filed, apart from total assets and total liabilities, which are added up from filed figures. Nothing is estimated.

Key dates in its history

C & C Employee Benefits’s history from the FCA register and Companies House, newest first.

2025

6 November 2025

  • Changed its registered name from "C&C Healthcare (Leeds) Ltd"

FCA register

4 April 2025

  • Malcolm Cooke became a part-owner (25–50% of shares)

Companies House

2022

31 August 2022

  • Andrew Middleton became a part-owner (25–50% of shares)
  • C & C Healthcare Limited gave up control

Companies House

2018

1 November 2018

  • Became an appointed representative

FCA register

26 October 2018

  • Incorporated at Companies House
  • C & C Healthcare Limited took control (75–100% of shares)

Companies House

In the full report: all 16 events

  • All 16 events in its history (7 shown here)
  • Every director appointment and resignation: 9
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Firms connected to C & C Employee Benefits

Other FCA-listed firms that share a director, phone number or address with C & C Employee Benefits. A link shows who the firm is tied to, not whether either can be trusted.

connected firms
7
share a director
4
share its postcode
4

In the full report: all 7 connected firms, named

  • How each is linked: shared directors (4), the same postcode (4)
  • Who links each one: the named directors, with dates
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Firms like C & C Employee Benefits

Other firms of the same type (insurance broker), nearest first.

In Stockport

Firms are listed by type and location, best known first. Being listed is not a recommendation: check any firm before you deal with it.

Get the full report on C & C Employee Benefits

Everything on this page, plus everything locked above, in one dated PDF you can keep, file or send on.

  • 13 other companies its directors have run, named
  • 3 background checks on its contact details
  • 7 years of accounts, charted
  • All 16 events in its history
  • 7 connected firms, named, and who links them

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Frequently asked questions about this firm

Is C & C Employee Benefits Limited FCA authorised?
C & C Employee Benefits Limited (FRN 824715) is not directly authorised. It is an appointed representative acting under the responsibility of a directly authorised principal firm.
What does appointed representative mean for C & C Employee Benefits?
An appointed representative (AR) can carry out regulated financial services, but is not directly authorised by the FCA. A principal firm holds the authorisation and is legally responsible for the AR's conduct. C & C Employee Benefits Limited (FRN 824715) is an AR of C & C INSURANCE BROKERS LIMITED (FRN 309053). When you use C & C Employee Benefits's services, the FCA authorisation sits with the principal firm. Example: if you take financial advice from C & C Employee Benefits, complaints and compensation usually follow the same rules as dealing with the principal, but this depends on the product and your circumstances. Before you proceed, confirm contact details match the official FCA register for both firms. Scammers sometimes clone legitimate AR names and FRNs but use fake phone numbers and websites.
What is C & C Employee Benefits’ phone number and website?
The FCA register lists the phone number 0113 467 5500 and the website cc-eb.com for C & C Employee Benefits. If you were given different contact details, use these to check with the firm before going any further.
Is C & C Employee Benefits a scam or clone?
C & C Employee Benefits is a genuine FCA-listed firm, and the FCA has published no warnings about fake versions of it. Scammers do copy real firms, though, so check that any contact details you were given match the ones on the register.
Is my money safe with C & C Employee Benefits?
Protection works through C & C Insurance Brokers Limited, the principal firm responsible for C & C Employee Benefits's regulated activity. FSCS cover and the Financial Ombudsman Service apply as they would to the principal.
Who owns C & C Employee Benefits?
Companies House lists 2 people with significant control of C & C Employee Benefits: Malcolm Cooke (25–50% of shares) and Mr Andrew Middleton (25–50% of shares). Before that, it was controlled by C & C Healthcare Limited.
Who runs C & C Employee Benefits?
Companies House lists 3 directors of C & C Employee Benefits: Malcolm Cooke, Andrew Green and Andrew Middleton.
How long has C & C Employee Benefits been in business?
The company was formed on 26 October 2018.
What do C & C Employee Benefits’ latest accounts show?
Its latest accounts, to 31 August 2025, show net assets of £217k (+54% from £141k) and cash at bank of £238k (+64% from £145k).
Does C & C Employee Benefits use any other names?
It has previously used the name C&C Healthcare (Leeds) Ltd.

Sources and links

The full report on C & C Employee Benefits Limited

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