C.f. Capital PLC

Reference number: 631266

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Authorised by the FCA

This firm is on the FCA register and authorised to carry out regulated activities.

Website, phone number and address

Compare these against whatever you were given. Scammers clone real firm names and reference numbers but use their own phone number and website, so a detail that does not match the register is the clearest warning sign there is.

In the full report: 3 background checks

  • When cfcapital.co.uk first appeared online, and whether it can receive email
  • What kind of line 01279 759222 is
  • Who else gives the postcode CM23 5TT
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Other names (4)

If you were contacted under any of these names, it is this firm.

  • CF Commercial Finance Trading name
  • CF Industrial Finance Trading name
  • CFit Trading name
  • CF Professions Finance Trading name

FCA permissions and consumer protection

  • Lend or arrange credit · Hire out goods to consumers No FSCS cover
    Consumer credit is not covered by the FSCS, so there is no compensation scheme if the firm fails.
  • Complaints Ombudsman, free
    You can refer a complaint about this firm to the Financial Ombudsman Service for free, whichever activity it relates to.
Show FCA detail (5 permissions)
  • Credit Broking
  • Debt Adjusting
  • Debt-counselling
  • Entering into Regulated Consumer Hire Agreements as owner
  • Exercising or having the right to exercise the owner's rights and duties under a regulated consumer hire agreement

Limits on what they may do

  • Not permitted to canvass off trade premises
    The firm is not permitted to canvass regulated borrower-lender-supplier agreements or regulated consumer hire agreements off trade premises

FCA disciplinary action and complaints

No FCA disciplinary action.

The Financial Ombudsman Service only publishes complaint figures for firms with 30 or more new complaints in six months, so there are none here for this firm.

Companies House record

The company behind the firm: its status, age, registered office and directors.

Company number
02305279
Company status
Active
Company type
Public limited company
Incorporated
13 October 1988 (38 years old)
Registered office
Matches the FCA register address ✓
Nature of business
  • Financial intermediation not elsewhere classified (SIC 64999)

Directors and company secretaries

Name Role Born Appointed Other companies
Andrew Percy Director Jan 1966 4 Aug 1993 9 other companies
Michael Yiannakou Director Apr 1963 29 Jul 1996 5 other companies
Darren Edward Allen Secretary Not published 1 Jul 2010 –

Other companies run by these 2 directors

A firm is run by people, and their other companies are their track record: what they built, what closed, and anything that failed. It is the check most people never think to make.

other companies
11
closed down
9
went insolvent
1

In the full report: all 11 companies, named

  • What each company does, and whether it is still trading
  • Which of these 2 directors sit on each board, and since when
  • The one that went into liquidation or administration
  • The 3 companies these 2 directors run together
  • All 7 people who have ever been directors, with their dates
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Filed accounts and finances

Year to 31 March 2021Full accountsAudited

Turnover

£20.9m

−41% from £35.4m

Profit before tax

−£125k

−174% from £168k

Net assets

£988k

+9% from £907k

Cash at bank

£169k

−72% from £606k

Turnover and profit

About these figures
Turnover
Money taken from sales in the year, before any costs.
Profit before tax
What was left after the year’s costs, before corporation tax. A minus figure is a loss.
Net assets, or total equity
Everything the company owns minus everything it owes. A minus figure means it owes more than it owns.
Total assets and total liabilities
Everything the company owns, and everything it owes, on the last day of the year. The gap between them is its net assets.
Cash at bank
Money in the company’s accounts on the last day of the year.
Owed within a year, owed after a year
Debts and bills due in the next twelve months, and those due later.

Accounts filed at Companies House for company 02305279. Every figure is as filed, apart from total assets and total liabilities, which are added up from filed figures. Nothing is estimated.

Key dates in its history

C.f. Capital’s history from the FCA register and Companies House, newest first.

Key events (11) All events (27)

2020

16 January 2020

  • Andrew Percy became a part-owner (25–50% of shares)
  • Andrew Percy stopped being a part-owner
  • C.F. Capital Holdings Limited (Company No. 12231353) took control (75–100% of shares)
  • Michael Yiannakou became a part-owner (25–50% of shares)
  • Michael Yiannakou stopped being a part-owner
  • Peter Charlton stopped being a part-owner

Companies House

2016

6 April 2016

  • Peter Charlton became a part-owner (25–50% of shares)

Companies House

2015

28 May 2015

  • Regulated by the FCA from this date
  • FCA imposed a requirement (Not permitted to canvass off trade premises)
  • Became authorised by the FCA

FCA register

1988

13 October 1988

  • Incorporated at Companies House

Companies House

In the full report: all 27 events

  • All 27 events in its history (11 shown here)
  • Every director appointment and resignation: 10
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Firms connected to C.f. Capital

Other FCA-listed firms that share a director, phone number or address with C.f. Capital. A link shows who the firm is tied to, not whether either can be trusted.

connected firm
1
share its postcode
1

In the full report: the connected firm, named

  • How it is linked: the same postcode (1)
  • Who links it to this firm: the named directors, with dates
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Firms like C.f. Capital

Other firms of the same type (credit broker), nearest first.

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Firms are listed by type and location, best known first. Being listed is not a recommendation: check any firm before you deal with it.

Get the full report on C.f. Capital

Everything on this page, plus everything locked above, in one dated PDF you can keep, file or send on.

  • 11 other companies its directors have run, named
  • 3 background checks on its contact details
  • All 27 events in its history
  • 1 connected firm, named, and who links them

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Frequently asked questions about this firm

Is C.f. Capital PLC FCA authorised?
Yes, C.f. Capital PLC (FRN 631266) is authorised by the FCA to carry out regulated activities. It has held its current authorisation since May 2015 and works as a credit broker. The FCA has placed a limit on what it may do.
What is C.f. Capital’s phone number and website?
The FCA register lists the phone number 01279 759222 and the website cfcapital.co.uk for C.f. Capital. If you were given different contact details, use these to check with the firm before going any further.
Is C.f. Capital a scam or clone?
C.f. Capital is a genuine FCA-listed firm, and the FCA has published no warnings about fake versions of it. Scammers do copy real firms, though, so check that any contact details you were given match the ones on the register.
Is my money safe with C.f. Capital?
Its FCA permissions do not allow it to hold or control client money. Protection depends on which product you hold and how C.f. Capital handles your money, so check the specific product before you commit. You can also refer complaints about C.f. Capital to the Financial Ombudsman Service, free of charge.
Who owns C.f. Capital?
C.f. Capital is owned by C.F. Capital Holdings Limited (Company No. 12231353), which holds 75–100% of shares, 75–100% of votes and can appoint and remove the board, since 16 January 2020. Before that, it was controlled by Mr Andrew Percy, Mr Michael Yiannakou and Mr Peter Charlton.
Who runs C.f. Capital?
Companies House lists 2 directors of C.f. Capital: Andrew Percy and Michael Yiannakou.
How long has C.f. Capital been in business?
The company was formed on 13 October 1988, and has held its current FCA authorisation since May 2015.
What do C.f. Capital’s latest accounts show?
Its latest accounts, to 31 March 2021, show turnover of £20.9m (−41% from £35.4m) and profit before tax of −£125k (−174% from £168k).
Does C.f. Capital use any other names?
It trades as CF Commercial Finance, CF Industrial Finance, CFit and CF Professions Finance.

Sources and links

The full report on C.f. Capital PLC

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