C I B B Financial Services LLP

Reference number: 495751

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Authorised by the FCA

This firm is on the FCA register and authorised to carry out regulated activities.

Website, phone number and address

Compare these against whatever you were given. Scammers clone real firm names and reference numbers but use their own phone number and website, so a detail that does not match the register is the clearest warning sign there is.

In the full report: 3 background checks

  • When mortgagefirstuk.com first appeared online, and whether it can receive email
  • What kind of line 0141 221 1100 is
  • Who else gives the postcode G2 1PJ
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Other names (3)

If you were contacted under any of these names, it is this firm.

  • Mortgage First Trading name
  • a 1 Mortgages Former trading name
  • Bruce colquhoun Partnership Former trading name

FCA permissions and consumer protection

  • Give regulated advice FSCS may apply
    A claim for unsuitable advice is itself FSCS-protected, up to the limit that applies to the product you were advised on.
  • Manage or trade investments FSCS may apply
    Eligible investment and pension claims are typically FSCS-protected up to £85,000 per person, depending on the product and your circumstances.
  • Advise on or arrange mortgages FSCS may apply
    Mortgage advice and arranging may be FSCS-covered, up to the limit that applies.
  • Lend or arrange credit No FSCS cover
    Consumer credit is not covered by the FSCS, so there is no compensation scheme if the firm fails.
  • Complaints Ombudsman, free
    You can refer a complaint about this firm to the Financial Ombudsman Service for free, whichever activity it relates to.
Show FCA detail (11 permissions)
  • Acting as a CBTL advisor
  • Acting as a CBTL arranger
  • Advising on investments (except on Pension Transfers and Pension Opt Outs)
  • Advising on regulated mortgage contracts
  • Arranging (bringing about) deals in investments
  • Arranging (bringing about) regulated mortgage contracts
  • Credit Broking
  • Debt-counselling
  • Making arrangements with a view to regulated mortgage contracts
  • Making arrangements with a view to transactions in investments
  • Providing Credit Information Services

FCA disciplinary action and complaints

No FCA disciplinary action.

The Financial Ombudsman Service only publishes complaint figures for firms with 30 or more new complaints in six months, so there are none here for this firm.

Companies House record

The company behind the firm: its status, age, registered office and directors.

Company number
SO302200
Company status
Active
Company type
Limited liability partnership
Incorporated
23 January 2009 (17 years old)
Registered office
100 West George Street, Glasgow, G2 1PJ, Scotland

Directors and company secretaries

Name Role Born Appointed Other companies
Ralph Colquhoun LLP designated member Dec 1968 28 Sep 2017 None
Lucy Elizabeth Macdougall LLP designated member Dec 1996 16 Feb 2026 None

In the full report: every company its directors have run

  • Confirmation that these 2 directors run no other company
  • All 7 people who have been directors, with their dates
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Filed accounts and finances

Year to 31 January 2025Small company accountsNot audited

Net assets

−£39.6k

Up £29.5k from −£69.2k

Cash at bank

£5,960

+91% from £3,126

Employees (average)

0

−100% from 6

Owed within a year

£33.7k

−36% from £52.8k

Net assets are negative: on its last balance sheet the company owed £39.6k more than it owned.

Assets and liabilities

About these figures
Turnover
Money taken from sales in the year, before any costs.
Profit before tax
What was left after the year’s costs, before corporation tax. A minus figure is a loss.
Net assets, or total equity
Everything the company owns minus everything it owes. A minus figure means it owes more than it owns.
Total assets and total liabilities
Everything the company owns, and everything it owes, on the last day of the year. The gap between them is its net assets.
Cash at bank
Money in the company’s accounts on the last day of the year.
Owed within a year, owed after a year
Debts and bills due in the next twelve months, and those due later.

There is no turnover or profit: small companies do not have to publish them.

Accounts filed at Companies House for company SO302200. Every figure is as filed, apart from total assets and total liabilities, which are added up from filed figures. Nothing is estimated.

Key dates in its history

C I B B Financial Services’s history from the FCA register and Companies House, newest first.

Key events (9) All events (28)

2025

9 July 2025

  • Ernest Ralph Colquhoun gained 50–75% of the votes

Companies House

1 February 2025

  • Edward John Irvin no longer has significant control

Companies House

2020

1 October 2020

  • Lesley Colquhoun no longer has significant control

Companies House

2016

6 April 2016

  • Edward John Irvin gained significant control
  • Lesley Colquhoun gained significant control

Companies House

2013

1 April 2013

  • Regulated by the FCA from this date

FCA register

2009

12 May 2009

  • Regulated by the Financial Services Authority from this date
  • Became authorised by the FCA

FCA register

23 January 2009

  • Incorporated at Companies House

Companies House

In the full report: all 28 events

  • All 28 events in its history (9 shown here)
  • Every director appointment and resignation: 12
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Firms connected to C I B B Financial Services

Other FCA-listed firms that share a director, phone number or address with C I B B Financial Services. A link shows who the firm is tied to, not whether either can be trusted.

connected firm
1
share its postcode
1

In the full report: the connected firm, named

  • How it is linked: the same postcode (1)
  • Who links it to this firm: the named directors, with dates
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Firms like C I B B Financial Services

Other firms of the same type (mortgage adviser or broker), nearest first.

In Glasgow

Acla Financial Services LimitedGlasgowAuthorisedBarry ChalmersGlasgowAuthorisedBricks and Mortar Mortgages LimitedGlasgowAuthorisedCapital Managers Mortgages LimitedGlasgowAuthorisedChannel Corporate LimitedGlasgowAuthorisedCharlton Mortgage Services LtdGlasgowAuthorised

Firms are listed by type and location, best known first. Being listed is not a recommendation: check any firm before you deal with it.

Get the full report on C I B B Financial Services

Everything on this page, plus everything locked above, in one dated PDF you can keep, file or send on.

  • Every company its directors have run, named
  • 3 background checks on its contact details
  • All 28 events in its history
  • 1 connected firm, named, and who links them

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Frequently asked questions about this firm

Is C I B B Financial Services LLP FCA authorised?
Yes, C I B B Financial Services LLP (FRN 495751) is authorised by the FCA to carry out regulated activities. It has held its current authorisation since May 2009 and works as a mortgage adviser or broker. The FCA has placed no limits on its permissions.
What is C I B B Financial Services’ phone number and website?
The FCA register lists the phone number 0141 221 1100 and the website mortgagefirstuk.com for C I B B Financial Services. If you were given different contact details, use these to check with the firm before going any further.
Is C I B B Financial Services a scam or clone?
C I B B Financial Services is a genuine FCA-listed firm, and the FCA has published no warnings about fake versions of it. Scammers do copy real firms, though, so check that any contact details you were given match the ones on the register.
Is my money safe with C I B B Financial Services?
Its FCA permissions do not allow it to hold or control client money. It depends on the product, but eligible claims may be protected by the FSCS. You can also refer complaints about C I B B Financial Services to the Financial Ombudsman Service, free of charge.
Who owns C I B B Financial Services?
Companies House lists one person with significant control of C I B B Financial Services: Mr Ernest Ralph Colquhoun (50–75% of votes). Before that, it was controlled by Mrs Lesley Colquhoun and Mr Edward John Irvin.
Who runs C I B B Financial Services?
Companies House lists 2 directors of C I B B Financial Services: Ralph Colquhoun and Lucy Elizabeth Macdougall.
How long has C I B B Financial Services been in business?
The company was formed on 23 January 2009, and has held its current FCA authorisation since May 2009.
What do C I B B Financial Services’ latest accounts show?
Its latest accounts, to 31 January 2025, show net assets of −£39.6k (up £29.5k from −£69.2k) and cash at bank of £5,960 (+91% from £3,126).
Does C I B B Financial Services use any other names?
It trades as Mortgage First. It has previously used 2 other names: a 1 Mortgages and Bruce colquhoun Partnership.

Sources and links

The full report on C I B B Financial Services LLP

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