C.R. Morrow Limited

Reference number: 584343

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Appointed representative

This firm does not hold FCA authorisation of its own, and acts under a principal firm, which is legally responsible for its regulated business.

Responsible principal firm

Itc Compliance Limited Reference number: 313486 Authorised View firm →
What does this mean?
  • An appointed representative (AR) can carry out regulated financial services, but is not directly authorised by the FCA. A principal firm holds the authorisation and is legally responsible for the AR's conduct.
  • C.R. Morrow Limited (FRN 584343) is an AR of Itc Compliance Limited (FRN 313486). When you use C.R. Morrow's services, the FCA authorisation sits with the principal firm.
  • Example: if you take financial advice from C.R. Morrow, complaints and compensation usually follow the same rules as dealing with the principal, but this depends on the product and your circumstances.
  • Before you proceed, confirm contact details match the official FCA register for both firms. Scammers sometimes clone legitimate AR names and FRNs but use fake phone numbers and websites.

This company holds another FCA record

A company can hold several FCA records, covering different parts of its business, and each one carries its own permissions and protection. The reference number you were given decides which record applies to you.

Website, phone number and address

Compare these against whatever you were given. Scammers clone real firm names and reference numbers but use their own phone number and website, so a detail that does not match the register is the clearest warning sign there is.

In the full report: 3 background checks

  • When crmorrow.com first appeared online, and whether it can receive email
  • What kind of line 028 3083 0525 is
  • Who else gives the postcode BT35 7NB
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Other names (1)

If you were contacted under any of these names, it is this firm.

  • C R Morrow Ltd Former name

FCA permissions and consumer protection

  • Protection through the principal firm
    Protection works through Itc Compliance Limited, the principal firm responsible for this firm's regulated activity. FSCS cover and the Financial Ombudsman Service apply as they would to the principal.
  • Complaints Ombudsman, free
    You can refer a complaint about this firm to the Financial Ombudsman Service for free, whichever activity it relates to.

FCA disciplinary action and complaints

No FCA disciplinary action.

The Financial Ombudsman Service only publishes complaint figures for firms with 30 or more new complaints in six months, so there are none here for this firm.

Companies House record

The company behind the firm: its status, age, registered office and directors.

Company number
NI006183
Company status
Active
Company type
Private limited company
Incorporated
18 November 1964 (61 years old)
Registered office
109 Millvale Road,, Bessbrook, Co Armagh, BT35 7NB
Nature of business
  • Sale of new cars and light motor vehicles (SIC 45111)
  • Sale of used cars and light motor vehicles (SIC 45112)
  • Maintenance and repair of motor vehicles (SIC 45200)
  • Retail trade of motor vehicle parts and accessories (SIC 45320)

Directors and company secretaries

Name Role Born Appointed Other companies
Clarence Romain Morrow Director Oct 1960 17 Feb 2006 None
Graeme Ford Lawson Morrow Director Oct 1964 17 Feb 2006 None
Clarence Romain Morrow Secretary Not published 7 Aug 2006 None

In the full report: every company its directors have run

  • Confirmation that these 2 directors run no other company
  • All 4 people who have been directors, with their dates
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Filed accounts and finances

Year to 31 December 2025Abridged accountsNot audited

Net assets

£1.19m

−8.7% from £1.31m

Employees (average)

29

−9.4% from 32

Assets and liabilities

In the full report: all 7 years of accounts

  • Every year from 2019 to 2025
  • The chart, over every year
  • Every filed figure, year by year
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About these figures
Turnover
Money taken from sales in the year, before any costs.
Profit before tax
What was left after the year’s costs, before corporation tax. A minus figure is a loss.
Net assets, or total equity
Everything the company owns minus everything it owes. A minus figure means it owes more than it owns.
Total assets and total liabilities
Everything the company owns, and everything it owes, on the last day of the year. The gap between them is its net assets.
Cash at bank
Money in the company’s accounts on the last day of the year.
Owed within a year, owed after a year
Debts and bills due in the next twelve months, and those due later.

There is no turnover or profit: small companies do not have to publish them.

Accounts filed at Companies House for company NI006183. Every figure is as filed, apart from total assets and total liabilities, which are added up from filed figures. Nothing is estimated.

Key dates in its history

C.R. Morrow’s history from the FCA register and Companies House, newest first.

Key events (8) All events (12)

2018

20 June 2018

  • Pansy Morrow stopped being a part-owner

Companies House

2016

6 April 2016

  • Clarence Morrow became the majority owner (50–75% of shares)
  • Graeme Ford Lawson Morrow became a part-owner (25–50% of shares)
  • Pansy Morrow became a part-owner (25–50% of shares)

Companies House

2015

15 June 2015

  • Changed its registered name from "C R Morrow Limited"

FCA register

3 March 2015

  • Changed its registered name from "C R Morrow Ltd"

FCA register

2012

6 July 2012

  • Became an appointed representative

FCA register

1964

18 November 1964

  • Incorporated at Companies House

Companies House

In the full report: all 12 events

  • All 12 events in its history (8 shown here)
  • Every director appointment and resignation: 4
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Get the full report on C.R. Morrow

Everything on this page, plus everything locked above, in one dated PDF you can keep, file or send on.

  • Every company its directors have run, named
  • 3 background checks on its contact details
  • 7 years of accounts, charted
  • All 12 events in its history

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Frequently asked questions about this firm

Is C.R. Morrow Limited FCA authorised?
C.R. Morrow Limited (FRN 584343) is not directly authorised. It is an appointed representative acting under the responsibility of a directly authorised principal firm.
What does appointed representative mean for C.R. Morrow?
An appointed representative (AR) can carry out regulated financial services, but is not directly authorised by the FCA. A principal firm holds the authorisation and is legally responsible for the AR's conduct. C.R. Morrow Limited (FRN 584343) is an AR of Itc Compliance Limited (FRN 313486). When you use C.R. Morrow's services, the FCA authorisation sits with the principal firm. Example: if you take financial advice from C.R. Morrow, complaints and compensation usually follow the same rules as dealing with the principal, but this depends on the product and your circumstances. Before you proceed, confirm contact details match the official FCA register for both firms. Scammers sometimes clone legitimate AR names and FRNs but use fake phone numbers and websites.
What is C.R. Morrow’s phone number and website?
The FCA register lists the phone number 028 3083 0525 and the website crmorrow.com for C.R. Morrow. If you were given different contact details, use these to check with the firm before going any further.
Is C.R. Morrow a scam or clone?
C.R. Morrow is a genuine FCA-listed firm, and the FCA has published no warnings about fake versions of it. Scammers do copy real firms, though, so check that any contact details you were given match the ones on the register.
Is my money safe with C.R. Morrow?
Protection works through Itc Compliance Limited, the principal firm responsible for C.R. Morrow's regulated activity. FSCS cover and the Financial Ombudsman Service apply as they would to the principal.
Who owns C.R. Morrow?
Companies House lists 2 people with significant control of C.R. Morrow: Mr Clarence Morrow (50–75% of shares) and Mr Graeme Ford Lawson Morrow (25–50% of shares). Before that, it was controlled by Mrs Pansy Morrow.
Who runs C.R. Morrow?
Companies House lists 2 directors of C.R. Morrow: Clarence Romain Morrow and Graeme Ford Lawson Morrow.
How long has C.R. Morrow been in business?
The company was formed on 18 November 1964.
What do C.R. Morrow’s latest accounts show?
Its latest accounts, to 31 December 2025, show net assets of £1.19m (−8.7% from £1.31m).
Does C.R. Morrow use any other names?
It has previously used the name C R Morrow Ltd.

Sources and links

The full report on C.R. Morrow Limited

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