C365 Ltd
Reference number: 729449
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Appointed representative
This firm does not hold FCA authorisation of its own, and acts under a principal firm, which is legally responsible for its regulated business.
- Appointed for 10 years
- Protected through the principal
- No FCA actions
- Active company since 2012
- Accounts filed up to 31 December 2025
- 1 thing worth a closer look in the background checks
Responsible principal firm
GI AND PROTECTION MANAGEMENT LTD Reference number: 308565 View firm →What does this mean?
- An appointed representative (AR) can carry out regulated financial services, but is not directly authorised by the FCA. A principal firm holds the authorisation and is legally responsible for the AR's conduct.
- C365 Ltd (FRN 729449) is an AR of GI AND PROTECTION MANAGEMENT LTD (FRN 308565). When you use C365's services, the FCA authorisation sits with the principal firm.
- Example: if you take financial advice from C365, complaints and compensation usually follow the same rules as dealing with the principal, but this depends on the product and your circumstances.
- Before you proceed, confirm contact details match the official FCA register for both firms. Scammers sometimes clone legitimate AR names and FRNs but use fake phone numbers and websites.
Website, phone number and address
Compare these against whatever you were given. Scammers clone real firm names and reference numbers but use their own phone number and website, so a detail that does not match the register is the clearest warning sign there is.
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Website
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Phone number
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Address
Unit 1, Station Court, Station Approach, Borough Green, Sevenoaks, Kent, TN15 8AD, United Kingdom
In the full report: 3 background checks, 1 thing worth a closer look
- When ibgs.co.uk first appeared online, and whether it can receive email
- What kind of line 0333 014 5566 is, and the other firm that gives it
- Who else gives the postcode TN15 8AD
Other names (1)
If you were contacted under any of these names, it is this firm.
- IBGS Trading name: A name it trades under now.
FCA permissions and consumer protection
- Protection through the principal firmProtection works through Gi and Protection Management Ltd, the principal firm responsible for this firm's regulated activity. FSCS cover and the Financial Ombudsman Service apply as they would to the principal.
- Complaints Ombudsman, freeYou can refer a complaint about this firm to the Financial Ombudsman Service for free, whichever activity it relates to.
FCA disciplinary action and complaints
No FCA disciplinary action.
The Financial Ombudsman Service only publishes complaint figures for firms with 30 or more new complaints in six months, so there are none here for this firm.
Companies House record
The company behind the firm: its status, age, registered office and directors.
- Company name
- C365 LIMITED
- Company number
- 08325315 (opens Companies House in a new tab)
- Company status
- Active
- Company type
- Private limited company
- Incorporated
- 11 December 2012 (13 years old)
- Registered office
- 1 Station Court Station Approach, Borough Green, Sevenoaks, Kent, TN15 8AD, England
- Nature of business
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- Non-life insurance (SIC 65120)
Directors and company secretaries
| Name | Role | Born | Appointed | Other companies |
|---|---|---|---|---|
| Marc Dennis Chatfield | Director | Apr 1968 | 11 Dec 2012 | 5 other companies |
| Marc Dennis Chatfield | Secretary | Not published | 11 Dec 2012 | – |
Other companies run by its director
A firm is run by people, and their other companies are their track record: what they built, what closed, and anything that failed. It is the check most people never think to make.
- other companies
- 5
- closed down
- 4
- is FCA-registered
- 1
In the full report: all 5 companies, named
- What each company does, and whether it is still trading
- Which of its director sits on each board, and since when
- Any that went into liquidation or administration
- The one on the FCA register
- All 3 people who have ever been directors, with their dates
Filed accounts and finances
Net assets
£53.5k
+238% from £15.8k
Employees (average)
0
Same as 0
Owed within a year
£41.9k
+203% from £13.8k
Assets and liabilities
In the full report: all 7 years of accounts
- Every year from 2019 to 2025
- The chart, over every year
- Every filed figure, year by year
About these figures
- Turnover
- Money taken from sales in the year, before any costs.
- Profit before tax
- What was left after the year’s costs, before corporation tax. A minus figure is a loss.
- Net assets, or total equity
- Everything the company owns minus everything it owes. A minus figure means it owes more than it owns.
- Total assets and total liabilities
- Everything the company owns, and everything it owes, on the last day of the year. The gap between them is its net assets.
- Cash at bank
- Money in the company’s accounts on the last day of the year.
- Owed within a year, owed after a year
- Debts and bills due in the next twelve months, and those due later.
There is no turnover or profit: small companies do not have to publish them.
Accounts filed at Companies House for company 08325315. Every figure is as filed, apart from total assets and total liabilities, which are added up from filed figures. Nothing is estimated.
Key dates in its history
C365’s history from the FCA register and Companies House, newest first.
2016
6 April 2016
- Marc Dennis Chatfield took control (75–100% of shares)
Companies House
2015
18 December 2015
- Became an appointed representative
FCA register
2012
11 December 2012
- Incorporated at Companies House
Companies House
In the full report: all 9 events
- All 9 events in its history (3 shown here)
- Every director appointment and resignation: 5
Firms connected to C365
Other FCA-listed firms that share a director, phone number or address with C365. A link shows who the firm is tied to, not whether either can be trusted.
- connected firms
- 3
- share a director
- 1
- share its phone number
- 1
In the full report: all 3 connected firms, named
- How each is linked: shared directors (1), the same phone number (1), the same postcode (3)
- Who links each one: the named directors, with dates
Firms like C365
Other firms of the same type (insurance broker), nearest first.
In Sevenoaks
Firms are listed by type and location, best known first. Being listed is not a recommendation: check any firm before you deal with it.
Get the full report on C365
Everything on this page, plus everything locked above, in one dated PDF you can keep, file or send on.
- 5 other companies its directors have run, named
- 3 background checks on its contact details, 1 flagged
- 7 years of accounts, charted
- All 9 events in its history
- 3 connected firms, named, and who links them
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Frequently asked questions about this firm
Is C365 Ltd FCA authorised?
What does appointed representative mean for C365?
What is C365’s phone number and website?
Is C365 a scam or clone?
Is my money safe with C365?
Who owns C365?
Who runs C365?
How long has C365 been in business?
What do C365’s latest accounts show?
Does C365 use any other names?
Sources and links
- Its entry on the FCA register register.fca.org.uk
- Its Companies House record gov.uk
- Complaints the Financial Ombudsman Service can help with financial-ombudsman.org.uk
- Report a scam to the FCA fca.org.uk