Cabot Credit Management Group Limited: FCA regulated?

Authorised by the FCA

This firm is on the FCA register and authorised to carry out regulated activities.

Authorised for 10 years
Your funds are protected by FSCS
No FCA actions
Active company since 2003
80 Ombudsman complaints in January–June 2025
Its phone number is also given by a firm that is no longer authorised
One of its directors is also a director of a firm that is no longer authorised

Website, phone number and address

Compare these against whatever you were given. Scammers clone real firm names and reference numbers but use their own phone number and website, so a detail that does not match the register is the clearest warning sign there is.

Website

cabotcm.com (opens in a new tab)
Phone number

01753 724400

Also given by a firm that is no longer authorised. Check you are dealing with the firm on this page.
Address

1 Kings Hill Avenue, Kings Hill, West Malling, Kent, ME19 4UA, United Kingdom

In the full report: 3 background checks

When cabotcm.com first appeared online, and whether it can receive email
What kind of line 01753 724400 is, and the 2 other firms that give it
Who else gives the postcode ME19 4UA

Other names (7)

If you were contacted under any of these names, it is this firm.

Cabot Trading name: A name it trades under now.
Cabot Credit Management Trading name: A name it trades under now.
Cabot Financial Trading name: A name it trades under now.
Apex Credit Management Limited Former trading name: A name it used to trade under.
Cabot Financial (Europe) Limited Former trading name: A name it used to trade under.
Cabot Financial (Marlin) Limited Former trading name: A name it used to trade under.
Midland Credit Management India Private Limited Former trading name: A name it used to trade under.

FCA permissions and consumer protection

Advise on or arrange mortgages FSCS may apply
Mortgage advice and arranging may be FSCS-covered, up to the limit that applies.
Lend or arrange credit No FSCS cover
Consumer credit is not covered by the FSCS, so there is no compensation scheme if the firm fails.
Complaints Ombudsman, free
You can refer a complaint about this firm to the Financial Ombudsman Service for free, whichever activity it relates to.

Show FCA detail (8 permissions)

Acting as a CBTL administrator
Acting as a CBTL Administrator
Administering a regulated mortgage contract
Debt Administration
Debt-collecting
Exercising/having right to exercise lender's rights and duties under a regulated credit agreement (excluding high-cost short-term credit, bill of sale agreement, and home collected credit agreement)
Exercising or having the right to exercise the lender's rights and duties under a bill of sale loan agreement
Exercising or having the right to exercise the lender's rights and duties under a regulated home credit loan agreement

Financial Ombudsman complaints

Ombudsman complaints

new complaints, January–June 2025: 80
upheld, against a 31% median: 21%
about banking and credit: 79

A bigger firm gets more complaints simply because it has more customers.

Companies House record

The company behind the firm: its status, age, registered office and directors.

Company number: 04934534 (opens Companies House in a new tab)
Company status: Active
Company type: Private limited company
Incorporated: 16 October 2003 (23 years old)
Registered office: Matches the FCA register address ✓
Nature of business: Activities of head offices (SIC 70100)

Directors and company secretaries

Name	Role	Born	Appointed	Other companies
Brendan Edward Gilligan	Director	Jun 1956	5 Dec 2017	17 other companies
Paul Jenkins	Director	Nov 1969	18 Jan 2021	43 other companies
Jonathan Andrew Graham	Director	May 1969	19 Oct 2021	40 other companies
John Yung	Director	Apr 1965	10 Jul 2023	None
Lucy Marie Bassett	Secretary	Not published	30 Sep 2024	–

Other companies run by these 4 directors

A firm is run by people, and their other companies are their track record: what they built, what closed, and anything that failed. It is the check most people never think to make.

other companies: 65
closed down: 35
went insolvent: 1

In the full report: all 65 companies, named

What each company does, and whether it is still trading
Which of these 4 directors sit on each board, and since when
The one that went into liquidation or administration
The 5 on the FCA register, including one no longer authorised
The 35 companies these 4 directors run together
All 34 people who have ever been directors, with their dates

Key dates in its history

Cabot Credit Management Group’s history from the FCA register and Companies House, newest first.

Key events (4) All events (78)

2016

30 June 2016

Cabot Financial Limited took control (75–100% of shares)

Companies House

11 March 2016

Regulated by the FCA from this date
Became authorised by the FCA

FCA register · Companies House

2003

16 October 2003

Incorporated at Companies House

Companies House

In the full report: all 78 events

All 78 events in its history (4 shown here)
Every director appointment and resignation: 62

Firms connected to Cabot Credit Management Group

Other FCA-listed firms that share a director, phone number or address with Cabot Credit Management Group. A link shows who the firm is tied to, not whether either can be trusted.

connected firms: 6
no longer authorised: 1
share a director: 5

In the full report: all 6 connected firms, named

How each is linked: shared directors (5), the same phone number (2), the same postcode (2)
Who links each one: the named directors, with dates

Firms like Cabot Credit Management Group

Other firms of the same type (debt collector), nearest first.

In the Medway (ME) postcode area

Apogee Corporation LimitedMaidstoneAuthorised Sta International LimitedMaidstoneAuthorised

Elsewhere in the UK

Experian Refi Outsource Services LimitedNottinghamAuthorised Barclays Security Trustee LimitedLondonAuthorised Funding Circle LtdLondonAuthorised Paymentsense LimitedLondonAuthorised

Firms are listed by type and location, best known first. Being listed is not a recommendation: check any firm before you deal with it.

Get the full report on Cabot Credit Management Group

Everything on this page, plus everything locked above, in one dated PDF you can keep, file or send on.

65 other companies its directors have run, named
3 background checks on its contact details
All 78 events in its history
6 connected firms, named, and who links them

Instant PDF One-off payment Secure checkout by Stripe

Frequently asked questions about this firm

Is Cabot Credit Management Group Limited FCA authorised?

Yes, Cabot Credit Management Group Limited (FRN 677910) is authorised by the FCA to carry out regulated activities. It has held its current authorisation since March 2016 and works as a debt collector. The FCA has placed no limits on its permissions.

What is Cabot Credit Management Group’s phone number and website?

The FCA register lists the phone number 01753 724400 and the website cabotcm.com for Cabot Credit Management Group. If you were given different contact details, use these to check with the firm before going any further. The same number is also given by 2 other FCA firms, one of which is no longer authorised.

Is Cabot Credit Management Group a scam or clone?

Cabot Credit Management Group is a genuine FCA-listed firm, and the FCA has published no warnings about fake versions of it. Scammers do copy real firms, though, so check that any contact details you were given match the ones on the register.

Is my money safe with Cabot Credit Management Group?

Its FCA permissions do not allow it to hold or control client money. It depends on the product, but eligible claims may be protected by the FSCS. You can also refer complaints about Cabot Credit Management Group to the Financial Ombudsman Service, free of charge.

Who owns Cabot Credit Management Group?

Cabot Credit Management Group is owned by Cabot Financial Limited, which holds 75–100% of shares, 75–100% of votes and can appoint and remove the board, since 30 June 2016.

Who runs Cabot Credit Management Group?

Companies House lists 4 directors of Cabot Credit Management Group: Brendan Edward Gilligan, Paul Jenkins, Jonathan Andrew Graham and John Yung.

How long has Cabot Credit Management Group been in business?

The company was formed on 16 October 2003, and has held its current FCA authorisation since March 2016.

How many complaints does Cabot Credit Management Group get?

In January–June 2025, the Financial Ombudsman Service received 80 new complaints about Cabot Credit Management Group, and upheld 21% of those it decided.

Does Cabot Credit Management Group use any other names?

It trades as Cabot, Cabot Credit Management and Cabot Financial. It has previously used 4 other names, including Apex Credit Management Limited, Cabot Financial (Europe) Limited and Cabot Financial (Marlin) Limited.