Caerus Capital Limited

Reference number: 802631

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Authorisation being cancelled, but in an insolvency process

This firm is under the control of insolvency practitioners and may have stopped taking on new business. If you are or were a customer, deal with the appointed office holders rather than the firm.

What the FCA says

ATTENTION - Firm in an insolvency process

This firm is in an insolvency process. It is under the control of the appointed insolvency office holder(s) and may have stopped taking on new business. It has to continue to meet our standards in line with its regulatory status, including when dealing with its customers. If you are/were a customer check how this affects you with the firm or the appointed insolvency office holder(s).

Website, phone number and address

Compare these against whatever you were given. Scammers clone real firm names and reference numbers but use their own phone number and website, so a detail that does not match the register is the clearest warning sign there is.

  • No website on the FCA register

  • No phone number on the FCA register

  • Address

    Cowgills Ltd, Fourth Floor, Unit SB, PARKLANDS, LOSTOCK, Bolton, BL6 4SD, United Kingdom

In the full report: 1 background check

  • Who else gives the postcode BL6 4SD
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Other names (11)

If you were contacted under any of these names, it is this firm.

  • Carcliq Trading name
  • Carcliq.co.uk Trading name
  • Choose My Car Trading name
  • Choose My Finance Trading name
  • Choose My Lease Trading name
  • Cliq Car Finance Trading name
  • Her Motors Trading name
  • My Car Match UK Trading name
  • Vanzio Trading name
  • Smart Car Finance Former trading name
  • Valifi.co.uk Former trading name

Past FCA permissions and consumer protection

  • In an insolvency process
    Money the firm held is returned through the appointed office holders, which takes time and can fall short. The FSCS covers eligible claims up to its limits, and the Ombudsman can still look at a complaint.
Show FCA detail (4 permissions)
  • Credit Broking
  • Debt Adjusting
  • Debt-counselling
  • Providing Credit Information Services

FCA disciplinary action and complaints

No FCA disciplinary action.

The Financial Ombudsman Service only publishes complaint figures for firms with 30 or more new complaints in six months, so there are none here for this firm.

Companies House record

The company behind the firm: its status, age, registered office and directors.

Concerns on the company record

  • Companies House records this company in administration.
  • Confirmation statement is overdue at Companies House.
  • This company has insolvency history on record.
Company number
10933221
Company status
Administration
Company type
Private limited company
Incorporated
25 August 2017 (9 years old)
Registered office
C/O COWGILLS LIMITED, First Floor, Unit 5b The Parklands Lostock, Bolton, Lancashire, BL6 4SD
Nature of business
  • Sale of used cars and light motor vehicles (SIC 45112)
  • Credit granting by non-deposit taking finance houses and other specialist consumer credit grantors (SIC 64921)
  • Activities of credit bureaus (SIC 82912)

Directors and company secretaries

Name Role Born Appointed Other companies
Diane Wade Director Sep 1963 25 Aug 2017 4 other companies
Nicholas Adam Zapolski Director Sep 1982 18 Apr 2021 4 other companies

Other companies run by these 2 directors

A firm is run by people, and their other companies are their track record: what they built, what closed, and anything that failed. It is the check most people never think to make.

other companies
8
closed down
7
still active
1

In the full report: all 8 companies, named

  • What each company does, and whether it is still trading
  • Which of these 2 directors sit on each board, and since when
  • Any that went into liquidation or administration
  • All 3 people who have ever been directors, with their dates
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Filed accounts and finances

Year to 30 June 2025Full accountsNot audited

Net assets

£400k

Up £379k from £20.8k

Cash at bank

£421k

+11% from £379k

Assets and liabilities

In the full report: all 7 years of accounts

  • Every year from 2019 to 2025
  • The chart, over every year
  • Every filed figure, year by year
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About these figures
Turnover
Money taken from sales in the year, before any costs.
Profit before tax
What was left after the year’s costs, before corporation tax. A minus figure is a loss.
Net assets, or total equity
Everything the company owns minus everything it owes. A minus figure means it owes more than it owns.
Total assets and total liabilities
Everything the company owns, and everything it owes, on the last day of the year. The gap between them is its net assets.
Cash at bank
Money in the company’s accounts on the last day of the year.
Owed within a year, owed after a year
Debts and bills due in the next twelve months, and those due later.

Accounts filed at Companies House for company 10933221. Every figure is as filed, apart from total assets and total liabilities, which are added up from filed figures. Nothing is estimated.

Key dates in its history

Caerus Capital’s history from the FCA register and Companies House, newest first.

Key events (6) All events (26)

2021

18 April 2021

  • Diane Wade gave up control
  • Nicholas Zapolski took control (75–100% of shares)

Companies House

2018

30 May 2018

  • Regulated by the FCA from this date
  • Applied to cancel its FCA authorisation

FCA register

2017

25 August 2017

  • Incorporated at Companies House
  • Diane Wade took control (75–100% of shares)

Companies House

In the full report: all 26 events

  • All 26 events in its history (6 shown here)
  • Every director appointment and resignation: 4
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Firms like Caerus Capital

Other firms of the same type (car dealer), nearest first.

In Bolton

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Firms are listed by type and location, best known first. Being listed is not a recommendation: check any firm before you deal with it.

Get the full report on Caerus Capital

Everything on this page, plus everything locked above, in one dated PDF you can keep, file or send on.

  • 8 other companies its directors have run, named
  • 1 background check on its contact details
  • 7 years of accounts, charted
  • All 26 events in its history

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Frequently asked questions about this firm

Is Caerus Capital Limited FCA authorised?
Caerus Capital Limited (FRN 802631) is on the FCA register, but its authorisation is changing (authorisation being cancelled). Check the register before dealing with it.
Is Caerus Capital a scam or clone?
Caerus Capital is a genuine FCA-listed firm, and the FCA has published no warnings about fake versions of it. Scammers do copy real firms, though, so check that any contact details you were given match the ones on the register.
Is my money safe with Caerus Capital?
Caerus Capital is under the control of insolvency practitioners, so money it held is returned through the appointed office holders rather than by the firm. That takes time and can fall short. Where money is missing, the FSCS covers eligible claims up to its limits, and the Financial Ombudsman Service can still consider a complaint.
Who owns Caerus Capital?
Companies House lists one person with significant control of Caerus Capital: Mr Nicholas Zapolski (75–100% of shares). Before that, it was controlled by Ms Diane Wade.
Who runs Caerus Capital?
Companies House lists 2 directors of Caerus Capital: Diane Wade and Nicholas Adam Zapolski.
How long has Caerus Capital been in business?
The company was formed on 25 August 2017. Companies House now lists it as administration.
What do Caerus Capital’s latest accounts show?
Its latest accounts, to 30 June 2025, show net assets of £400k (up £379k from £20.8k) and cash at bank of £421k (+11% from £379k).
Does Caerus Capital use any other names?
It trades as Carcliq, Carcliq.co.uk, Choose My Car, Choose My Finance and Choose My Lease, and 4 more names. It has previously used 2 other names: Smart Car Finance and Valifi.co.uk.

Sources and links

The full report on Caerus Capital Limited

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