Cafe-Spa Limited

Reference number: 676417

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Authorised by the FCA

This firm is on the FCA register and authorised to carry out regulated activities.

Website, phone number and address

Compare these against whatever you were given. Scammers clone real firm names and reference numbers but use their own phone number and website, so a detail that does not match the register is the clearest warning sign there is.

  • No website on the FCA register

  • Phone number

    01905 798876

  • Address

    Cafe Spa, Unit 25C, North Bank, Berry Hill Industrial Estate, Droitwich, Worcestershire, WR9 9AU, United Kingdom

In the full report: 2 background checks

  • What kind of line 01905 798876 is
  • Who else gives the postcode WR9 9AU
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FCA permissions and consumer protection

  • Lend or arrange credit · Hire out goods to consumers No FSCS cover
    Consumer credit is not covered by the FSCS, so there is no compensation scheme if the firm fails.
  • Complaints Ombudsman, free
    You can refer a complaint about this firm to the Financial Ombudsman Service for free, whichever activity it relates to.
Show FCA detail (3 permissions)
  • Credit Broking
  • Entering into Regulated Consumer Hire Agreements as owner
  • Exercising or having the right to exercise the owner's rights and duties under a regulated consumer hire agreement

FCA disciplinary action and complaints

No FCA disciplinary action.

The Financial Ombudsman Service only publishes complaint figures for firms with 30 or more new complaints in six months, so there are none here for this firm.

Companies House record

The company behind the firm: its status, age, registered office and directors.

Company number
08482831
Company status
Active
Company type
Private limited company
Incorporated
10 April 2013 (13 years old)
Registered office
Unit 25c Northbank, Berryhill Industrial Estate, Droitwich, Worcestershire, WR9 8UD
Nature of business
  • Agents involved in the sale of food, beverages and tobacco (SIC 46170)

Directors and company secretaries

Name Role Born Appointed Other companies
Benjamin Campbell Director Jul 1968 10 Apr 2013 None

In the full report: every company its directors have run

  • Confirmation that its director runs no other company
  • Both people who have been directors, with their dates
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Filed accounts and finances

Year to 30 April 2025Micro-entity accountsNot audited

Net assets

£54.0k

−30% from £76.8k

Employees (average)

10

Same as 10

Owed within a year

£297k

+16% from £256k

Assets and liabilities

In the full report: all 7 years of accounts

  • Every year from 2019 to 2025
  • The chart, over every year
  • Every filed figure, year by year
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About these figures
Turnover
Money taken from sales in the year, before any costs.
Profit before tax
What was left after the year’s costs, before corporation tax. A minus figure is a loss.
Net assets, or total equity
Everything the company owns minus everything it owes. A minus figure means it owes more than it owns.
Total assets and total liabilities
Everything the company owns, and everything it owes, on the last day of the year. The gap between them is its net assets.
Cash at bank
Money in the company’s accounts on the last day of the year.
Owed within a year, owed after a year
Debts and bills due in the next twelve months, and those due later.

There is no turnover or profit: small companies do not have to publish them.

Accounts filed at Companies House for company 08482831. Every figure is as filed, apart from total assets and total liabilities, which are added up from filed figures. Nothing is estimated.

Key dates in its history

Cafe-Spa’s history from the FCA register and Companies House, newest first.

Key events (5) All events (10)

2026

1 August 2026

  • Nicholas James Oakes became a part-owner (25–50% of shares)

Companies House

2016

6 April 2016

  • Benjamin Campbell became the majority owner (50–75% of shares)

Companies House

2015

17 April 2015

  • Regulated by the FCA from this date
  • Became authorised by the FCA

FCA register

2013

10 April 2013

  • Incorporated at Companies House

Companies House

In the full report: all 10 events

  • All 10 events in its history (5 shown here)
  • Every director appointment and resignation: 3
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Firms like Cafe-Spa

Other firms of the same type (credit broker), nearest first.

In Droitwich

Charlie MagnetDroitwichAuthorisedMurtaza Kaderbhai and Nazia AlyasDroitwichAppointed representativeAshley Anderson LimitedDroitwichAuthorisedAssistive Bathing LimitedDroitwichAuthorisedCoffee Masters UK LimitedDroitwichAuthorisedDroitwich Golf Club LimitedDroitwichAuthorised

Firms are listed by type and location, best known first. Being listed is not a recommendation: check any firm before you deal with it.

Get the full report on Cafe-Spa

Everything on this page, plus everything locked above, in one dated PDF you can keep, file or send on.

  • Every company its directors have run, named
  • 2 background checks on its contact details
  • 7 years of accounts, charted
  • All 10 events in its history

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Frequently asked questions about this firm

Is Cafe-Spa Limited FCA authorised?
Yes, Cafe-Spa Limited (FRN 676417) is authorised by the FCA to carry out regulated activities. It has held its current authorisation since April 2015 and works as a credit broker. The FCA has placed no limits on its permissions.
What is Cafe-Spa’s phone number?
The FCA register lists the phone number 01905 798876 for Cafe-Spa. If you were given different contact details, use these to check with the firm before going any further.
Is Cafe-Spa a scam or clone?
Cafe-Spa is a genuine FCA-listed firm, and the FCA has published no warnings about fake versions of it. Scammers do copy real firms, though, so check that any contact details you were given match the ones on the register.
Is my money safe with Cafe-Spa?
Its FCA permissions do not allow it to hold or control client money. Protection depends on which product you hold and how Cafe-Spa handles your money, so check the specific product before you commit. You can also refer complaints about Cafe-Spa to the Financial Ombudsman Service, free of charge.
Who owns Cafe-Spa?
Companies House lists 2 people with significant control of Cafe-Spa: Mr Benjamin Campbell (50–75% of shares) and Mr Nicholas James Oakes (25–50% of shares).
Who runs Cafe-Spa?
Companies House lists one director of Cafe-Spa: Benjamin Campbell.
How long has Cafe-Spa been in business?
The company was formed on 10 April 2013, and has held its current FCA authorisation since April 2015.
What do Cafe-Spa’s latest accounts show?
Its latest accounts, to 30 April 2025, show net assets of £54.0k (−30% from £76.8k).

Sources and links

The full report on Cafe-Spa Limited

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