Caledonia Mortgages Ltd

Reference number: 720624

Instant download

Appointed representative

This firm does not hold FCA authorisation of its own, and acts under a principal firm, which is legally responsible for its regulated business.

What does this mean?
  • An appointed representative (AR) can carry out regulated financial services, but is not directly authorised by the FCA. A principal firm holds the authorisation and is legally responsible for the AR's conduct.
  • Caledonia Mortgages Ltd (FRN 720624) is an AR of First Complete Limited (FRN 435779). When you use Caledonia Mortgages's services, the FCA authorisation sits with the principal firm.
  • Example: if you take financial advice from Caledonia Mortgages, complaints and compensation usually follow the same rules as dealing with the principal, but this depends on the product and your circumstances.
  • Before you proceed, confirm contact details match the official FCA register for both firms. Scammers sometimes clone legitimate AR names and FRNs but use fake phone numbers and websites.

Website, phone number and address

Compare these against whatever you were given. Scammers clone real firm names and reference numbers but use their own phone number and website, so a detail that does not match the register is the clearest warning sign there is.

  • No website on the FCA register

  • Phone number

    07762 066345

  • Address

    46 Parkhill Drive, Rutherglen, Glasgow, South Lanarkshire, G73 2PW, United Kingdom

In the full report: 2 background checks

  • What kind of line 07762 066345 is
  • Who else gives the postcode G73 2PW
Instant PDF download

FCA permissions and consumer protection

  • Protection through the principal firm
    Protection works through First Complete Limited, the principal firm responsible for this firm's regulated activity. FSCS cover and the Financial Ombudsman Service apply as they would to the principal.
  • Complaints Ombudsman, free
    You can refer a complaint about this firm to the Financial Ombudsman Service for free, whichever activity it relates to.

FCA disciplinary action and complaints

No FCA disciplinary action.

The Financial Ombudsman Service only publishes complaint figures for firms with 30 or more new complaints in six months, so there are none here for this firm.

Companies House record

The company behind the firm: its status, age, registered office and directors.

Company name
CALEDONIA MORTGAGES LIMITED
Company status
Active
Company type
Private limited company
Incorporated
16 September 2015 (11 years old)
Registered office
46 Parkhill Drive, Rutherglen, Glasgow, G73 2PW, Scotland
Nature of business
  • Activities of insurance agents and brokers (SIC 66220)

Directors and company secretaries

Name Role Born Appointed Other companies
Alicia Gormley Director Feb 1961 16 Sep 2015 1 other company

Other companies run by its director

A firm is run by people, and their other companies are their track record: what they built, what closed, and anything that failed. It is the check most people never think to make.

other company
1
closed down
1

In the full report: all 1 company, named

  • What each company does, and whether it is still trading
  • Which of its director sits on each board, and since when
  • Any that went into liquidation or administration
Instant PDF download

Filed accounts and finances

Year to 30 September 2025Micro-entity accountsNot audited

Net assets

£5,715

No earlier figure to compare

Employees (average)

0

No earlier figure to compare

Owed within a year

£1,917

No earlier figure to compare

About these figures
Turnover
Money taken from sales in the year, before any costs.
Profit before tax
What was left after the year’s costs, before corporation tax. A minus figure is a loss.
Net assets, or total equity
Everything the company owns minus everything it owes. A minus figure means it owes more than it owns.
Total assets and total liabilities
Everything the company owns, and everything it owes, on the last day of the year. The gap between them is its net assets.
Cash at bank
Money in the company’s accounts on the last day of the year.
Owed within a year, owed after a year
Debts and bills due in the next twelve months, and those due later.

There is no turnover or profit: small companies do not have to publish them.

Accounts filed at Companies House for company SC515712. Figures are exactly as filed; nothing is estimated.

Key dates in its history

Caledonia Mortgages’s history from the FCA register and Companies House, newest first.

2015

15 October 2015

  • Became an appointed representative

FCA register

16 September 2015

  • Incorporated at Companies House
  • Alicia Gormley appointed as a director

Companies House

Director appointments and resignations, and trading names, appear under All events.

Firms like Caledonia Mortgages

Other firms of the same type (insurance broker), nearest first.

In Glasgow

Firms are listed by type and location, best known first. Being listed is not a recommendation: check any firm before you deal with it.

Get the full report on Caledonia Mortgages

Everything on this page, plus everything locked above, in one dated PDF you can keep, file or send on.

  • 1 other company its directors have run, named
  • 2 background checks on its contact details
  • All 3 events in its history

Instant PDF One-off payment Secure checkout by Stripe

Frequently asked questions about this firm

Is Caledonia Mortgages Ltd FCA authorised?
Caledonia Mortgages Ltd (FRN 720624) is not directly authorised. It is an appointed representative acting under the responsibility of a directly authorised principal firm.
What does appointed representative mean for Caledonia Mortgages?
An appointed representative (AR) can carry out regulated financial services, but is not directly authorised by the FCA. A principal firm holds the authorisation and is legally responsible for the AR's conduct. Caledonia Mortgages Ltd (FRN 720624) is an AR of First Complete Limited (FRN 435779). When you use Caledonia Mortgages's services, the FCA authorisation sits with the principal firm. Example: if you take financial advice from Caledonia Mortgages, complaints and compensation usually follow the same rules as dealing with the principal, but this depends on the product and your circumstances. Before you proceed, confirm contact details match the official FCA register for both firms. Scammers sometimes clone legitimate AR names and FRNs but use fake phone numbers and websites.
What is Caledonia Mortgages’ phone number?
The FCA register lists the phone number 07762 066345 for Caledonia Mortgages. If you were given different contact details, use these to check with the firm before going any further.
Is Caledonia Mortgages a scam or clone?
Caledonia Mortgages is a genuine FCA-listed firm, and the FCA has published no warnings about fake versions of it. Scammers do copy real firms, though, so check that any contact details you were given match the ones on the register.
Is my money safe with Caledonia Mortgages?
Protection works through First Complete Limited, the principal firm responsible for Caledonia Mortgages's regulated activity. FSCS cover and the Financial Ombudsman Service apply as they would to the principal.
Who runs Caledonia Mortgages?
Companies House lists one director of Caledonia Mortgages: Alicia Gormley.
How long has Caledonia Mortgages been in business?
The company was formed on 16 September 2015.
What do Caledonia Mortgages’ latest accounts show?
Its latest accounts, to 30 September 2025, show net assets of £5,715 (no earlier figure to compare).

Sources and links

The full report on Caledonia Mortgages Ltd

£19.99 · Instant PDF download

Loading secure checkout…