Caliber Financial Associates Limited

Reference number: 211875

Instant download

Authorised by the FCA

This firm is on the FCA register and authorised to carry out regulated activities.

Website, phone number and address

Compare these against whatever you were given. Scammers clone real firm names and reference numbers but use their own phone number and website, so a detail that does not match the register is the clearest warning sign there is.

  • No website on the FCA register

  • Phone number

    01525 375286

  • Address

    First Floor, 5 Doolittle Yard, Froghall Road, Ampthill, Bedford, Central Bedfordshire, MK45 2NW, United Kingdom

In the full report: 2 background checks

  • What kind of line 01525 375286 is, and the other firm that gives it
  • Who else gives the postcode MK45 2NW
Instant PDF download
Other names (3)

If you were contacted under any of these names, it is this firm.

  • Barry Fryer Financial Services Former trading name
  • Fiona Gray Financial Planning Former trading name
  • Lifetime Assurance Consultants Former trading name

FCA permissions and consumer protection

  • Give regulated advice FSCS may apply
    A claim for unsuitable advice is itself FSCS-protected, up to the limit that applies to the product you were advised on.
  • Manage or trade investments FSCS may apply
    Eligible investment and pension claims are typically FSCS-protected up to £85,000 per person, depending on the product and your circumstances.
  • Advise on or arrange mortgages · Arrange equity release FSCS may apply
    Mortgage advice and arranging may be FSCS-covered, up to the limit that applies.
  • Lend or arrange credit No FSCS cover
    Consumer credit is not covered by the FSCS, so there is no compensation scheme if the firm fails.
  • Complaints Ombudsman, free
    You can refer a complaint about this firm to the Financial Ombudsman Service for free, whichever activity it relates to.
Show FCA detail (16 permissions)
  • Acting as a CBTL advisor
  • Acting as a CBTL arranger
  • Advising on a home reversion plan
  • Advising on investments (except on Pension Transfers and Pension Opt Outs)
  • Advising on P2P agreements
  • Advising on Pension Transfers and Pension Opt Outs
  • Advising on regulated mortgage contracts
  • Arranging (bringing about) a home reversion plan
  • Arranging (bringing about) deals in investments
  • Arranging (bringing about) regulated mortgage contracts
  • Credit Broking
  • Dealing in investments as agent
  • Debt-counselling
  • Making arrangements with a view to a home reversion plan
  • Making arrangements with a view to regulated mortgage contracts
  • Making arrangements with a view to transactions in investments

FCA disciplinary action and complaints

No FCA disciplinary action.

The Financial Ombudsman Service only publishes complaint figures for firms with 30 or more new complaints in six months, so there are none here for this firm.

Companies House record

The company behind the firm: its status, age, registered office and directors.

Company number
04163971
Company status
Active
Company type
Private limited company
Incorporated
20 February 2001 (25 years old)
Registered office
First Floor, 5 Doolittle Yard, Froghall Road, Ampthill, Bedfordshire, MK45 2NW, United Kingdom
Nature of business
  • Financial intermediation not elsewhere classified (SIC 64999)

Directors and company secretaries

Name Role Born Appointed Other companies
Andrew David Norman Director Oct 1962 1 Jun 2011 1 other company
Patrick Joseph Mcaneney Director Jan 1982 28 Jan 2019 3 other companies
Andrew David Norman Secretary Not published 1 Jul 2016 –

Other companies run by these 2 directors

A firm is run by people, and their other companies are their track record: what they built, what closed, and anything that failed. It is the check most people never think to make.

other companies
4
closed down
1
is FCA-registered
1

In the full report: all 4 companies, named

  • What each company does, and whether it is still trading
  • Which of these 2 directors sit on each board, and since when
  • Any that went into liquidation or administration
  • The one on the FCA register
  • All 6 people who have ever been directors, with their dates
Instant PDF download

Filed accounts and finances

Year to 31 March 2026Abridged accountsNot audited

Net assets

£520k

+5.2% from £494k

Cash at bank

£953k

−3.9% from £992k

Employees (average)

3

Same as 3

Owed within a year

£587k

+13% from £521k

Assets and liabilities

In the full report: all 7 years of accounts

  • Every year from 2020 to 2026
  • The chart, over every year
  • Every filed figure, year by year
Instant PDF download
About these figures
Turnover
Money taken from sales in the year, before any costs.
Profit before tax
What was left after the year’s costs, before corporation tax. A minus figure is a loss.
Net assets, or total equity
Everything the company owns minus everything it owes. A minus figure means it owes more than it owns.
Total assets and total liabilities
Everything the company owns, and everything it owes, on the last day of the year. The gap between them is its net assets.
Cash at bank
Money in the company’s accounts on the last day of the year.
Owed within a year, owed after a year
Debts and bills due in the next twelve months, and those due later.

There is no turnover or profit: small companies do not have to publish them.

Accounts filed at Companies House for company 04163971. Every figure is as filed, apart from total assets and total liabilities, which are added up from filed figures. Nothing is estimated.

Key dates in its history

Caliber Financial Associates’s history from the FCA register and Companies House, newest first.

Key events (7) All events (24)

2019

10 December 2019

  • Jane Marie Yates became a part-owner (25–50% of shares)
  • Roger Frederick Yates stopped being a part-owner

Companies House

2017

1 February 2017

  • Roger Frederick Yates became a part-owner (25–50% of shares)

Companies House

2013

1 April 2013

  • Regulated by the FCA from this date

FCA register

2002

5 September 2002

  • Regulated by the Financial Services Authority from this date
  • Became authorised by the FCA

FCA register

2001

20 February 2001

  • Incorporated at Companies House

Companies House

In the full report: all 24 events

  • All 24 events in its history (7 shown here)
  • Every director appointment and resignation: 8
Instant PDF download

Firms connected to Caliber Financial Associates

Other FCA-listed firms that share a director, phone number or address with Caliber Financial Associates. A link shows who the firm is tied to, not whether either can be trusted.

connected firm
1
share a director
1
share its phone number
1

In the full report: the connected firm, named

  • How it is linked: shared directors (1), the same phone number (1), the same postcode (1)
  • Who links it to this firm: the named directors, with dates
Instant PDF download

Firms like Caliber Financial Associates

Other firms of the same type (financial adviser), nearest first.

In Bedford

Gill Insurance & Finance Consultants LtdBedfordAuthorisedHarpur Wealth Management LimitedBedfordAuthorisedMitchell Prockter (Financial Services) LimitedBedfordAuthorisedPaul Young Independent Financial Advisors LLPBedfordAuthorisedRHA Financial Management LLPBedfordAuthorisedSirius Wealth Management LLPBedfordAuthorised

Firms are listed by type and location, best known first. Being listed is not a recommendation: check any firm before you deal with it.

Get the full report on Caliber Financial Associates

Everything on this page, plus everything locked above, in one dated PDF you can keep, file or send on.

  • 4 other companies its directors have run, named
  • 2 background checks on its contact details
  • 7 years of accounts, charted
  • All 24 events in its history
  • 1 connected firm, named, and who links them

Instant PDF One-off payment Secure checkout by Stripe

Frequently asked questions about this firm

Is Caliber Financial Associates Limited FCA authorised?
Yes, Caliber Financial Associates Limited (FRN 211875) is authorised by the FCA to carry out regulated activities. It has held its current authorisation since September 2002 and works as a financial adviser. The FCA has placed no limits on its permissions.
What is Caliber Financial Associates’ phone number?
The FCA register lists the phone number 01525 375286 for Caliber Financial Associates. If you were given different contact details, use these to check with the firm before going any further. The same number is also given by one other FCA firm.
Is Caliber Financial Associates a scam or clone?
Caliber Financial Associates is a genuine FCA-listed firm, and the FCA has published no warnings about fake versions of it. Scammers do copy real firms, though, so check that any contact details you were given match the ones on the register.
Is my money safe with Caliber Financial Associates?
Its FCA permissions do not allow it to hold or control client money. It depends on the product, but eligible claims may be protected by the FSCS. You can also refer complaints about Caliber Financial Associates to the Financial Ombudsman Service, free of charge.
Who owns Caliber Financial Associates?
Companies House lists one person with significant control of Caliber Financial Associates: Mrs Jane Marie Yates (25–50% of shares). Before that, it was controlled by Mr Roger Frederick Yates.
Who runs Caliber Financial Associates?
Companies House lists 2 directors of Caliber Financial Associates: Andrew David Norman and Patrick Joseph McAneney.
How long has Caliber Financial Associates been in business?
The company was formed on 20 February 2001, and has held its current FCA authorisation since September 2002.
What do Caliber Financial Associates’ latest accounts show?
Its latest accounts, to 31 March 2026, show net assets of £520k (+5.2% from £494k) and cash at bank of £953k (−3.9% from £992k).
Does Caliber Financial Associates use any other names?
It has previously used 3 other names: Barry Fryer Financial Services, Fiona Gray Financial Planning and Lifetime Assurance Consultants.

Sources and links

The full report on Caliber Financial Associates Limited

£19.99 · Instant PDF download

Loading secure checkout…