Cambrica Wealth Management Limited

Reference number: 1044790

Instant download

Appointed representative

This firm does not hold FCA authorisation of its own, and acts under a principal firm, which is legally responsible for its regulated business.

Responsible principal firm

St. James's Place Wealth Management Plc Reference number: 195351 Authorised View firm →
What does this mean?
  • An appointed representative (AR) can carry out regulated financial services, but is not directly authorised by the FCA. A principal firm holds the authorisation and is legally responsible for the AR's conduct.
  • Cambrica Wealth Management Limited (FRN 1044790) is an AR of St. James's Place Wealth Management Plc (FRN 195351). When you use Cambrica Wealth Management's services, the FCA authorisation sits with the principal firm.
  • Example: if you take financial advice from Cambrica Wealth Management, complaints and compensation usually follow the same rules as dealing with the principal, but this depends on the product and your circumstances.
  • Before you proceed, confirm contact details match the official FCA register for both firms. Scammers sometimes clone legitimate AR names and FRNs but use fake phone numbers and websites.

Website, phone number and address

Compare these against whatever you were given. Scammers clone real firm names and reference numbers but use their own phone number and website, so a detail that does not match the register is the clearest warning sign there is.

In the full report: 3 background checks, 1 thing worth a closer look

  • When cambricawm.co.uk first appeared online, and whether it can receive email
  • What kind of line 07765 011450 is
  • Who else gives the postcode GL7 1LF
Instant PDF download
Other names (1)

If you were contacted under any of these names, it is this firm.

  • Cambrica Financial Planning Trading name

FCA permissions and consumer protection

  • Protection through the principal firm
    Protection works through St. James's Place Wealth Management PLC, the principal firm responsible for this firm's regulated activity. FSCS cover and the Financial Ombudsman Service apply as they would to the principal.
  • Complaints Ombudsman, free
    You can refer a complaint about this firm to the Financial Ombudsman Service for free, whichever activity it relates to.

FCA disciplinary action and complaints

No FCA disciplinary action.

The Financial Ombudsman Service only publishes complaint figures for firms with 30 or more new complaints in six months, so there are none here for this firm.

Companies House record

The company behind the firm: its status, age, registered office and directors.

Company number
16379009
Company status
Active
Company type
Private limited company
Incorporated
10 April 2025 (1 year old)
Registered office
Unit 114 Watermoor Point, Watermoor Road, Cirencester, Gloucestershire, GL7 1LF, England
Nature of business
  • Financial intermediation not elsewhere classified (SIC 64999)

Directors and company secretaries

Name Role Born Appointed Other companies
Rhian Alexandra Barefoot Director Jun 1984 10 Apr 2025 None

In the full report: every company its directors have run

  • Confirmation that its director runs no other company
Instant PDF download

Key dates in its history

Cambrica Wealth Management’s history from the FCA register and Companies House, newest first.

2025

8 December 2025

  • Became an appointed representative
  • Began trading as "Cambrica Financial Planning"

FCA register

10 April 2025

  • Incorporated at Companies House
  • Rhian Alexandra Barefoot took control (75–100% of shares)
  • Rhian Alexandra Barefoot appointed as a director

Companies House

Director appointments and resignations, and trading names, appear under All events.

Firms connected to Cambrica Wealth Management

Other FCA-listed firms that share a director, phone number or address with Cambrica Wealth Management. A link shows who the firm is tied to, not whether either can be trusted.

connected firms
4
share its postcode
4

In the full report: all 4 connected firms, named

  • How each is linked: the same postcode (4)
  • Who links each one: the named directors, with dates
Instant PDF download

Firms like Cambrica Wealth Management

Other firms of the same type (financial adviser), nearest first.

In Cirencester

Blackwell Mortgages LtdCirencesterAppointed representativeEdward Trehearne Wealth Management LLPCirencesterAppointed representativeFidenti Financial Planning LtdCirencesterAppointed representativeHackett Wealth ManagementCirencesterAppointed representativeJane DavidsonCirencesterAppointed representativeKingfisher Place Financial Planning LtdCirencesterAppointed representative

Firms are listed by type and location, best known first. Being listed is not a recommendation: check any firm before you deal with it.

Get the full report on Cambrica Wealth Management

Everything on this page, plus everything locked above, in one dated PDF you can keep, file or send on.

  • Every company its directors have run, named
  • 3 background checks on its contact details, 1 flagged
  • All 5 events in its history
  • 4 connected firms, named, and who links them

Instant PDF One-off payment Secure checkout by Stripe

Frequently asked questions about this firm

Is Cambrica Wealth Management Limited FCA authorised?
Cambrica Wealth Management Limited (FRN 1044790) is not directly authorised. It is an appointed representative acting under the responsibility of a directly authorised principal firm.
What does appointed representative mean for Cambrica Wealth Management?
An appointed representative (AR) can carry out regulated financial services, but is not directly authorised by the FCA. A principal firm holds the authorisation and is legally responsible for the AR's conduct. Cambrica Wealth Management Limited (FRN 1044790) is an AR of St. James's Place Wealth Management Plc (FRN 195351). When you use Cambrica Wealth Management's services, the FCA authorisation sits with the principal firm. Example: if you take financial advice from Cambrica Wealth Management, complaints and compensation usually follow the same rules as dealing with the principal, but this depends on the product and your circumstances. Before you proceed, confirm contact details match the official FCA register for both firms. Scammers sometimes clone legitimate AR names and FRNs but use fake phone numbers and websites.
What is Cambrica Wealth Management’s phone number and website?
The FCA register lists the phone number 07765 011450 and the website cambricawm.co.uk for Cambrica Wealth Management. If you were given different contact details, use these to check with the firm before going any further.
Is Cambrica Wealth Management a scam or clone?
Cambrica Wealth Management is a genuine FCA-listed firm, and the FCA has published no warnings about fake versions of it. Scammers do copy real firms, though, so check that any contact details you were given match the ones on the register.
Is my money safe with Cambrica Wealth Management?
Protection works through St. James's Place Wealth Management PLC, the principal firm responsible for Cambrica Wealth Management's regulated activity. FSCS cover and the Financial Ombudsman Service apply as they would to the principal.
Who owns Cambrica Wealth Management?
Companies House lists one person with significant control of Cambrica Wealth Management: Mrs Rhian Alexandra Barefoot (75–100% of shares).
Who runs Cambrica Wealth Management?
Companies House lists one director of Cambrica Wealth Management: Rhian Alexandra Barefoot.
How long has Cambrica Wealth Management been in business?
The company was formed on 10 April 2025.
Does Cambrica Wealth Management use any other names?
It trades as Cambrica Financial Planning.

Sources and links

The full report on Cambrica Wealth Management Limited

£19.99 · Instant PDF download

Loading secure checkout…