Introducer appointed representative
This firm can only introduce you to its principal, and cannot give financial advice, recommend products, or arrange deals alone.
- Appointed for 21 years
- Protected through the principal
- No FCA actions
- Active company since 1975
- Accounts filed up to 31 March 2025
Responsible principal firm
WESTFIELD CONTRIBUTORY HEALTH SCHEME LIMITED Reference number: 202609 View firm →What does this mean?
- An introducer appointed representative can only pass your details to its principal firm. It cannot recommend products, give financial advice, or arrange deals on its own.
- Cambridgeshire Chamber of Commerce and Industry (FRN 426060) introduces customers to WESTFIELD CONTRIBUTORY HEALTH SCHEME LIMITED (FRN 202609). Any regulated advice or arranging is done by the principal, not Cambridgeshire Chamber of Commerce and Industry.
- Example: if Cambridgeshire Chamber of Commerce and Industry refers you to a financial adviser, the advice should come from the principal firm, not from Cambridgeshire Chamber of Commerce and Industry itself.
- Before you proceed, confirm contact details match the official FCA register for both firms. Scammers sometimes clone legitimate AR names and FRNs but use fake phone numbers and websites.
Website, phone number and address
Compare these against whatever you were given. Scammers clone real firm names and reference numbers but use their own phone number and website, so a detail that does not match the register is the clearest warning sign there is.
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Phone number
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Address
Clifford House, Station Road, Oakington, Cambridge, Cambridgeshire, CB24 3AH, United Kingdom
In the full report: 3 background checks
- When cambridgeshirechamber.co.uk first appeared online, and whether it can receive email
- What kind of line 01223 237414 is
- Who else gives the postcode CB24 3AH
Other names (1)
If you were contacted under any of these names, it is this firm.
- Cambridgeshire Chamber of Commerce Ltd Former name: A name it was registered under before.
FCA permissions and consumer protection
- Protection through the principal firmProtection works through Westfield Contributory Health Scheme Limited, the principal firm responsible for this firm's regulated activity. FSCS cover and the Financial Ombudsman Service apply as they would to the principal.
- Complaints Ombudsman, freeYou can refer a complaint about this firm to the Financial Ombudsman Service for free, whichever activity it relates to.
FCA disciplinary action and complaints
No FCA disciplinary action.
The Financial Ombudsman Service only publishes complaint figures for firms with 30 or more new complaints in six months, so there are none here for this firm.
Companies House record
The company behind the firm: its status, age, registered office and directors.
- Company number
- 01211979 (opens Companies House in a new tab)
- Company status
- Active
- Company type
- Private company limited by guarantee
- Incorporated
- 12 May 1975 (51 years old)
- Registered office
- Clifford House 2 Station Yard, Oakington, Cambridge, CB24 3AH, United Kingdom
- Nature of business
-
- Other business support service activities not elsewhere classified (SIC 82990)
Directors and company secretaries
| Name | Role | Born | Appointed | Other companies |
|---|---|---|---|---|
| Martin William Herbert Clapson | Director | Jul 1967 | 28 Nov 2019 | 21 other companies |
| Faye Holland | Director | Aug 1971 | 23 Jan 2020 | 3 other companies |
| Harvey Philip Bibby | Director | Jul 1972 | 23 Sep 2021 | 2 other companies |
| Michael Thomas Greene | Director | Nov 1964 | 22 Sep 2022 | 18 other companies |
| Charlotte Louise Healey | Director | Jul 1990 | 1 Aug 2023 | 1 other company |
| Eleanor Mary Frances Woolcott | Director | Aug 1972 | 28 Jun 2024 | 1 other company |
| Katy Alexandra Davies | Director | Aug 1982 | 4 Oct 2024 | None |
| Jason Matthew Mashinchi | Director | May 1997 | 24 Apr 2025 | 1 other company |
| Ian Alexander Mitchell | Director | Sep 1982 | 3 Jul 2025 | 3 other companies |
| Gemma Amanda Goddard | Director | Oct 1984 | 27 Nov 2025 | None |
| Robert Peter Turnbull Facer | Director | Aug 1962 | 27 Nov 2025 | None |
| Emma Cathryn Queen | Director | Nov 1988 | 22 Jan 2026 | 1 other company |
| Michael James Tolond | Secretary | Not published | 31 Mar 2003 | – |
Other companies run by these 12 directors
A firm is run by people, and their other companies are their track record: what they built, what closed, and anything that failed. It is the check most people never think to make.
- other companies
- 51
- closed down
- 11
- is FCA-registered
- 1
In the full report: all 51 companies, named
- What each company does, and whether it is still trading
- Which of these 12 directors sit on each board, and since when
- Any that went into liquidation or administration
- The one on the FCA register
- All 111 people who have ever been directors, with their dates
Filed accounts and finances
Total equity
£199k
No earlier figure to compare
Cash at bank
£252k
−21% from £320k
Employees (average)
11
−15% from 13
Owed within a year
£356k
<1% from £359k
In the full report: all 5 years of accounts
- Every year from 2021 to 2025
- Every filed figure, year by year
About these figures
- Turnover
- Money taken from sales in the year, before any costs.
- Profit before tax
- What was left after the year’s costs, before corporation tax. A minus figure is a loss.
- Net assets, or total equity
- Everything the company owns minus everything it owes. A minus figure means it owes more than it owns.
- Total assets and total liabilities
- Everything the company owns, and everything it owes, on the last day of the year. The gap between them is its net assets.
- Cash at bank
- Money in the company’s accounts on the last day of the year.
- Owed within a year, owed after a year
- Debts and bills due in the next twelve months, and those due later.
There is no turnover or profit: small companies do not have to publish them.
Accounts filed at Companies House for company 01211979. Every figure is as filed, apart from total assets and total liabilities, which are added up from filed figures. Nothing is estimated.
Key dates in its history
This firm’s history from the FCA register and Companies House, newest first.
2023
8 November 2023
- Changed its registered name from "Cambridgeshire Chamber of Commerce Ltd"
FCA register
2005
7 February 2005
- Became an introducer appointed representative
FCA register
1975
12 May 1975
- Incorporated at Companies House
Companies House
In the full report: all 193 events
- All 193 events in its history (3 shown here)
- Every director appointment and resignation: 190
Connected firms
Other FCA-listed firms that share a director, phone number or address with this firm. A link shows who the firm is tied to, not whether either can be trusted.
- past link
- 1
In the full report: all 0 connected firms, named
- 1 past link through former directors
Similar firms
Other firms of the same type (insurance broker), nearest first.
In Cambridge
Firms are listed by type and location, best known first. Being listed is not a recommendation: check any firm before you deal with it.
Get the full report on this firm
Everything on this page, plus everything locked above, in one dated PDF you can keep, file or send on.
- 51 other companies its directors have run, named
- 3 background checks on its contact details
- 5 years of accounts, charted
- All 193 events in its history
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Frequently asked questions about this firm
Is Cambridgeshire Chamber of Commerce and Industry FCA authorised?
What does introducer appointed representative mean for Cambridgeshire Chamber of Commerce and Industry?
What is Cambridgeshire Chamber of Commerce and Industry’s phone number and website?
Is Cambridgeshire Chamber of Commerce and Industry a scam or clone?
Is my money safe with Cambridgeshire Chamber of Commerce and Industry?
Who runs Cambridgeshire Chamber of Commerce and Industry?
How long has Cambridgeshire Chamber of Commerce and Industry been in business?
What do Cambridgeshire Chamber of Commerce and Industry’s latest accounts show?
Does Cambridgeshire Chamber of Commerce and Industry use any other names?
Sources and links
- Its entry on the FCA register register.fca.org.uk
- Its Companies House record gov.uk
- Complaints the Financial Ombudsman Service can help with financial-ombudsman.org.uk
- Report a scam to the FCA fca.org.uk