Canford and Castle Financial Planning Limited: FCA regulated?

Acts as a payment agent

This firm does not hold FCA authorisation of its own, and acts as a payment agent under another firm's authorisation.

Agent for under a year
No FCA actions
Active company since 2020
Accounts filed up to 31 October 2025
Your funds are not FSCS protected

This is one of the company's FCA records. It separately holds full FCA authorisation under FRN 939118 →.

Responsible principal firm

Moneyinfo Limited Reference number: 806043 Registered View firm →

This company holds another FCA record

A company can hold several FCA records, covering different parts of its business, and each one carries its own permissions and protection. The reference number you were given decides which record applies to you.

Canford and Castle Financial Planning Limited Reference number: 939118 Authorised

Website, phone number and address

Compare these against whatever you were given. Scammers clone real firm names and reference numbers but use their own phone number and website, so a detail that does not match the register is the clearest warning sign there is.

No website on the FCA register
Phone number

01748 818951
Address

Hexagon House, Grimbald Crag Close, Knaresborough, North Yorkshire, HG5 8PJ, United Kingdom

In the full report: 2 background checks

What kind of line 01748 818951 is
Who else gives the postcode HG5 8PJ

Past FCA permissions and consumer protection

Protection works through the principal
This firm acts as an agent of an authorised payment or e-money firm rather than holding its own authorisation. FSCS does not protect money held by an agent. Funds should be safeguarded by the principal, and the Financial Ombudsman Service may still be able to look at a complaint.

FCA disciplinary action and complaints

No FCA disciplinary action.

The Financial Ombudsman Service only publishes complaint figures for firms with 30 or more new complaints in six months, so there are none here for this firm.

Companies House record

The company behind the firm: its status, age, registered office and directors.

Company number: 12960152 (opens Companies House in a new tab)
Company status: Active
Company type: Private limited company
Incorporated: 19 October 2020 (6 years old)
Registered office: Hexagon House, Grimbald Crag Close, Knaresborough, North Yorkshire, HG5 8PJ, England
Nature of business: Activities auxiliary to financial intermediation not elsewhere classified (SIC 66190)

Directors and company secretaries

Name	Role	Born	Appointed	Other companies
Fraser James Kirkley	Director	Aug 1993	19 Oct 2020	None
Robyn Jennifer Mackenzie	Director	Dec 1992	19 Oct 2020	1 other company

Other companies run by these 2 directors

A firm is run by people, and their other companies are their track record: what they built, what closed, and anything that failed. It is the check most people never think to make.

other company: 1
still active: 1

In the full report: all 1 company, named

What each company does, and whether it is still trading
Which of these 2 directors sit on each board, and since when
Any that went into liquidation or administration

Filed accounts and finances

Year to 31 October 2025Abridged accountsNot audited

Net assets

£148k

−15% from £174k

Cash at bank

£296k

No earlier figure to compare

Employees (average)

4

Same as 4

Owed within a year

£250k

+120% from £114k

Assets and liabilities

In the full report: all 5 years of accounts

Every year from 2021 to 2025
The chart, over every year
Every filed figure, year by year

About these figures

Turnover: Money taken from sales in the year, before any costs.
Profit before tax: What was left after the year’s costs, before corporation tax. A minus figure is a loss.
Net assets, or total equity: Everything the company owns minus everything it owes. A minus figure means it owes more than it owns.
Total assets and total liabilities: Everything the company owns, and everything it owes, on the last day of the year. The gap between them is its net assets.
Cash at bank: Money in the company’s accounts on the last day of the year.
Owed within a year, owed after a year: Debts and bills due in the next twelve months, and those due later.

There is no turnover or profit: small companies do not have to publish them.

Accounts filed at Companies House for company 12960152. Every figure is as filed, apart from total assets and total liabilities, which are added up from filed figures. Nothing is estimated.

Key dates in its history

Canford and Castle Financial Planning’s history from the FCA register and Companies House, newest first.

2026

27 February 2026

Fraser James Kirkley stopped being a part-owner

Companies House

12 February 2026

Status on the FCA register became "PSD Agent"

FCA register

2020

19 October 2020

Incorporated at Companies House
Fraser James Kirkley became a part-owner (25–50% of shares)
Robyn Jennifer Mackenzie became a part-owner (25–50% of shares)
Fraser James Kirkley appointed as a director
Robyn Jennifer Mackenzie appointed as a director

Companies House

Director appointments and resignations, and trading names, appear under All events.

Firms connected to Canford and Castle Financial Planning

Other FCA-listed firms that share a director, phone number or address with Canford and Castle Financial Planning. A link shows who the firm is tied to, not whether either can be trusted.

connected firms: 2
no longer authorised: 1
share its postcode: 2

In the full report: all 2 connected firms, named

How each is linked: the same postcode (2)
Who links each one: the named directors, with dates

Get the full report on Canford and Castle Financial Planning

Everything on this page, plus everything locked above, in one dated PDF you can keep, file or send on.

1 other company its directors have run, named
2 background checks on its contact details
5 years of accounts, charted
All 7 events in its history
2 connected firms, named, and who links them

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Frequently asked questions about this firm

Is Canford and Castle Financial Planning Limited FCA authorised?

Canford and Castle Financial Planning Limited (FRN 1051539) is on the FCA register as an agent of an authorised payment or e-money firm. It does not hold its own authorisation: it acts under the principal's, and the principal is responsible for the money.

What is Canford and Castle Financial Planning’s phone number?

The FCA register lists the phone number 01748 818951 for Canford and Castle Financial Planning. If you were given different contact details, use these to check with the firm before going any further.

Is Canford and Castle Financial Planning a scam or clone?

Canford and Castle Financial Planning is a genuine FCA-listed firm, and the FCA has published no warnings about fake versions of it. Scammers do copy real firms, though, so check that any contact details you were given match the ones on the register.

Is my money safe with Canford and Castle Financial Planning?

Canford and Castle Financial Planning is an agent, so it does not hold its own FCA authorisation and FSCS does not protect money held by an agent. Your money should be safeguarded by the authorised firm it acts for. You can still refer a complaint to the Financial Ombudsman Service, which may be able to look at it.

Who owns Canford and Castle Financial Planning?

Companies House lists one person with significant control of Canford and Castle Financial Planning: Miss Robyn Jennifer Mackenzie (25–50% of shares). Before that, it was controlled by Mr Fraser James Kirkley.

Who runs Canford and Castle Financial Planning?

Companies House lists 2 directors of Canford and Castle Financial Planning: Fraser James Kirkley and Robyn Jennifer Mackenzie.

How long has Canford and Castle Financial Planning been in business?

The company was formed on 19 October 2020.

What do Canford and Castle Financial Planning’s latest accounts show?

Its latest accounts, to 31 October 2025, show net assets of £148k (−15% from £174k) and cash at bank of £296k (no earlier figure to compare).