On the register, but not FCA authorised
This firm is registered with the FCA for anti-money-laundering checks only, which is why it appears on the register. That is not authorisation: the FCA does not oversee how it treats customers, and FSCS protection does not apply.
What does this mean?
- Some businesses are required by law to have an anti-money-laundering supervisor. For this kind of business that supervisor is the FCA, and the registration is the only reason the firm appears on the FCA register.
- What the FCA checks is narrow: that the firm identifies its customers, keeps records, and reports suspicious activity. It is the anti-crime paperwork behind a bank asking you for ID.
- It does not check anything about you as a customer. Not whether the firm treats you fairly, not whether it is financially sound, not whether what it sells is any good. The FCA describes firms registered this way as “not authorised or subject to wider FCA regulation”.
- So if the firm fails or treats you badly, there is no FSCS compensation, and the Financial Ombudsman Service usually cannot look at a complaint about unregulated business.
Website, phone number and address
Compare these against whatever you were given. Scammers clone real firm names and reference numbers but use their own phone number and website, so a detail that does not match the register is the clearest warning sign there is.
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No website on the FCA register
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No phone number on the FCA register
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Address
Weston Grange, South Weston, Thame, Oxfordshire, OX9 7EL, United Kingdom
In the full report: 1 background check
- Who else gives the postcode OX9 7EL
Past FCA permissions and consumer protection
- Money-laundering registration onlyThis firm is registered for anti-money-laundering supervision only. It is not FCA-authorised. Money you hand over is not protected by the FSCS, and the Financial Ombudsman Service may not be able to consider a complaint about unregulated business.
FCA disciplinary action and complaints
No FCA disciplinary action.
The Financial Ombudsman Service only publishes complaint figures for firms with 30 or more new complaints in six months, so there are none here for this firm.
Companies House record
The company behind the firm: its status, age, registered office and directors.
- Company name
- CAP STRUCTURE LTD
- Company number
- 13334653 (opens Companies House in a new tab)
- Company status
- Active
- Company type
- Private limited company
- Incorporated
- 14 April 2021 (5 years old)
- Registered office
- 86-90 Paul Street, London, England, EC2A 4NE, United Kingdom
- Nature of business
-
- Other professional, scientific and technical activities not elsewhere classified (SIC 74909)
Directors and company secretaries
| Name | Role | Born | Appointed | Other companies |
|---|---|---|---|---|
| Malcolm Alexander Cruickshanks | Director | May 1977 | 14 Apr 2021 | None |
| Henry Ross-Taylor | Director | Feb 1978 | 15 Oct 2023 | None |
In the full report: every company its directors have run
- Confirmation that these 2 directors run no other company
Filed accounts and finances
Net assets
£397k
+14% from £348k
Cash at bank
£236k
+276% from £62.7k
Employees (average)
1
Up 1 from 0
Owed within a year
£504k
+263% from £139k
Assets and liabilities
In the full report: all 5 years of accounts
- Every year from 2022 to 2026
- The chart, over every year
- Every filed figure, year by year
About these figures
- Turnover
- Money taken from sales in the year, before any costs.
- Profit before tax
- What was left after the year’s costs, before corporation tax. A minus figure is a loss.
- Net assets, or total equity
- Everything the company owns minus everything it owes. A minus figure means it owes more than it owns.
- Total assets and total liabilities
- Everything the company owns, and everything it owes, on the last day of the year. The gap between them is its net assets.
- Cash at bank
- Money in the company’s accounts on the last day of the year.
- Owed within a year, owed after a year
- Debts and bills due in the next twelve months, and those due later.
There is no turnover or profit: small companies do not have to publish them.
Accounts filed at Companies House for company 13334653. Every figure is as filed, apart from total assets and total liabilities, which are added up from filed figures. Nothing is estimated.
Key dates in its history
Cap Structure’s history from the FCA register and Companies House, newest first.
2023
15 October 2023
- Henry Ross-taylor appointed as a director
Companies House
2022
4 March 2022
- Registered with the FCA
FCA register
2021
14 April 2021
- Incorporated at Companies House
- Malcolm Alexander Cruickshanks took control (75–100% of shares)
- Malcolm Alexander Cruickshanks appointed as a director
Companies House
Director appointments and resignations, and trading names, appear under All events.
Get the full report on Cap Structure
Everything on this page, plus everything locked above, in one dated PDF you can keep, file or send on.
- Every company its directors have run, named
- 1 background check on its contact details
- 5 years of accounts, charted
- All 5 events in its history
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Frequently asked questions about this firm
Is Cap Structure Limited FCA authorised?
Is Cap Structure a scam or clone?
Is my money safe with Cap Structure?
Who owns Cap Structure?
Who runs Cap Structure?
How long has Cap Structure been in business?
What do Cap Structure’s latest accounts show?
Sources and links
- Its entry on the FCA register register.fca.org.uk
- Its Companies House record gov.uk
- Report a scam to the FCA fca.org.uk