Cape (INS) Services Limited

Reference number: 940107

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Authorised by the FCA

This firm is on the FCA register and authorised to carry out regulated activities.

Website, phone number and address

Compare these against whatever you were given. Scammers clone real firm names and reference numbers but use their own phone number and website, so a detail that does not match the register is the clearest warning sign there is.

In the full report: 3 background checks

  • When capeinsurance.co.uk first appeared online, and whether it can receive email
  • What kind of line 0121 309 0001 is
  • Who else gives the postcode B95 5AA
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Other names (2)

If you were contacted under any of these names, it is this firm.

  • Cape Trading name
  • Cape Insurance Trading name

FCA permissions and consumer protection

  • Hold or safeguard your money · Manage or trade investments FSCS may apply
    Eligible investment and pension claims are typically FSCS-protected up to £85,000 per person, depending on the product and your circumstances.
  • Give regulated advice FSCS may apply
    A claim for unsuitable advice is itself FSCS-protected, up to the limit that applies to the product you were advised on.
  • Sell or arrange insurance FSCS may apply
    Eligible insurance claims may be FSCS-protected, often 90%, or 100% for compulsory or long-term cover.
  • Lend or arrange credit No FSCS cover
    Consumer credit is not covered by the FSCS, so there is no compensation scheme if the firm fails.
  • Complaints Ombudsman, free
    You can refer a complaint about this firm to the Financial Ombudsman Service for free, whichever activity it relates to.
Show FCA detail (6 permissions)
  • Advising on investments (except on Pension Transfers and Pension Opt Outs)
  • Arranging (bringing about) deals in investments
  • Assisting in the administration and performance of a contract of insurance
  • Credit Broking
  • Dealing in investments as agent
  • Making arrangements with a view to transactions in investments

FCA disciplinary action and complaints

No FCA disciplinary action.

The Financial Ombudsman Service only publishes complaint figures for firms with 30 or more new complaints in six months, so there are none here for this firm.

Companies House record

The company behind the firm: its status, age, registered office and directors.

Concerns on the company record

  • Accounts are overdue at Companies House.
Company number
12588239
Company status
Active
Company type
Private limited company
Incorporated
6 May 2020 (6 years old)
Registered office
1st Floor, 20-22 Station Road Station Road, Knowle, Solihull, West Midlands, B93 0HT, England
Nature of business
  • Activities of insurance agents and brokers (SIC 66220)

Directors and company secretaries

Name Role Born Appointed Other companies
Henry Jake Gallacher Director Jun 1985 27 Oct 2020 None

In the full report: every company its directors have run

  • Confirmation that its director runs no other company
  • All 3 people who have been directors, with their dates
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Filed accounts and finances

Year to 31 December 2024Small company accountsNot audited

Net assets

£3,464

−89% from £30.5k

Employees (average)

5

Same as 5

Owed within a year

£384k

−7.8% from £416k

Its next accounts are overdue at Companies House.

Assets and liabilities

In the full report: all 5 years of accounts

  • Every year from 2020 to 2024
  • The chart, over every year
  • Every filed figure, year by year
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About these figures
Turnover
Money taken from sales in the year, before any costs.
Profit before tax
What was left after the year’s costs, before corporation tax. A minus figure is a loss.
Net assets, or total equity
Everything the company owns minus everything it owes. A minus figure means it owes more than it owns.
Total assets and total liabilities
Everything the company owns, and everything it owes, on the last day of the year. The gap between them is its net assets.
Cash at bank
Money in the company’s accounts on the last day of the year.
Owed within a year, owed after a year
Debts and bills due in the next twelve months, and those due later.

There is no turnover or profit: small companies do not have to publish them.

Accounts filed at Companies House for company 12588239. Every figure is as filed, apart from total assets and total liabilities, which are added up from filed figures. Nothing is estimated.

Key dates in its history

Cape (INS) Services’s history from the FCA register and Companies House, newest first.

Key events (5) All events (14)

2021

21 April 2021

  • Regulated by the FCA from this date
  • Became authorised by the FCA

FCA register

2020

27 October 2020

  • Henry Jake Gallacher became a part-owner (25–50% of shares)

Companies House

6 May 2020

  • Incorporated at Companies House
  • Single Malt 418 Limited became a part-owner (25–50% of shares)

Companies House

In the full report: all 14 events

  • All 14 events in its history (5 shown here)
  • Every director appointment and resignation: 5
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Firms like Cape (INS) Services

Other firms of the same type (insurance broker), nearest first.

In Henley in Arden

Kg Financial LtdHenley in ArdenAppointed representative

In the Birmingham (B) postcode area

A & G Insurance Services LimitedRedditchAuthorisedAbbeyfields Services West Midlands LtdHalesowenAuthorisedAce Insurance Services Group LimitedRedditchAuthorisedAdler Fairways Insurance Brokers LimitedBirminghamAuthorisedAedis Warranties LtdBirminghamAuthorised

Firms are listed by type and location, best known first. Being listed is not a recommendation: check any firm before you deal with it.

Get the full report on Cape (INS) Services

Everything on this page, plus everything locked above, in one dated PDF you can keep, file or send on.

  • Every company its directors have run, named
  • 3 background checks on its contact details
  • 5 years of accounts, charted
  • All 14 events in its history

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Frequently asked questions about this firm

Is Cape (INS) Services Limited FCA authorised?
Yes, Cape (INS) Services Limited (FRN 940107) is authorised by the FCA to carry out regulated activities. It has held its current authorisation since April 2021 and works as an insurance broker. The FCA has placed no limits on its permissions.
What is Cape (INS) Services’ phone number and website?
The FCA register lists the phone number 0121 309 0001 and the website capeinsurance.co.uk for Cape (INS) Services. If you were given different contact details, use these to check with the firm before going any further.
Is Cape (INS) Services a scam or clone?
Cape (INS) Services is a genuine FCA-listed firm, and the FCA has published no warnings about fake versions of it. Scammers do copy real firms, though, so check that any contact details you were given match the ones on the register.
Is my money safe with Cape (INS) Services?
It is permitted to hold and control client money, which it must keep separate from its own. It depends on the product, but eligible claims may be protected by the FSCS. You can also refer complaints about Cape (INS) Services to the Financial Ombudsman Service, free of charge.
Who owns Cape (INS) Services?
Companies House lists 2 people with significant control of Cape (INS) Services: Henry Jake Gallacher (25–50% of shares) and Single Malt 418 Limited (25–50% of shares).
Who runs Cape (INS) Services?
Companies House lists one director of Cape (INS) Services: Henry Jake Gallacher.
How long has Cape (INS) Services been in business?
The company was formed on 6 May 2020, and has held its current FCA authorisation since April 2021.
What do Cape (INS) Services’ latest accounts show?
Its latest accounts, to 31 December 2024, show net assets of £3,464 (−89% from £30.5k). Its accounts are overdue at Companies House.
Does Cape (INS) Services use any other names?
It trades as Cape and Cape Insurance.

Sources and links

The full report on Cape (INS) Services Limited

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