Capital Assure Ltd

Reference number: 913865

Instant download

Appointed representative

This firm does not hold FCA authorisation of its own, and acts under a principal firm, which is legally responsible for its regulated business.

Responsible principal firm

Kingsmead Financial Planning Ltd Reference number: 630040 Authorised View firm →
What does this mean?
  • An appointed representative (AR) can carry out regulated financial services, but is not directly authorised by the FCA. A principal firm holds the authorisation and is legally responsible for the AR's conduct.
  • Capital Assure Ltd (FRN 913865) is an AR of Kingsmead Financial Planning Ltd (FRN 630040). When you use Capital Assure's services, the FCA authorisation sits with the principal firm.
  • Example: if you take financial advice from Capital Assure, complaints and compensation usually follow the same rules as dealing with the principal, but this depends on the product and your circumstances.
  • Before you proceed, confirm contact details match the official FCA register for both firms. Scammers sometimes clone legitimate AR names and FRNs but use fake phone numbers and websites.

Website, phone number and address

Compare these against whatever you were given. Scammers clone real firm names and reference numbers but use their own phone number and website, so a detail that does not match the register is the clearest warning sign there is.

  • No website on the FCA register

  • Phone number

    01322 772932

  • Address

    29 Beaufort Road, Rochester, Kent, ME2 3SW, United Kingdom

In the full report: 2 background checks

  • What kind of line 01322 772932 is
  • Who else gives the postcode ME2 3SW
Instant PDF download
Other names (2)

If you were contacted under any of these names, it is this firm.

  • Capital Assure Limited Former name
  • Lawrence Jennings Former name

FCA permissions and consumer protection

  • Protection through the principal firm
    Protection works through Kingsmead Financial Planning Ltd, the principal firm responsible for this firm's regulated activity. FSCS cover and the Financial Ombudsman Service apply as they would to the principal.
  • Complaints Ombudsman, free
    You can refer a complaint about this firm to the Financial Ombudsman Service for free, whichever activity it relates to.

FCA disciplinary action and complaints

No FCA disciplinary action.

The Financial Ombudsman Service only publishes complaint figures for firms with 30 or more new complaints in six months, so there are none here for this firm.

Companies House record

The company behind the firm: its status, age, registered office and directors.

Company number
13707230
Company status
Active
Company type
Private limited company
Incorporated
27 October 2021 (4 years old)
Registered office
29 Beaufort Road, Rochester, Kent, ME2 3SW, England
Nature of business
  • Financial intermediation not elsewhere classified (SIC 64999)

Directors and company secretaries

Name Role Born Appointed Other companies
Lawrence Roger Jennings Director Oct 1977 27 Oct 2021 3 other companies

Other companies run by its director

A firm is run by people, and their other companies are their track record: what they built, what closed, and anything that failed. It is the check most people never think to make.

other companies
3
closed down
1
still active
2

In the full report: all 3 companies, named

  • What each company does, and whether it is still trading
  • Which of its director sits on each board, and since when
  • Any that went into liquidation or administration
Instant PDF download

Filed accounts and finances

Year to 31 October 2024Small company accountsNot audited

Net assets

£814

−25% from £1,084

Cash at bank

£2,136

Up £2,053 from £83

Employees (average)

2

+100% from 1

Assets and liabilities

About these figures
Turnover
Money taken from sales in the year, before any costs.
Profit before tax
What was left after the year’s costs, before corporation tax. A minus figure is a loss.
Net assets, or total equity
Everything the company owns minus everything it owes. A minus figure means it owes more than it owns.
Total assets and total liabilities
Everything the company owns, and everything it owes, on the last day of the year. The gap between them is its net assets.
Cash at bank
Money in the company’s accounts on the last day of the year.
Owed within a year, owed after a year
Debts and bills due in the next twelve months, and those due later.

There is no turnover or profit: small companies do not have to publish them.

Accounts filed at Companies House for company 13707230. Every figure is as filed, apart from total assets and total liabilities, which are added up from filed figures. Nothing is estimated.

Key dates in its history

Capital Assure’s history from the FCA register and Companies House, newest first.

Key events (5) All events (8)

2024

23 July 2024

  • Changed its registered name from "Capital Assure Limited"

FCA register

2022

5 April 2022

  • Changed its registered name from "Lawrence Jennings"

FCA register

2021

27 October 2021

  • Incorporated at Companies House
  • Lawrence Roger Jennings took control (75–100% of shares)

Companies House

2019

20 September 2019

  • Became an appointed representative

FCA register

In the full report: all 8 events

  • All 8 events in its history (5 shown here)
  • Every director appointment and resignation: 1
Instant PDF download

Firms like Capital Assure

Other firms of the same type (mortgage adviser or broker), nearest first.

In Rochester

Edward LeeRochesterAppointed representativeMartin BellRochesterAppointed representativeYomo Finance LimitedRochesterAppointed representativeElite Admin Services LtdRochesterAppointed representativeFennel Financial Services LtdRochesterAuthorisedGreendeal Financial Services LimitedRochesterAuthorised

Firms are listed by type and location, best known first. Being listed is not a recommendation: check any firm before you deal with it.

Get the full report on Capital Assure

Everything on this page, plus everything locked above, in one dated PDF you can keep, file or send on.

  • 3 other companies its directors have run, named
  • 2 background checks on its contact details
  • All 8 events in its history

Instant PDF One-off payment Secure checkout by Stripe

Frequently asked questions about this firm

Is Capital Assure Ltd FCA authorised?
Capital Assure Ltd (FRN 913865) is not directly authorised. It is an appointed representative acting under the responsibility of a directly authorised principal firm.
What does appointed representative mean for Capital Assure?
An appointed representative (AR) can carry out regulated financial services, but is not directly authorised by the FCA. A principal firm holds the authorisation and is legally responsible for the AR's conduct. Capital Assure Ltd (FRN 913865) is an AR of Kingsmead Financial Planning Ltd (FRN 630040). When you use Capital Assure's services, the FCA authorisation sits with the principal firm. Example: if you take financial advice from Capital Assure, complaints and compensation usually follow the same rules as dealing with the principal, but this depends on the product and your circumstances. Before you proceed, confirm contact details match the official FCA register for both firms. Scammers sometimes clone legitimate AR names and FRNs but use fake phone numbers and websites.
What is Capital Assure’s phone number?
The FCA register lists the phone number 01322 772932 for Capital Assure. If you were given different contact details, use these to check with the firm before going any further.
Is Capital Assure a scam or clone?
Capital Assure is a genuine FCA-listed firm, and the FCA has published no warnings about fake versions of it. Scammers do copy real firms, though, so check that any contact details you were given match the ones on the register.
Is my money safe with Capital Assure?
Protection works through Kingsmead Financial Planning Ltd, the principal firm responsible for Capital Assure's regulated activity. FSCS cover and the Financial Ombudsman Service apply as they would to the principal.
Who owns Capital Assure?
Companies House lists one person with significant control of Capital Assure: Mr Lawrence Roger Jennings (75–100% of shares).
Who runs Capital Assure?
Companies House lists one director of Capital Assure: Lawrence Roger Jennings.
How long has Capital Assure been in business?
The company was formed on 27 October 2021.
What do Capital Assure’s latest accounts show?
Its latest accounts, to 31 October 2024, show net assets of £814 (−25% from £1,084) and cash at bank of £2,136 (up £2,053 from £83).
Does Capital Assure use any other names?
It has previously used 2 other names: Capital Assure Limited and Lawrence Jennings.

Sources and links

The full report on Capital Assure Ltd

£19.99 · Instant PDF download

Loading secure checkout…