Capital B Property Finance Ltd

Reference number: 913612

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Authorised by the FCA

This firm is on the FCA register and authorised to carry out regulated activities.

Website, phone number and address

Compare these against whatever you were given. Scammers clone real firm names and reference numbers but use their own phone number and website, so a detail that does not match the register is the clearest warning sign there is.

In the full report: 3 background checks

  • When cbpf.co.uk first appeared online, and whether it can receive email
  • What kind of line 0333 121 4080 is, and the other firm that gives it
  • Who else gives the postcode EC2A 2EW
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Other names (19)

If you were contacted under any of these names, it is this firm.

  • bridgingloansbirmingham.co.uk Trading name
  • bridgingloansbristol.com Trading name
  • bridgingloanscardiff.com Trading name
  • bridgingloansleeds.com Trading name
  • bridgingloansliverpool.com Trading name
  • bridgingloans.london Trading name
  • bridgingloansmanchester.com Trading name
  • bridgingloansnewcastle.com Trading name
  • bridgingloansnottingham.com Trading name
  • bridgingloanswales.com Trading name
  • Capital B Trading name
  • Capital B Wales Trading name
  • CBPF Trading name
  • EquityReleaseToday.co.uk Trading name
  • Flamingo Money Trading name
  • RH Private Finance Trading name
  • bridgingbroker.com Former trading name
  • Chesnut Former trading name
  • chestnut.money Former trading name

FCA permissions and consumer protection

  • Give regulated advice FSCS may apply
    A claim for unsuitable advice is itself FSCS-protected, up to the limit that applies to the product you were advised on.
  • Manage or trade investments FSCS may apply
    Eligible investment and pension claims are typically FSCS-protected up to £85,000 per person, depending on the product and your circumstances.
  • Advise on or arrange mortgages FSCS may apply
    Mortgage advice and arranging may be FSCS-covered, up to the limit that applies.
  • Lend or arrange credit No FSCS cover
    Consumer credit is not covered by the FSCS, so there is no compensation scheme if the firm fails.
  • Complaints Ombudsman, free
    You can refer a complaint about this firm to the Financial Ombudsman Service for free, whichever activity it relates to.
Show FCA detail (11 permissions)
  • Acting as a CBTL advisor
  • Acting as a CBTL arranger
  • Advising on investments (except on Pension Transfers and Pension Opt Outs)
  • Advising on regulated mortgage contracts
  • Arranging (bringing about) deals in investments
  • Arranging (bringing about) regulated mortgage contracts
  • Credit Broking
  • Debt Adjusting
  • Debt-counselling
  • Making arrangements with a view to regulated mortgage contracts
  • Making arrangements with a view to transactions in investments

FCA disciplinary action and complaints

No FCA disciplinary action.

The Financial Ombudsman Service only publishes complaint figures for firms with 30 or more new complaints in six months, so there are none here for this firm.

Companies House record

The company behind the firm: its status, age, registered office and directors.

Company number
11075384
Company status
Active
Company type
Private limited company
Incorporated
21 November 2017 (8 years old)
Registered office
Broadgate Tower 20th Floor, 20 Primrose Street, London, EC2A 2EW, England
Nature of business
  • Activities auxiliary to financial intermediation not elsewhere classified (SIC 66190)

Directors and company secretaries

Name Role Born Appointed Other companies
Andre Lee Bartlett Director Nov 1969 22 Oct 2018 3 other companies
Christopher David Borwick Director Aug 1978 22 Oct 2018 6 other companies

Other companies run by these 2 directors

A firm is run by people, and their other companies are their track record: what they built, what closed, and anything that failed. It is the check most people never think to make.

other companies
6
closed down
2
is FCA-registered
1

In the full report: all 6 companies, named

  • What each company does, and whether it is still trading
  • Which of these 2 directors sit on each board, and since when
  • Any that went into liquidation or administration
  • The one on the FCA register
  • The 3 companies these 2 directors run together
  • All 4 people who have ever been directors, with their dates
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Filed accounts and finances

Year to 30 September 2025Full accountsNot audited

Net assets

−£24.8k

Up £38.0k from −£62.8k

Cash at bank

£61.0k

+92% from £31.8k

Owed within a year

£31.4k

+9.2% from £28.7k

Net assets are negative: on its last balance sheet the company owed £24.8k more than it owned.

Assets and liabilities

In the full report: all 7 years of accounts

  • Every year from 2019 to 2025
  • The chart, over every year
  • Every filed figure, year by year
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About these figures
Turnover
Money taken from sales in the year, before any costs.
Profit before tax
What was left after the year’s costs, before corporation tax. A minus figure is a loss.
Net assets, or total equity
Everything the company owns minus everything it owes. A minus figure means it owes more than it owns.
Total assets and total liabilities
Everything the company owns, and everything it owes, on the last day of the year. The gap between them is its net assets.
Cash at bank
Money in the company’s accounts on the last day of the year.
Owed within a year, owed after a year
Debts and bills due in the next twelve months, and those due later.

Accounts filed at Companies House for company 11075384. Every figure is as filed, apart from total assets and total liabilities, which are added up from filed figures. Nothing is estimated.

Key dates in its history

Capital B Property Finance’s history from the FCA register and Companies House, newest first.

Key events (13) All events (48)

2020

2 April 2020

  • Regulated by the FCA from this date
  • Became authorised by the FCA

FCA register

2019

31 July 2019

  • Andre Lee Bartlett gained significant control
  • Christopher David Borwick gained significant control
  • Christopher Gareth Fairfax stopped being a part-owner
  • Paul Robert McGonigle stopped being a part-owner

Companies House

2018

16 February 2018

  • Andre Lee Bartlett stopped being a part-owner
  • Christopher David Borwick stopped being a part-owner
  • Christopher Gareth Fairfax became a part-owner (25–50% of shares)
  • Paul Robert McGonigle became a part-owner (25–50% of shares)

Companies House

2017

21 November 2017

  • Incorporated at Companies House
  • Andre Lee Bartlett became a part-owner (25–50% of shares)
  • Christopher David Borwick became a part-owner (25–50% of shares)

Companies House

In the full report: all 48 events

  • All 48 events in its history (13 shown here)
  • Every director appointment and resignation: 10
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Firms connected to Capital B Property Finance

Other FCA-listed firms that share a director, phone number or address with Capital B Property Finance. A link shows who the firm is tied to, not whether either can be trusted.

connected firm
1
share a director
1
share its phone number
1

In the full report: the connected firm, named

  • How it is linked: shared directors (1), the same phone number (1), the same postcode (1)
  • Who links it to this firm: the named directors, with dates
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Firms like Capital B Property Finance

Other firms of the same type (mortgage adviser or broker), nearest first.

In London

Saga Personal Finance LimitedLondonAuthorisedLegal & General Partnership Services LimitedLondonAuthorisedPrudential Distribution LimitedLondonAuthorisedQuilter Mortgage Planning LimitedLondonAuthorisedEnness LimitedLondonAuthorisedPivotal Financial LimitedLondonAuthorised

Firms are listed by type and location, best known first. Being listed is not a recommendation: check any firm before you deal with it.

Get the full report on Capital B Property Finance

Everything on this page, plus everything locked above, in one dated PDF you can keep, file or send on.

  • 6 other companies its directors have run, named
  • 3 background checks on its contact details
  • 7 years of accounts, charted
  • All 48 events in its history
  • 1 connected firm, named, and who links them

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Frequently asked questions about this firm

Is Capital B Property Finance Ltd FCA authorised?
Yes, Capital B Property Finance Ltd (FRN 913612) is authorised by the FCA to carry out regulated activities. It has held its current authorisation since April 2020 and works as a mortgage adviser or broker. The FCA has placed no limits on its permissions.
What is Capital B Property Finance’s phone number and website?
The FCA register lists the phone number 0333 121 4080 and the website cbpf.co.uk for Capital B Property Finance. If you were given different contact details, use these to check with the firm before going any further. The same number is also given by one other FCA firm.
Is Capital B Property Finance a scam or clone?
Capital B Property Finance is a genuine FCA-listed firm, and the FCA has published no warnings about fake versions of it. Scammers do copy real firms, though, so check that any contact details you were given match the ones on the register.
Is my money safe with Capital B Property Finance?
Its FCA permissions do not allow it to hold or control client money. It depends on the product, but eligible claims may be protected by the FSCS. You can also refer complaints about Capital B Property Finance to the Financial Ombudsman Service, free of charge.
Who owns Capital B Property Finance?
Companies House lists 2 people with significant control of Capital B Property Finance: Mr Christopher David Borwick (significant influence or control) and Mr Andre Lee Bartlett (significant influence or control). Before that, it was controlled by Mr Christopher Gareth Fairfax, Mr Paul Robert McGonigle and Christopher David Borwick.
Who runs Capital B Property Finance?
Companies House lists 2 directors of Capital B Property Finance: Andre Lee Bartlett and Christopher David Borwick.
How long has Capital B Property Finance been in business?
The company was formed on 21 November 2017, and has held its current FCA authorisation since April 2020.
What do Capital B Property Finance’s latest accounts show?
Its latest accounts, to 30 September 2025, show net assets of −£24.8k (up £38.0k from −£62.8k) and cash at bank of £61.0k (+92% from £31.8k).
Does Capital B Property Finance use any other names?
It trades as bridgingloansbirmingham.co.uk, bridgingloansbristol.com, bridgingloanscardiff.com, bridgingloansleeds.com and bridgingloansliverpool.com, and 11 more names. It has previously used 3 other names: bridgingbroker.com, Chesnut and chestnut.money.

Sources and links

The full report on Capital B Property Finance Ltd

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