Capital Credit Union Limited

Reference number: 213575

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Authorised by the FCA

This firm is on the FCA register and authorised to carry out regulated activities.

Website, phone number and address

Compare these against whatever you were given. Scammers clone real firm names and reference numbers but use their own phone number and website, so a detail that does not match the register is the clearest warning sign there is.

In the full report: 3 background checks

  • When capitalcreditunion.com first appeared online, and whether it can receive email
  • What kind of line 0131 225 9901 is
  • Who else gives the postcode EH7 4JG
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FCA permissions and consumer protection

  • Hold or safeguard your money FSCS may apply
    Eligible deposits are typically protected by the FSCS up to £120,000 per person, per banking group.
  • Manage or trade investments FSCS may apply
    Eligible investment and pension claims are typically FSCS-protected up to £85,000 per person, depending on the product and your circumstances.
  • Advise on or arrange mortgages FSCS may apply
    Mortgage advice and arranging may be FSCS-covered, up to the limit that applies.
  • Lend or arrange credit No FSCS cover
    Consumer credit is not covered by the FSCS, so there is no compensation scheme if the firm fails.
  • Complaints Ombudsman, free
    You can refer a complaint about this firm to the Financial Ombudsman Service for free, whichever activity it relates to.
Show FCA detail (9 permissions)
  • Accepting Deposits
  • Administering a regulated mortgage contract
  • Arranging (bringing about) deals in investments
  • Credit Broking
  • Entering into a regulated mortgage contract as lender
  • Entering into regulated credit agreement as Lender (Excluding high-cost short-term credit, bill of sale agreement, and home collected credit agreement)
  • Exercising/having right to exercise lender's rights and duties under a regulated credit agreement (excluding high-cost short-term credit, bill of sale agreement, and home collected credit agreement)
  • Making arrangements with a view to transactions in investments
  • Providing Credit Information Services

FCA disciplinary action and complaints

No FCA disciplinary action.

The Financial Ombudsman Service only publishes complaint figures for firms with 30 or more new complaints in six months, so there are none here for this firm.

Key dates in its history

Capital Credit Union’s history from the FCA register and Companies House, newest first.

Key events (4) All events (7)

2013

1 April 2013

  • Regulated by the FCA from this date
  • Regulated by the Prudential Regulation Authority from this date

FCA register

2002

2 July 2002

  • Became authorised by the FCA

FCA register

24 June 2002

  • Regulated by the Financial Services Authority from this date

FCA register

In the full report: all 7 events

  • All 7 events in its history (4 shown here)
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Firms connected to Capital Credit Union

Other FCA-listed firms that share a director, phone number or address with Capital Credit Union. A link shows who the firm is tied to, not whether either can be trusted.

connected firm
1
share its postcode
1

In the full report: the connected firm, named

  • How it is linked: the same postcode (1)
  • Who links it to this firm: the named directors, with dates
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Firms like Capital Credit Union

Other firms of the same type (bank or building society), nearest first.

In Edinburgh

The Royal Bank of Scotland Public Limited CompanyEdinburghAuthorisedHampden & Co PLCEdinburghAuthorisedNorth Edinburgh and Castle Credit Union LimitedEdinburghAuthorisedS C V O Credit Union LimitedEdinburghAuthorisedScottish Building SocietyEdinburghAuthorised

Firms are listed by type and location, best known first. Being listed is not a recommendation: check any firm before you deal with it.

Get the full report on Capital Credit Union

Everything on this page, plus everything locked above, in one dated PDF you can keep, file or send on.

  • 3 background checks on its contact details
  • All 7 events in its history
  • 1 connected firm, named, and who links them

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Frequently asked questions about this firm

Is Capital Credit Union Limited FCA authorised?
Yes, Capital Credit Union Limited (FRN 213575) is authorised by the FCA to carry out regulated activities. It has held its current authorisation since July 2002 and works as a bank or building society. The FCA has placed no limits on its permissions.
What is Capital Credit Union’s phone number and website?
The FCA register lists the phone number 0131 225 9901 and the website capitalcreditunion.com for Capital Credit Union. If you were given different contact details, use these to check with the firm before going any further.
Is Capital Credit Union a scam or clone?
Capital Credit Union is a genuine FCA-listed firm, and the FCA has published no warnings about fake versions of it. Scammers do copy real firms, though, so check that any contact details you were given match the ones on the register.
Is my money safe with Capital Credit Union?
It depends on the product, but eligible claims may be protected by the FSCS. You can also refer complaints about Capital Credit Union to the Financial Ombudsman Service, free of charge.

Sources and links

The full report on Capital Credit Union Limited

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