Capital Gateway Ltd
Reference number: 1044594
Instant download
Appointed representative
This firm does not hold FCA authorisation of its own, and acts under a principal firm, which is legally responsible for its regulated business.
Responsible principal firm
Swoop Finance Limited Reference number: 936513 View firm →What does this mean?
- An appointed representative (AR) can carry out regulated financial services, but is not directly authorised by the FCA. A principal firm holds the authorisation and is legally responsible for the AR's conduct.
- Capital Gateway Ltd (FRN 1044594) is an AR of Swoop Finance Limited (FRN 936513). When you use Capital Gateway's services, the FCA authorisation sits with the principal firm.
- Example: if you take financial advice from Capital Gateway, complaints and compensation usually follow the same rules as dealing with the principal, but this depends on the product and your circumstances.
- Before you proceed, confirm contact details match the official FCA register for both firms. Scammers sometimes clone legitimate AR names and FRNs but use fake phone numbers and websites.
Website, phone number and address
Compare these against whatever you were given. Scammers clone real firm names and reference numbers but use their own phone number and website, so a detail that does not match the register is the clearest warning sign there is.
-
Phone number
-
Address
170 Farmfield Road, Cheltenham, Gloucestershire, GL51 3RB, United Kingdom
In the full report: 3 background checks
- When capitalgatewayltd.com first appeared online, and whether it can receive email
- What kind of line 07538 346421 is
- Who else gives the postcode GL51 3RB
FCA permissions and consumer protection
- Protection through the principal firmProtection works through Swoop Finance Limited, the principal firm responsible for this firm's regulated activity. FSCS cover and the Financial Ombudsman Service apply as they would to the principal.
- Complaints Ombudsman, freeYou can refer a complaint about this firm to the Financial Ombudsman Service for free, whichever activity it relates to.
FCA disciplinary action and complaints
No FCA disciplinary action.
The Financial Ombudsman Service only publishes complaint figures for firms with 30 or more new complaints in six months, so there are none here for this firm.
Companies House record
The company behind the firm: its status, age, registered office and directors.
- Company number
- 16671404 (opens Companies House in a new tab)
- Company status
- Active
- Company type
- Private limited company
- Incorporated
- 26 August 2025 (1 year old)
- Registered office
- 2,Leyson Road Leyson Road, The Reddings, Cheltenham, GL51 6RU, England
- Nature of business
-
- Activities of mortgage finance companies (SIC 64922)
- Financial intermediation not elsewhere classified (SIC 64999)
- Activities auxiliary to financial intermediation not elsewhere classified (SIC 66190)
Directors and company secretaries
| Name | Role | Born | Appointed | Other companies |
|---|---|---|---|---|
| Sibi Joseph | Director | Apr 1973 | 26 Aug 2025 | 2 other companies |
Other companies run by its director
A firm is run by people, and their other companies are their track record: what they built, what closed, and anything that failed. It is the check most people never think to make.
- other companies
- 2
- still active
- 2
In the full report: all 2 companies, named
- What each company does, and whether it is still trading
- Which of its director sits on each board, and since when
- Any that went into liquidation or administration
Key dates in its history
Capital Gateway’s history from the FCA register and Companies House, newest first.
2025
14 November 2025
- Became an appointed representative
- Began trading as "Capital Gateway"
FCA register
26 August 2025
- Incorporated at Companies House
- Sibi Joseph took control (75–100% of shares)
- Sibi Joseph appointed as a director
Companies House
Director appointments and resignations, and trading names, appear under All events.
Firms like Capital Gateway
Other firms of the same type (credit broker), nearest first.
In Cheltenham
Firms are listed by type and location, best known first. Being listed is not a recommendation: check any firm before you deal with it.
Get the full report on Capital Gateway
Everything on this page, plus everything locked above, in one dated PDF you can keep, file or send on.
- 2 other companies its directors have run, named
- 3 background checks on its contact details
- All 5 events in its history
Instant PDF One-off payment Secure checkout by Stripe
Frequently asked questions about this firm
Is Capital Gateway Ltd FCA authorised?
What does appointed representative mean for Capital Gateway?
What is Capital Gateway’s phone number and website?
Is Capital Gateway a scam or clone?
Is my money safe with Capital Gateway?
Who owns Capital Gateway?
Who runs Capital Gateway?
How long has Capital Gateway been in business?
Sources and links
- Its entry on the FCA register register.fca.org.uk
- Its Companies House record gov.uk
- Complaints the Financial Ombudsman Service can help with financial-ombudsman.org.uk
- Report a scam to the FCA fca.org.uk