Capital Protect Limited: FCA regulated?

Authorised by the FCA

This firm is on the FCA register and authorised to carry out regulated activities.

Authorised for 15 years
Your funds are protected by FSCS
No FCA actions
Active company since 2004
Accounts are overdue at Companies House

Website, phone number and address

Compare these against whatever you were given. Scammers clone real firm names and reference numbers but use their own phone number and website, so a detail that does not match the register is the clearest warning sign there is.

Website

mortgageadvicebureau.com (opens in a new tab)
Phone number

01332 200020
Address

Capital House, 2 Pride Place, Pride Park, Derby, Derbyshire, DE24 8QR, United Kingdom

In the full report: 3 background checks

When mortgageadvicebureau.com first appeared online, and whether it can receive email
What kind of line 01332 200020 is, and the 3 other firms that give it
Who else gives the postcode DE24 8QR

Other names (1)

If you were contacted under any of these names, it is this firm.

MAB Protection Advice Former trading name: A name it used to trade under.

FCA permissions and consumer protection

Give regulated advice FSCS may apply
A claim for unsuitable advice is itself FSCS-protected, up to the limit that applies to the product you were advised on.
Manage or trade investments FSCS may apply
Eligible investment and pension claims are typically FSCS-protected up to £85,000 per person, depending on the product and your circumstances.
Complaints Ombudsman, free
You can refer a complaint about this firm to the Financial Ombudsman Service for free, whichever activity it relates to.

Show FCA detail (4 permissions)

Advising on investments (except on Pension Transfers and Pension Opt Outs)
Advising on P2P agreements
Arranging (bringing about) deals in investments
Making arrangements with a view to transactions in investments

FCA disciplinary action and complaints

No FCA disciplinary action.

The Financial Ombudsman Service only publishes complaint figures for firms with 30 or more new complaints in six months, so there are none here for this firm.

Companies House record

The company behind the firm: its status, age, registered office and directors.

Concerns on the company record

Accounts are overdue at Companies House.

Company number: 05230535 (opens Companies House in a new tab)
Company status: Active
Company type: Private limited company
Incorporated: 14 September 2004 (22 years old)
Registered office: Capital House, Pride Place, Pride Park, Derby, DE24 8QR
Nature of business: Life insurance (SIC 65110)
Life reinsurance (SIC 65201)

Directors and company secretaries

Name	Role	Born	Appointed	Other companies
Peter Christopher Steven Brodnicki	Director	May 1962	22 Oct 2004	22 other companies
Paul Gill	Director	Oct 1971	22 Sep 2026	9 other companies
Joanne Thomson Stent	Director	Apr 1974	1 Oct 2026	14 other companies

Other companies run by these 3 directors

A firm is run by people, and their other companies are their track record: what they built, what closed, and anything that failed. It is the check most people never think to make.

other companies: 36
closed down: 2
went insolvent: 4

In the full report: all 36 companies, named

What each company does, and whether it is still trading
Which of these 3 directors sit on each board, and since when
The 4 that went into liquidation or administration
The 7 on the FCA register
The 6 companies these 3 directors run together
All 12 people who have ever been directors, with their dates

Key dates in its history

Capital Protect’s history from the FCA register and Companies House, newest first.

Key events (5) All events (28)

2016

6 April 2016

Mortgage Advice Bureau Limited took control (75–100% of shares)

Companies House

2013

1 April 2013

Regulated by the FCA from this date

FCA register

2010

2 November 2010

Regulated by the Financial Services Authority from this date
Became authorised by the FCA

FCA register

2004

14 September 2004

Incorporated at Companies House

Companies House

In the full report: all 28 events

All 28 events in its history (5 shown here)
Every director appointment and resignation: 19

Firms connected to Capital Protect

Other FCA-listed firms that share a director, phone number or address with Capital Protect. A link shows who the firm is tied to, not whether either can be trusted.

connected firms: 8
share a director: 5
share its phone number: 3

In the full report: all 8 connected firms, named

How each is linked: shared directors (5), the same phone number (3), the same postcode (4)
Who links each one: the named directors, with dates
2 past links through former directors

Firms like Capital Protect

Other firms of the same type (insurance broker), nearest first.

In Derby

Belmont Regency (Insurance Services) LtdDerbyAuthorised Hodson Brokers LTDDerbyAuthorised Meadow Group Services LimitedDerbyAuthorised Neville Owen DaviesDerbyAuthorised Safe & Secure Insurance Services LimitedDerbyAuthorised Affluence Financial Management Services LimitedDerbyAppointed representative

Firms are listed by type and location, best known first. Being listed is not a recommendation: check any firm before you deal with it.

Get the full report on Capital Protect

Everything on this page, plus everything locked above, in one dated PDF you can keep, file or send on.

36 other companies its directors have run, named
3 background checks on its contact details
All 28 events in its history
8 connected firms, named, and who links them

Instant PDF One-off payment Secure checkout by Stripe

Frequently asked questions about this firm

Is Capital Protect Limited FCA authorised?

Yes, Capital Protect Limited (FRN 531444) is authorised by the FCA to carry out regulated activities. It has held its current authorisation since November 2010 and works as an insurance broker. The FCA has placed no limits on its permissions.

What is Capital Protect’s phone number and website?

The FCA register lists the phone number 01332 200020 and the website mortgageadvicebureau.com for Capital Protect. If you were given different contact details, use these to check with the firm before going any further. The same number is also given by 3 other FCA firms.

Is Capital Protect a scam or clone?

Capital Protect is a genuine FCA-listed firm, and the FCA has published no warnings about fake versions of it. Scammers do copy real firms, though, so check that any contact details you were given match the ones on the register.

Is my money safe with Capital Protect?

Its FCA permissions do not allow it to hold or control client money. It depends on the product, but eligible claims may be protected by the FSCS. You can also refer complaints about Capital Protect to the Financial Ombudsman Service, free of charge.

Who owns Capital Protect?

Capital Protect is owned by Mortgage Advice Bureau Limited, which holds 75–100% of shares, 75–100% of votes and can appoint and remove the board, since 6 April 2016.

Who runs Capital Protect?

Companies House lists 3 directors of Capital Protect: Peter Christopher Steven Brodnicki, Paul Gill and Joanne Thomson Stent.

How long has Capital Protect been in business?

The company was formed on 14 September 2004, and has held its current FCA authorisation since November 2010.

Does Capital Protect use any other names?

It has previously used the name MAB Protection Advice.