Capitalstackers Limited: FCA regulated?

Authorised by the FCA

This firm is on the FCA register and authorised to carry out regulated activities.

Authorised for 9 years
Complaints covered by the Ombudsman
No FCA actions
Active company since 2010
Accounts filed up to 30 September 2025

Website, phone number and address

Compare these against whatever you were given. Scammers clone real firm names and reference numbers but use their own phone number and website, so a detail that does not match the register is the clearest warning sign there is.

Website

capitalstackers.com (opens in a new tab)
Phone number

0161 979 0812
Address

Riverside House, Kings Reach Road, Stockport, Cheshire, SK4 2HD, United Kingdom

In the full report: 3 background checks

When capitalstackers.com first appeared online, and whether it can receive email
What kind of line 0161 979 0812 is
Who else gives the postcode SK4 2HD

FCA permissions and consumer protection

Lend or arrange credit No FSCS cover
Consumer credit is not covered by the FSCS, so there is no compensation scheme if the firm fails.
Complaints Ombudsman, free
You can refer a complaint about this firm to the Financial Ombudsman Service for free, whichever activity it relates to.

Show FCA detail (4 permissions)

Credit Broking
Debt Administration
Debt-collecting
Operating an electronic system in relation to lending

FCA disciplinary action and complaints

No FCA disciplinary action.

The Financial Ombudsman Service only publishes complaint figures for firms with 30 or more new complaints in six months, so there are none here for this firm.

Companies House record

The company behind the firm: its status, age, registered office and directors.

Company number: 07361691 (opens Companies House in a new tab)
Company status: Active
Company type: Private limited company
Incorporated: 1 September 2010 (16 years old)
Registered office: Riverside House Kings Reach Business Park, Yew Street, Stockport, Cheshire, SK4 2HD
Nature of business: Other business support service activities not elsewhere classified (SIC 82990)

Directors and company secretaries

Name	Role	Born	Appointed	Other companies
Stephen William Robson	Director	Mar 1956	1 Sep 2010	11 other companies
Tony Goldrick	Director	May 1960	9 May 2014	None
Philip James Eagle	Director	Feb 1967	30 Jun 2014	9 other companies
Paul Andrew Whitney	Director	Jan 1975	29 Apr 2022	24 other companies
Susan Mellor	Director	Jul 1960	24 Sep 2023	None
Stephen William Robson (Dr)	Secretary	Not published	1 Sep 2010	–

Other companies run by these 5 directors

A firm is run by people, and their other companies are their track record: what they built, what closed, and anything that failed. It is the check most people never think to make.

other companies: 33
closed down: 16
run together: 10

In the full report: all 33 companies, named

What each company does, and whether it is still trading
Which of these 5 directors sit on each board, and since when
Any that went into liquidation or administration
The 10 companies these 5 directors run together
All 10 people who have ever been directors, with their dates

Filed accounts and finances

Year to 30 September 2025Full accountsNot audited

Total equity

£418k

+10% from £379k

Cash at bank

£327k

+23% from £265k

Owed within a year

£268k

−14% from £312k

Assets and liabilities

In the full report: all 7 years of accounts

Every year from 2019 to 2025
The chart, over every year
Every filed figure, year by year

About these figures

Turnover: Money taken from sales in the year, before any costs.
Profit before tax: What was left after the year’s costs, before corporation tax. A minus figure is a loss.
Net assets, or total equity: Everything the company owns minus everything it owes. A minus figure means it owes more than it owns.
Total assets and total liabilities: Everything the company owns, and everything it owes, on the last day of the year. The gap between them is its net assets.
Cash at bank: Money in the company’s accounts on the last day of the year.
Owed within a year, owed after a year: Debts and bills due in the next twelve months, and those due later.

Accounts filed at Companies House for company 07361691. Every figure is as filed, apart from total assets and total liabilities, which are added up from filed figures. Nothing is estimated.

Key dates in its history

Capitalstackers’s history from the FCA register and Companies House, newest first.

Key events (4) All events (24)

2016

1 December 2016

Regulated by the FCA from this date
Became authorised by the FCA

FCA register

6 April 2016

Stephen William Robson became the majority owner (50–75% of shares)

Companies House

2010

1 September 2010

Incorporated at Companies House

Companies House

In the full report: all 24 events

All 24 events in its history (4 shown here)
Every director appointment and resignation: 17

Firms connected to Capitalstackers

Other FCA-listed firms that share a director, phone number or address with Capitalstackers. A link shows who the firm is tied to, not whether either can be trusted.

connected firm: 1
share its postcode: 1

In the full report: the connected firm, named

How it is linked: the same postcode (1)
Who links it to this firm: the named directors, with dates

Firms like Capitalstackers

Other firms of the same type (debt collector), nearest first.

In the Stockport (SK) postcode area

Dsg Financial Services LimitedAuthorised Peak Collections LimitedMacclesfieldAuthorised

Elsewhere in the UK

Experian Refi Outsource Services LimitedNottinghamAuthorised Barclays Security Trustee LimitedLondonAuthorised Funding Circle LtdLondonAuthorised Paymentsense LimitedLondonAuthorised

Firms are listed by type and location, best known first. Being listed is not a recommendation: check any firm before you deal with it.

Get the full report on Capitalstackers

Everything on this page, plus everything locked above, in one dated PDF you can keep, file or send on.

33 other companies its directors have run, named
3 background checks on its contact details
7 years of accounts, charted
All 24 events in its history
1 connected firm, named, and who links them

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Frequently asked questions about this firm

Is Capitalstackers Limited FCA authorised?

Yes, Capitalstackers Limited (FRN 722549) is authorised by the FCA to carry out regulated activities. It has held its current authorisation since December 2016 and works as a debt collector. The FCA has placed no limits on its permissions.

What is Capitalstackers’ phone number and website?

The FCA register lists the phone number 0161 979 0812 and the website capitalstackers.com for Capitalstackers. If you were given different contact details, use these to check with the firm before going any further.

Is Capitalstackers a scam or clone?

Capitalstackers is a genuine FCA-listed firm, and the FCA has published no warnings about fake versions of it. Scammers do copy real firms, though, so check that any contact details you were given match the ones on the register.

Is my money safe with Capitalstackers?

Its FCA permissions do not allow it to hold or control client money. Protection depends on which product you hold and how Capitalstackers handles your money, so check the specific product before you commit. You can also refer complaints about Capitalstackers to the Financial Ombudsman Service, free of charge.

Who owns Capitalstackers?

Companies House lists one person with significant control of Capitalstackers: Mr Stephen William Robson (50–75% of shares).

Who runs Capitalstackers?

Companies House lists 5 directors of Capitalstackers: Stephen William Robson, Tony Goldrick, Philip James Eagle, Paul Andrew Whitney and Susan Mellor.

How long has Capitalstackers been in business?

The company was formed on 1 September 2010, and has held its current FCA authorisation since December 2016.

What do Capitalstackers’ latest accounts show?

Its latest accounts, to 30 September 2025, show total equity of £418k (+10% from £379k) and cash at bank of £327k (+23% from £265k).