Car Benefit Loans Limited: FCA regulated?

Authorised by the FCA

This firm is on the FCA register and authorised to carry out regulated activities.

Authorised for 21 years
Your funds are protected by FSCS
No FCA actions
Active company since 2003

Website, phone number and address

Compare these against whatever you were given. Scammers clone real firm names and reference numbers but use their own phone number and website, so a detail that does not match the register is the clearest warning sign there is.

Website

carbenefitsolutions.co.uk (opens in a new tab)
Phone number

0161 826 0000
Address

Car Benefit Solutions Ltd, The Barracks, 400 Bolton Road, Bury, BL8 2DA, United Kingdom

In the full report: 3 background checks

When carbenefitsolutions.co.uk first appeared online, and whether it can receive email
What kind of line 0161 826 0000 is, and the 3 other firms that give it
Who else gives the postcode BL8 2DA

Other names (1)

If you were contacted under any of these names, it is this firm.

Car Benefit Solutions Trading name: A name it trades under now.

FCA permissions and consumer protection

Hold or safeguard your money · Manage or trade investments FSCS may apply
Eligible investment and pension claims are typically FSCS-protected up to £85,000 per person, depending on the product and your circumstances.
Sell or arrange insurance FSCS may apply
Eligible insurance claims may be FSCS-protected, often 90%, or 100% for compulsory or long-term cover.
Lend or arrange credit No FSCS cover
Consumer credit is not covered by the FSCS, so there is no compensation scheme if the firm fails.
Complaints Ombudsman, free
You can refer a complaint about this firm to the Financial Ombudsman Service for free, whichever activity it relates to.

Show FCA detail (5 permissions)

Arranging (bringing about) deals in investments
Assisting in the administration and performance of a contract of insurance
Debt Administration
Entering into regulated credit agreement as Lender (Excluding high-cost short-term credit, bill of sale agreement, and home collected credit agreement)
Exercising/having right to exercise lender's rights and duties under a regulated credit agreement (excluding high-cost short-term credit, bill of sale agreement, and home collected credit agreement)

FCA disciplinary action and complaints

No FCA disciplinary action.

The Financial Ombudsman Service only publishes complaint figures for firms with 30 or more new complaints in six months, so there are none here for this firm.

Companies House record

The company behind the firm: its status, age, registered office and directors.

Company number: 04837876 (opens Companies House in a new tab)
Company status: Active
Company type: Private limited company
Incorporated: 18 July 2003 (23 years old)
Registered office: The Barracks, 400 Bolton Road, Bury, Lancashire, BL8 2DA
Nature of business: Other credit granting not elsewhere classified (SIC 64929)

Directors and company secretaries

Name	Role	Born	Appointed	Other companies
Dennis Studholme	Director	Dec 1949	18 Jul 2003	33 other companies
Neil Kevin Davies	Director	Aug 1964	18 Jul 2003	5 other companies
Martin Joseph Maguire	Director	May 1967	18 Jul 2003	6 other companies
Paul Stephen Taylor	Director	Jun 1975	22 Nov 2005	6 other companies
Paul Stephen Taylor	Secretary	Not published	22 Nov 2005	6 other companies

Other companies run by these 4 directors

A firm is run by people, and their other companies are their track record: what they built, what closed, and anything that failed. It is the check most people never think to make.

other companies: 33
closed down: 17
are FCA-registered: 9

In the full report: all 33 companies, named

What each company does, and whether it is still trading
Which of these 4 directors sit on each board, and since when
Any that went into liquidation or administration
The 9 on the FCA register, including one no longer authorised
The 6 companies these 4 directors run together
All 5 people who have ever been directors, with their dates

Key dates in its history

Car Benefit Loans’s history from the FCA register and Companies House, newest first.

Key events (5) All events (15)

2016

18 July 2016

Car Benefit Holdings Limited took control (75–100% of shares)

Companies House

2013

1 April 2013

Regulated by the FCA from this date

FCA register

2005

14 January 2005

Regulated by the Financial Services Authority from this date
Became authorised by the FCA

FCA register

2003

18 July 2003

Incorporated at Companies House

Companies House

In the full report: all 15 events

All 15 events in its history (5 shown here)
Every director appointment and resignation: 6

Firms connected to Car Benefit Loans

Other FCA-listed firms that share a director, phone number or address with Car Benefit Loans. A link shows who the firm is tied to, not whether either can be trusted.

connected firms: 7
share a director: 7
share its phone number: 3

In the full report: all 7 connected firms, named

How each is linked: shared directors (7), the same phone number (3), the same postcode (6)
Who links each one: the named directors, with dates
2 past links through former directors

Firms like Car Benefit Loans

Other firms of the same type (lender), nearest first.

In Bury

Andrew ElsdenBuryAuthorised Car Benefit Car Schemes LimitedBuryAuthorised Car Benefit Finance LimitedBuryAuthorised Car Benefit Solutions LimitedBuryAuthorised William H. Howard LimitedBuryAuthorised Distinct motors LtdBuryAuthorised

Firms are listed by type and location, best known first. Being listed is not a recommendation: check any firm before you deal with it.

Get the full report on Car Benefit Loans

Everything on this page, plus everything locked above, in one dated PDF you can keep, file or send on.

33 other companies its directors have run, named
3 background checks on its contact details
All 15 events in its history
7 connected firms, named, and who links them

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Frequently asked questions about this firm

Is Car Benefit Loans Limited FCA authorised?

Yes, Car Benefit Loans Limited (FRN 313849) is authorised by the FCA to carry out regulated activities. It has held its current authorisation since January 2005 and works as a lender. The FCA has placed no limits on its permissions.

What is Car Benefit Loans’ phone number and website?

The FCA register lists the phone number 0161 826 0000 and the website carbenefitsolutions.co.uk for Car Benefit Loans. If you were given different contact details, use these to check with the firm before going any further. The same number is also given by 3 other FCA firms.

Is Car Benefit Loans a scam or clone?

Car Benefit Loans is a genuine FCA-listed firm, and the FCA has published no warnings about fake versions of it. Scammers do copy real firms, though, so check that any contact details you were given match the ones on the register.

Is my money safe with Car Benefit Loans?

It is permitted to hold and control client money, which it must keep separate from its own. It depends on the product, but eligible claims may be protected by the FSCS. You can also refer complaints about Car Benefit Loans to the Financial Ombudsman Service, free of charge.

Who owns Car Benefit Loans?

Car Benefit Loans is owned by Car Benefit Holdings Limited, which holds 75–100% of shares, since 18 July 2016.

Who runs Car Benefit Loans?

Companies House lists 4 directors of Car Benefit Loans: Dennis Studholme, Neil Kevin Davies, Martin Joseph Maguire and Paul Stephen Taylor.

How long has Car Benefit Loans been in business?

The company was formed on 18 July 2003, and has held its current FCA authorisation since January 2005.

Does Car Benefit Loans use any other names?

It trades as Car Benefit Solutions.