Authorised by the FCA
This firm is on the FCA register and authorised to carry out regulated activities.
Website, phone number and address
Compare these against whatever you were given. Scammers clone real firm names and reference numbers but use their own phone number and website, so a detail that does not match the register is the clearest warning sign there is.
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Phone number
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Address
Unit 2, Cluster Industrial Estate, Rodney Road, Southsea, Portsmouth, PO4 8ST, United Kingdom
In the full report: 3 background checks
- When carexchangeltd.co.uk first appeared online, and whether it can receive email
- What kind of line 07427 111202 is
- Who else gives the postcode PO4 8ST
FCA permissions and consumer protection
- Lend or arrange credit No FSCS coverConsumer credit is not covered by the FSCS, so there is no compensation scheme if the firm fails.
- Complaints Ombudsman, freeYou can refer a complaint about this firm to the Financial Ombudsman Service for free, whichever activity it relates to.
Show FCA detail (3 permissions)
- Credit Broking
- Debt Adjusting
- Debt-counselling
FCA disciplinary action and complaints
No FCA disciplinary action.
The Financial Ombudsman Service only publishes complaint figures for firms with 30 or more new complaints in six months, so there are none here for this firm.
Companies House record
The company behind the firm: its status, age, registered office and directors.
- Company number
- 16096177 (opens Companies House in a new tab)
- Company status
- Active
- Company type
- Private limited company
- Incorporated
- 22 November 2024 (1 year old)
- Registered office
- Unit 2 Cluster Industrial Estate, Rodney Road, Southsea, Hampshire, PO4 8ST, England
- Nature of business
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- Sale of new cars and light motor vehicles (SIC 45111)
- Sale of used cars and light motor vehicles (SIC 45112)
- Sale of other motor vehicles (SIC 45190)
- Retail trade of motor vehicle parts and accessories (SIC 45320)
Directors and company secretaries
| Name | Role | Born | Appointed | Other companies |
|---|---|---|---|---|
| Usman Ali | Director | Apr 1985 | 22 Nov 2024 | None |
In the full report: every company its directors have run
- Confirmation that its director runs no other company
Filed accounts and finances
Net assets
−£26.1k
No earlier figure to compare
Cash at bank
£4,979
No earlier figure to compare
Employees (average)
0
No earlier figure to compare
Owed within a year
£235k
No earlier figure to compare
Net assets are negative: on its last balance sheet the company owed £26.1k more than it owned.
About these figures
- Turnover
- Money taken from sales in the year, before any costs.
- Profit before tax
- What was left after the year’s costs, before corporation tax. A minus figure is a loss.
- Net assets, or total equity
- Everything the company owns minus everything it owes. A minus figure means it owes more than it owns.
- Total assets and total liabilities
- Everything the company owns, and everything it owes, on the last day of the year. The gap between them is its net assets.
- Cash at bank
- Money in the company’s accounts on the last day of the year.
- Owed within a year, owed after a year
- Debts and bills due in the next twelve months, and those due later.
There is no turnover or profit: small companies do not have to publish them.
Accounts filed at Companies House for company 16096177. Every figure is as filed, apart from total assets and total liabilities, which are added up from filed figures. Nothing is estimated.
Key dates in its history
Car Exchange’s history from the FCA register and Companies House, newest first.
2025
2 July 2025
- Regulated by the FCA from this date
- Became authorised by the FCA
FCA register
2024
22 November 2024
- Incorporated at Companies House
- Usman Ali took control (75–100% of shares)
Companies House
In the full report: all 8 events
- All 8 events in its history (4 shown here)
- Every director appointment and resignation: 1
Firms like Car Exchange
Other firms of the same type (car dealer), nearest first.
In Southsea
In the Portsmouth (PO) postcode area
Firms are listed by type and location, best known first. Being listed is not a recommendation: check any firm before you deal with it.
Get the full report on Car Exchange
Everything on this page, plus everything locked above, in one dated PDF you can keep, file or send on.
- Every company its directors have run, named
- 3 background checks on its contact details
- All 8 events in its history
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Frequently asked questions about this firm
Is Car Exchange Limited FCA authorised?
What is Car Exchange’s phone number and website?
Is Car Exchange a scam or clone?
Is my money safe with Car Exchange?
Who owns Car Exchange?
Who runs Car Exchange?
How long has Car Exchange been in business?
What do Car Exchange’s latest accounts show?
Sources and links
- Its entry on the FCA register register.fca.org.uk
- Its Companies House record gov.uk
- Complaints the Financial Ombudsman Service can help with financial-ombudsman.org.uk
- Report a scam to the FCA fca.org.uk