Car Exchange Limited

Reference number: 1033469

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Website, phone number and address

Compare these against whatever you were given. Scammers clone real firm names and reference numbers but use their own phone number and website, so a detail that does not match the register is the clearest warning sign there is.

In the full report: 3 background checks

  • When carexchangeltd.co.uk first appeared online, and whether it can receive email
  • What kind of line 07427 111202 is
  • Who else gives the postcode PO4 8ST
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FCA permissions and consumer protection

  • Lend or arrange credit No FSCS cover
    Consumer credit is not covered by the FSCS, so there is no compensation scheme if the firm fails.
  • Complaints Ombudsman, free
    You can refer a complaint about this firm to the Financial Ombudsman Service for free, whichever activity it relates to.
Show FCA detail (3 permissions)
  • Credit Broking
  • Debt Adjusting
  • Debt-counselling

FCA disciplinary action and complaints

No FCA disciplinary action.

The Financial Ombudsman Service only publishes complaint figures for firms with 30 or more new complaints in six months, so there are none here for this firm.

Companies House record

The company behind the firm: its status, age, registered office and directors.

Company status
Active
Company type
Private limited company
Incorporated
22 November 2024 (1 year old)
Registered office
Unit 2 Cluster Industrial Estate, Rodney Road, Southsea, Hampshire, PO4 8ST, England
Nature of business
  • Sale of new cars and light motor vehicles (SIC 45111)
  • Sale of used cars and light motor vehicles (SIC 45112)
  • Sale of other motor vehicles (SIC 45190)
  • Retail trade of motor vehicle parts and accessories (SIC 45320)

Directors and company secretaries

Name Role Born Appointed Other companies
Usman Ali Director Apr 1985 22 Nov 2024 None

In the full report: every company its directors have run

  • Confirmation that its director runs no other company
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Filed accounts and finances

Year to 30 November 2025Abridged accountsNot audited

Net assets

−£26.1k

No earlier figure to compare

Cash at bank

£4,979

No earlier figure to compare

Employees (average)

0

No earlier figure to compare

Owed within a year

£235k

No earlier figure to compare

Net assets are negative: on its last balance sheet the company owed £26.1k more than it owned.

About these figures
Turnover
Money taken from sales in the year, before any costs.
Profit before tax
What was left after the year’s costs, before corporation tax. A minus figure is a loss.
Net assets, or total equity
Everything the company owns minus everything it owes. A minus figure means it owes more than it owns.
Total assets and total liabilities
Everything the company owns, and everything it owes, on the last day of the year. The gap between them is its net assets.
Cash at bank
Money in the company’s accounts on the last day of the year.
Owed within a year, owed after a year
Debts and bills due in the next twelve months, and those due later.

There is no turnover or profit: small companies do not have to publish them.

Accounts filed at Companies House for company 16096177. Every figure is as filed, apart from total assets and total liabilities, which are added up from filed figures. Nothing is estimated.

Key dates in its history

Car Exchange’s history from the FCA register and Companies House, newest first.

2025

2 July 2025

  • Regulated by the FCA from this date
  • Became authorised by the FCA

FCA register

2024

22 November 2024

  • Incorporated at Companies House
  • Usman Ali took control (75–100% of shares)

Companies House

In the full report: all 8 events

  • All 8 events in its history (4 shown here)
  • Every director appointment and resignation: 1
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Firms like Car Exchange

Other firms of the same type (car dealer), nearest first.

In Southsea

In the Portsmouth (PO) postcode area

Firms are listed by type and location, best known first. Being listed is not a recommendation: check any firm before you deal with it.

Get the full report on Car Exchange

Everything on this page, plus everything locked above, in one dated PDF you can keep, file or send on.

  • Every company its directors have run, named
  • 3 background checks on its contact details
  • All 8 events in its history

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Frequently asked questions about this firm

Is Car Exchange Limited FCA authorised?
Yes, Car Exchange Limited (FRN 1033469) is authorised by the FCA to carry out regulated activities. It has held its current authorisation since July 2025 and works as a car dealer. The FCA has placed no limits on its permissions.
What is Car Exchange’s phone number and website?
The FCA register lists the phone number 07427 111202 and the website carexchangeltd.co.uk for Car Exchange. If you were given different contact details, use these to check with the firm before going any further.
Is Car Exchange a scam or clone?
Car Exchange is a genuine FCA-listed firm, and the FCA has published no warnings about fake versions of it. Scammers do copy real firms, though, so check that any contact details you were given match the ones on the register.
Is my money safe with Car Exchange?
Its FCA permissions do not allow it to hold or control client money. Protection depends on which product you hold and how Car Exchange handles your money, so check the specific product before you commit. You can also refer complaints about Car Exchange to the Financial Ombudsman Service, free of charge.
Who owns Car Exchange?
Companies House lists one person with significant control of Car Exchange: Mr Usman Ali (75–100% of shares).
Who runs Car Exchange?
Companies House lists one director of Car Exchange: Usman Ali.
How long has Car Exchange been in business?
The company was formed on 22 November 2024, and has held its current FCA authorisation since July 2025.
What do Car Exchange’s latest accounts show?
Its latest accounts, to 30 November 2025, show net assets of −£26.1k (no earlier figure to compare) and cash at bank of £4,979 (no earlier figure to compare).

Sources and links

The full report on Car Exchange Limited

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