Car Finance R US Ltd

Reference number: 792998

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Authorised by the FCA

This firm is on the FCA register and authorised to carry out regulated activities.

Website, phone number and address

Compare these against whatever you were given. Scammers clone real firm names and reference numbers but use their own phone number and website, so a detail that does not match the register is the clearest warning sign there is.

In the full report: 3 background checks

  • When carfinancerus.com first appeared online, and whether it can receive email
  • What kind of line 020 8037 6060 is
  • Who else gives the postcode WD6 1GS
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FCA permissions and consumer protection

  • Lend or arrange credit No FSCS cover
    Consumer credit is not covered by the FSCS, so there is no compensation scheme if the firm fails.
  • Complaints Ombudsman, free
    You can refer a complaint about this firm to the Financial Ombudsman Service for free, whichever activity it relates to.
Show FCA detail (3 permissions)
  • Credit Broking
  • Debt Adjusting
  • Debt-counselling

FCA disciplinary action and complaints

No FCA disciplinary action.

The Financial Ombudsman Service only publishes complaint figures for firms with 30 or more new complaints in six months, so there are none here for this firm.

Companies House record

The company behind the firm: its status, age, registered office and directors.

Company status
Active
Company type
Private limited company
Incorporated
3 October 2017 (9 years old)
Registered office
1 Oaks Court, Warwick Road, Borehamwood, WD6 1GS, England
Nature of business
  • Financial leasing (SIC 64910)

Directors and company secretaries

Name Role Born Appointed Other companies
Chekera Pelle Director Mar 1989 21 May 2021 None

In the full report: every company its directors have run

  • Confirmation that its director runs no other company
  • All 3 people who have been directors, with their dates
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Filed accounts and finances

Year to 31 October 2025Abridged accountsNot audited

Net assets

£359k

Up £483k from −£123k

Cash at bank

£308k

+93% from £160k

Employees (average)

36

−10% from 40

Owed within a year

£667k

+3.4% from £645k

Assets and liabilities

In the full report: all 7 years of accounts

  • Every year from 2019 to 2025
  • The chart, over every year
  • Every filed figure, year by year
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About these figures
Turnover
Money taken from sales in the year, before any costs.
Profit before tax
What was left after the year’s costs, before corporation tax. A minus figure is a loss.
Net assets, or total equity
Everything the company owns minus everything it owes. A minus figure means it owes more than it owns.
Total assets and total liabilities
Everything the company owns, and everything it owes, on the last day of the year. The gap between them is its net assets.
Cash at bank
Money in the company’s accounts on the last day of the year.
Owed within a year, owed after a year
Debts and bills due in the next twelve months, and those due later.

There is no turnover or profit: small companies do not have to publish them.

Accounts filed at Companies House for company 10993256. Every figure is as filed, apart from total assets and total liabilities, which are added up from filed figures. Nothing is estimated.

Key dates in its history

Car Finance R US’s history from the FCA register and Companies House, newest first.

2021

25 May 2021

  • Kayne McQuilkin no longer has significant control

Companies House

20 May 2021

  • Board replaced: its only director left and a new director took over
  • Chekera Pelle stopped being a part-owner
  • Kayne McQuilkin gained significant control

Companies House

2018

19 September 2018

  • Ria McKenzie stopped being a part-owner

Companies House

9 February 2018

  • Regulated by the FCA from this date
  • Became authorised by the FCA

FCA register

2017

3 October 2017

  • Incorporated at Companies House
  • Chekera Nadia Pelle took control (75–100% of shares)
  • Chekera Pelle became a part-owner (25–50% of shares)
  • Ria McKenzie became a part-owner (25–50% of shares)

Companies House

In the full report: all 21 events

  • All 21 events in its history (11 shown here)
  • Every director appointment and resignation: 7
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Firms connected to Car Finance R US

Other FCA-listed firms that share a director, phone number or address with Car Finance R US. A link shows who the firm is tied to, not whether either can be trusted.

connected firms
3
share its postcode
3

In the full report: all 3 connected firms, named

  • How each is linked: the same postcode (3)
  • Who links each one: the named directors, with dates
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Firms like Car Finance R US

Other firms of the same type (car dealer), nearest first.

In Borehamwood

Firms are listed by type and location, best known first. Being listed is not a recommendation: check any firm before you deal with it.

Get the full report on Car Finance R US

Everything on this page, plus everything locked above, in one dated PDF you can keep, file or send on.

  • Every company its directors have run, named
  • 3 background checks on its contact details
  • 7 years of accounts, charted
  • All 21 events in its history
  • 3 connected firms, named, and who links them

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Frequently asked questions about this firm

Is Car Finance R US Ltd FCA authorised?
Yes, Car Finance R US Ltd (FRN 792998) is authorised by the FCA to carry out regulated activities. It has held its current authorisation since February 2018 and works as a car dealer. The FCA has placed no limits on its permissions.
What is Car Finance R US’ phone number and website?
The FCA register lists the phone number 020 8037 6060 and the website carfinancerus.com for Car Finance R US. If you were given different contact details, use these to check with the firm before going any further.
Is Car Finance R US a scam or clone?
Car Finance R US is a genuine FCA-listed firm, and the FCA has published no warnings about fake versions of it. Scammers do copy real firms, though, so check that any contact details you were given match the ones on the register.
Is my money safe with Car Finance R US?
Its FCA permissions do not allow it to hold or control client money. Protection depends on which product you hold and how Car Finance R US handles your money, so check the specific product before you commit. You can also refer complaints about Car Finance R US to the Financial Ombudsman Service, free of charge.
Who owns Car Finance R US?
Companies House lists one person with significant control of Car Finance R US: Miss Chekera Nadia Pelle (75–100% of shares). Before that, it was controlled by Mr Kayne McQuilkin, Miss Chekera Pelle and Miss Ria McKenzie.
Who runs Car Finance R US?
Companies House lists one director of Car Finance R US: Chekera Pelle.
How long has Car Finance R US been in business?
The company was formed on 3 October 2017, and has held its current FCA authorisation since February 2018.
What do Car Finance R US’ latest accounts show?
Its latest accounts, to 31 October 2025, show net assets of £359k (up £483k from −£123k) and cash at bank of £308k (+93% from £160k).

Sources and links

The full report on Car Finance R US Ltd

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