Car Loan First Limited
Reference number: 1014324
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Authorised by the FCA
This firm is on the FCA register and authorised to carry out regulated activities.
Website, phone number and address
Compare these against whatever you were given. Scammers clone real firm names and reference numbers but use their own phone number and website, so a detail that does not match the register is the clearest warning sign there is.
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Phone number
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Address
Suite C2A, The Quadrant, Mercury Court, Chester West Employment Park, Chester, Cheshire West And Chester, CH1 4QR, United Kingdom
In the full report: 3 background checks
- When carloanfirst.co.uk first appeared online, and whether it can receive email
- What kind of line 01244 727727 is
- Who else gives the postcode CH1 4QR
Other names (2)
If you were contacted under any of these names, it is this firm.
- carloanfirst.com Trading name: A name it trades under now.
- carloanfirst.co.uk Trading name: A name it trades under now.
FCA permissions and consumer protection
- Lend or arrange credit No FSCS coverConsumer credit is not covered by the FSCS, so there is no compensation scheme if the firm fails.
- Complaints Ombudsman, freeYou can refer a complaint about this firm to the Financial Ombudsman Service for free, whichever activity it relates to.
Show FCA detail (3 permissions)
- Credit Broking
- Debt Adjusting
- Debt-counselling
FCA disciplinary action and complaints
No FCA disciplinary action.
The Financial Ombudsman Service only publishes complaint figures for firms with 30 or more new complaints in six months, so there are none here for this firm.
Companies House record
The company behind the firm: its status, age, registered office and directors.
- Company number
- 15363510 (opens Companies House in a new tab)
- Company status
- Active
- Company type
- Private limited company
- Incorporated
- 20 December 2023 (2 years old)
- Registered office
- Suite C2a The Quadrant Mercury Court, Chester West Employment Park, Chester, CH1 4QR, England
- Nature of business
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- Sale of used cars and light motor vehicles (SIC 45112)
- Financial intermediation not elsewhere classified (SIC 64999)
Directors and company secretaries
| Name | Role | Born | Appointed | Other companies |
|---|---|---|---|---|
| Robert John Padden | Director | Mar 1959 | 20 Dec 2023 | 2 other companies |
| James Alexander Padden | Director | Nov 1984 | 20 Dec 2023 | 2 other companies |
| Steven James Padden | Director | Mar 1960 | 20 Dec 2023 | 5 other companies |
| MOTOR OUTLET LIMITED | Corporate director | Not published | 20 Dec 2023 | 3 other companies |
| Rebecca Claire Lane | Director | Jul 1990 | 1 May 2024 | 1 other company |
| Steven Charles Padden (Dr) | Director | Feb 1993 | 1 May 2024 | 2 other companies |
| James Alexander Padden | Secretary | Not published | 1 May 2024 | – |
Other companies run by these 6 directors
A firm is run by people, and their other companies are their track record: what they built, what closed, and anything that failed. It is the check most people never think to make.
- other companies
- 10
- closed down
- 6
- is FCA-registered
- 1
In the full report: all 10 companies, named
- What each company does, and whether it is still trading
- Which of these 6 directors sit on each board, and since when
- Any that went into liquidation or administration
- The one on the FCA register
- The 3 companies these 6 directors run together
Filed accounts and finances
Total equity
£61.5k
No earlier figure to compare
Cash at bank
£11.1k
No earlier figure to compare
Employees (average)
0
Same as 0
Owed within a year
£4,587
No earlier figure to compare
Assets and liabilities
About these figures
- Turnover
- Money taken from sales in the year, before any costs.
- Profit before tax
- What was left after the year’s costs, before corporation tax. A minus figure is a loss.
- Net assets, or total equity
- Everything the company owns minus everything it owes. A minus figure means it owes more than it owns.
- Total assets and total liabilities
- Everything the company owns, and everything it owes, on the last day of the year. The gap between them is its net assets.
- Cash at bank
- Money in the company’s accounts on the last day of the year.
- Owed within a year, owed after a year
- Debts and bills due in the next twelve months, and those due later.
There is no turnover or profit: small companies do not have to publish them.
Accounts filed at Companies House for company 15363510. Every figure is as filed, apart from total assets and total liabilities, which are added up from filed figures. Nothing is estimated.
Key dates in its history
Car Loan First’s history from the FCA register and Companies House, newest first.
2024
27 August 2024
- Regulated by the FCA from this date
- Became authorised by the FCA
FCA register
3 May 2024
- James Alexander Padden became a part-owner (25–50% of shares)
- Motor Outlet Limited gave up control
- Steven Charles Padden became a part-owner (25–50% of shares)
Companies House
2023
20 December 2023
- Incorporated at Companies House
- Motor Outlet Limited took control (75–100% of shares)
Companies House
In the full report: all 19 events
- All 19 events in its history (7 shown here)
- Every director appointment and resignation: 5
Firms connected to Car Loan First
Other FCA-listed firms that share a director, phone number or address with Car Loan First. A link shows who the firm is tied to, not whether either can be trusted.
- connected firms
- 4
- share a director
- 1
- share its postcode
- 3
In the full report: all 4 connected firms, named
- How each is linked: shared directors (1), the same postcode (3)
- Who links each one: the named directors, with dates
Firms like Car Loan First
Other firms of the same type (car dealer), nearest first.
In Chester
Firms are listed by type and location, best known first. Being listed is not a recommendation: check any firm before you deal with it.
Get the full report on Car Loan First
Everything on this page, plus everything locked above, in one dated PDF you can keep, file or send on.
- 10 other companies its directors have run, named
- 3 background checks on its contact details
- All 19 events in its history
- 4 connected firms, named, and who links them
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Frequently asked questions about this firm
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Is my money safe with Car Loan First?
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Who runs Car Loan First?
How long has Car Loan First been in business?
What do Car Loan First’s latest accounts show?
Does Car Loan First use any other names?
Sources and links
- Its entry on the FCA register register.fca.org.uk
- Its Companies House record gov.uk
- Complaints the Financial Ombudsman Service can help with financial-ombudsman.org.uk
- Report a scam to the FCA fca.org.uk