Car Time Motor Company UK Limited

Reference number: 589312

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Appointed representative

This firm does not hold FCA authorisation of its own, and acts under a principal firm, which is legally responsible for its regulated business.

What does this mean?
  • An appointed representative (AR) can carry out regulated financial services, but is not directly authorised by the FCA. A principal firm holds the authorisation and is legally responsible for the AR's conduct.
  • Car Time Motor Company UK Limited (FRN 589312) is an AR of Itc Compliance Limited (FRN 313486). When you use Car Time Motor Company UK's services, the FCA authorisation sits with the principal firm.
  • Example: if you take financial advice from Car Time Motor Company UK, complaints and compensation usually follow the same rules as dealing with the principal, but this depends on the product and your circumstances.
  • Before you proceed, confirm contact details match the official FCA register for both firms. Scammers sometimes clone legitimate AR names and FRNs but use fake phone numbers and websites.

This company holds another FCA record

A company can hold several FCA records, covering different parts of its business, and each one carries its own permissions and protection. The reference number you were given decides which record applies to you.

Website, phone number and address

Compare these against whatever you were given. Scammers clone real firm names and reference numbers but use their own phone number and website, so a detail that does not match the register is the clearest warning sign there is.

In the full report: 3 background checks

  • When cartime.co.uk first appeared online, and whether it can receive email
  • What kind of line 0161 764 3290 is
  • Who else gives the postcode BL9 6HH
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Other names (4)

If you were contacted under any of these names, it is this firm.

  • Cartime Trading name: A name it trades under now.
  • Cartime Bury Trading name: A name it trades under now.
  • Car Time Rochdale Trading name: A name it trades under now.
  • Nelson Trading name: A name it trades under now.

FCA permissions and consumer protection

  • Protection through the principal firm
    Protection works through Itc Compliance Limited, the principal firm responsible for this firm's regulated activity. FSCS cover and the Financial Ombudsman Service apply as they would to the principal.
  • Complaints Ombudsman, free
    You can refer a complaint about this firm to the Financial Ombudsman Service for free, whichever activity it relates to.

FCA disciplinary action and complaints

No FCA disciplinary action.

The Financial Ombudsman Service only publishes complaint figures for firms with 30 or more new complaints in six months, so there are none here for this firm.

Companies House record

The company behind the firm: its status, age, registered office and directors.

Company status
Active
Company type
Private limited company
Incorporated
11 April 2012 (14 years old)
Registered office
3rd Floor 86-90 Paul Street, London, EC2A 4NE, United Kingdom
Nature of business
  • Sale of used cars and light motor vehicles (SIC 45112)

Directors and company secretaries

Name Role Born Appointed Other companies
Mathew Christopher Kay Director Sep 1979 11 Apr 2012 2 other companies

Other companies run by its director

A firm is run by people, and their other companies are their track record: what they built, what closed, and anything that failed. It is the check most people never think to make.

other companies
2
closed down
1
still active
1

In the full report: all 2 companies, named

  • What each company does, and whether it is still trading
  • Which of its director sits on each board, and since when
  • Any that went into liquidation or administration
  • All 2 people who have ever been directors, with their dates
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Filed accounts and finances

Year to 30 April 2025Full accountsAudited

Profit before tax

£862k

+293% from £220k

Net assets

£1.89m

+31% from £1.44m

Cash at bank

£1.64m

<1% from £1.65m

Owed within a year

£18.6m

+23% from £15.1m

The accounts for the year to 30 April 2025 do not tag turnover in a form that can be read automatically, so it is not shown. The last tagged figure is £75.8m, for the year to 30 April 2022.

Profit before tax

In the full report: all 6 years of accounts

  • Every year from 2020 to 2025
  • Both charts, over every year
  • Every filed figure, year by year
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About these figures
Turnover
Money taken from sales in the year, before any costs.
Profit before tax
What was left after the year’s costs, before corporation tax. A minus figure is a loss.
Net assets, or total equity
Everything the company owns minus everything it owes. A minus figure means it owes more than it owns.
Total assets and total liabilities
Everything the company owns, and everything it owes, on the last day of the year. The gap between them is its net assets.
Cash at bank
Money in the company’s accounts on the last day of the year.
Owed within a year, owed after a year
Debts and bills due in the next twelve months, and those due later.

Accounts filed at Companies House for company 08026251. Every figure is as filed, apart from total assets and total liabilities, which are added up from filed figures. Nothing is estimated.

Key dates in its history

Car Time Motor Company UK’s history from the FCA register and Companies House, newest first.

2016

16 October 2016

  • Christian Property UK Ltd took control (75–100% of shares)
  • Mathew Christopher Kay gave up control

Companies House

6 April 2016

  • Mathew Christopher Kay took control (75–100% of shares)

Companies House

2012

5 October 2012

  • Became an appointed representative

FCA register

11 April 2012

  • Incorporated at Companies House

Companies House

In the full report: all 12 events

  • All 12 events in its history (5 shown here)
  • Every director appointment and resignation: 3
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Firms connected to Car Time Motor Company UK

Other FCA-listed firms that share a director, phone number or address with Car Time Motor Company UK. A link shows who the firm is tied to, not whether either can be trusted.

connected firm
1
share its postcode
1

In the full report: the connected firm, named

  • How it is linked: the same postcode (1)
  • Who links it to this firm: the named directors, with dates
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Get the full report on Car Time Motor Company UK

Everything on this page, plus everything locked above, in one dated PDF you can keep, file or send on.

  • 2 other companies its directors have run, named
  • 3 background checks on its contact details
  • 6 years of accounts, charted
  • All 12 events in its history
  • 1 connected firm, named, and who links them

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Frequently asked questions about this firm

Is Car Time Motor Company UK Limited FCA authorised?
Car Time Motor Company UK Limited (FRN 589312) is not directly authorised. It is an appointed representative acting under the responsibility of a directly authorised principal firm.
What does appointed representative mean for Car Time Motor Company UK?
An appointed representative (AR) can carry out regulated financial services, but is not directly authorised by the FCA. A principal firm holds the authorisation and is legally responsible for the AR's conduct. Car Time Motor Company UK Limited (FRN 589312) is an AR of Itc Compliance Limited (FRN 313486). When you use Car Time Motor Company UK's services, the FCA authorisation sits with the principal firm. Example: if you take financial advice from Car Time Motor Company UK, complaints and compensation usually follow the same rules as dealing with the principal, but this depends on the product and your circumstances. Before you proceed, confirm contact details match the official FCA register for both firms. Scammers sometimes clone legitimate AR names and FRNs but use fake phone numbers and websites.
What is Car Time Motor Company UK’s phone number and website?
The FCA register lists the phone number 0161 764 3290 and the website cartime.co.uk for Car Time Motor Company UK. If you were given different contact details, use these to check with the firm before going any further.
Is Car Time Motor Company UK a scam or clone?
Car Time Motor Company UK is a genuine FCA-listed firm, and the FCA has published no warnings about fake versions of it. Scammers do copy real firms, though, so check that any contact details you were given match the ones on the register.
Is my money safe with Car Time Motor Company UK?
Protection works through Itc Compliance Limited, the principal firm responsible for Car Time Motor Company UK's regulated activity. FSCS cover and the Financial Ombudsman Service apply as they would to the principal.
Who owns Car Time Motor Company UK?
Car Time Motor Company UK is owned by Christian Property UK Ltd, which holds 75–100% of shares, 75–100% of votes and can appoint and remove the board, since 16 October 2016. Before that, it was controlled by Mathew Christopher Kay.
Who runs Car Time Motor Company UK?
Companies House lists one director of Car Time Motor Company UK: Mathew Christopher Kay.
How long has Car Time Motor Company UK been in business?
The company was formed on 11 April 2012.
What do Car Time Motor Company UK’s latest accounts show?
Its latest accounts, to 30 April 2025, show profit before tax of £862k (+293% from £220k) and net assets of £1.89m (+31% from £1.44m).
Does Car Time Motor Company UK use any other names?
It trades as Cartime, Cartime Bury, Car Time Rochdale and Nelson.

Sources and links

The full report on Car Time Motor Company UK Limited

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