Car2Car Ltd

Reference number: 972297

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Introducer appointed representative

This firm can only introduce you to its principal, and cannot give financial advice, recommend products, or arrange deals alone.

Responsible principal firm

Meridian Finance Partners Ltd Reference number: 661646 Authorised View firm →
What does this mean?
  • An introducer appointed representative can only pass your details to its principal firm. It cannot recommend products, give financial advice, or arrange deals on its own.
  • Car2Car Ltd (FRN 972297) introduces customers to Meridian Finance Partners Ltd (FRN 661646). Any regulated advice or arranging is done by the principal, not Car2Car.
  • Example: if Car2Car refers you to a financial adviser, the advice should come from the principal firm, not from Car2Car itself.
  • Before you proceed, confirm contact details match the official FCA register for both firms. Scammers sometimes clone legitimate AR names and FRNs but use fake phone numbers and websites.

Website, phone number and address

Compare these against whatever you were given. Scammers clone real firm names and reference numbers but use their own phone number and website, so a detail that does not match the register is the clearest warning sign there is.

In the full report: 3 background checks

  • When car2car.co.uk first appeared online, and whether it can receive email
  • What kind of line 01403 339149 is
  • Who else gives the postcode RH12 3JG
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FCA permissions and consumer protection

  • Protection through the principal firm
    Protection works through Meridian Finance Partners Ltd, the principal firm responsible for this firm's regulated activity. FSCS cover and the Financial Ombudsman Service apply as they would to the principal.
  • Complaints Ombudsman, free
    You can refer a complaint about this firm to the Financial Ombudsman Service for free, whichever activity it relates to.

FCA disciplinary action and complaints

No FCA disciplinary action.

The Financial Ombudsman Service only publishes complaint figures for firms with 30 or more new complaints in six months, so there are none here for this firm.

Companies House record

The company behind the firm: its status, age, registered office and directors.

Company number
13459537
Company status
Active
Company type
Private limited company
Incorporated
16 June 2021 (5 years old)
Registered office
1st Floor Cromwell House Gorrie Whitson, 14 Fulwood Place, London, WC1V 6HZ, United Kingdom
Nature of business
  • Sale of used cars and light motor vehicles (SIC 45112)

Directors and company secretaries

Name Role Born Appointed Other companies
Amelia Rose Morgan Surrey Director Jan 1996 16 Jun 2021 None

In the full report: every company its directors have run

  • Confirmation that its director runs no other company
  • Both people who have been directors, with their dates
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Filed accounts and finances

Year to 30 November 2025Small company accountsNot audited

Net assets

£10.5k

−15% from £12.4k

Cash at bank

£48.4k

+26% from £38.4k

Employees (average)

2

−33% from 3

Owed within a year

£18.4k

−67% from £55.0k

Assets and liabilities

In the full report: all 4 years of accounts

  • Every year from 2022 to 2025
  • The chart, over every year
  • Every filed figure, year by year
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About these figures
Turnover
Money taken from sales in the year, before any costs.
Profit before tax
What was left after the year’s costs, before corporation tax. A minus figure is a loss.
Net assets, or total equity
Everything the company owns minus everything it owes. A minus figure means it owes more than it owns.
Total assets and total liabilities
Everything the company owns, and everything it owes, on the last day of the year. The gap between them is its net assets.
Cash at bank
Money in the company’s accounts on the last day of the year.
Owed within a year, owed after a year
Debts and bills due in the next twelve months, and those due later.

There is no turnover or profit: small companies do not have to publish them.

Accounts filed at Companies House for company 13459537. Every figure is as filed, apart from total assets and total liabilities, which are added up from filed figures. Nothing is estimated.

Key dates in its history

Car2Car’s history from the FCA register and Companies House, newest first.

Key events (5) All events (8)

2022

17 March 2022

  • Became an introducer appointed representative

FCA register

2021

1 November 2021

  • Amelia Rose Morgan Surrey took control (75–100% of shares)
  • Joseph William Stephen Surrey gave up control

Companies House

16 June 2021

  • Incorporated at Companies House
  • Joseph William Stephen Surrey took control (75–100% of shares)

Companies House

In the full report: all 8 events

  • All 8 events in its history (5 shown here)
  • Every director appointment and resignation: 3
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Firms like Car2Car

Other firms of the same type (car dealer), nearest first.

In Horsham

One Source Finance LimitedHorshamAppointed representativeSaim Cars LtdHorshamAppointed representativeStation GarageHorshamAppointed representativeT Giles Caravans LimitedHorshamAppointed representativeAndrew Shipp Autos LtdHorshamAuthorisedAnthony James Cars LtdHorshamAuthorised

Firms are listed by type and location, best known first. Being listed is not a recommendation: check any firm before you deal with it.

Get the full report on Car2Car

Everything on this page, plus everything locked above, in one dated PDF you can keep, file or send on.

  • Every company its directors have run, named
  • 3 background checks on its contact details
  • 4 years of accounts, charted
  • All 8 events in its history

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Frequently asked questions about this firm

Is Car2Car Ltd FCA authorised?
Car2Car Ltd (FRN 972297) is not directly authorised. It is an appointed representative acting under the responsibility of a directly authorised principal firm.
What does introducer appointed representative mean for Car2Car?
An introducer appointed representative can only pass your details to its principal firm. It cannot recommend products, give financial advice, or arrange deals on its own. Car2Car Ltd (FRN 972297) introduces customers to Meridian Finance Partners Ltd (FRN 661646). Any regulated advice or arranging is done by the principal, not Car2Car. Example: if Car2Car refers you to a financial adviser, the advice should come from the principal firm, not from Car2Car itself. Before you proceed, confirm contact details match the official FCA register for both firms. Scammers sometimes clone legitimate AR names and FRNs but use fake phone numbers and websites.
What is Car2Car’s phone number and website?
The FCA register lists the phone number 01403 339149 and the website car2car.co.uk for Car2Car. If you were given different contact details, use these to check with the firm before going any further.
Is Car2Car a scam or clone?
Car2Car is a genuine FCA-listed firm, and the FCA has published no warnings about fake versions of it. Scammers do copy real firms, though, so check that any contact details you were given match the ones on the register.
Is my money safe with Car2Car?
Protection works through Meridian Finance Partners Ltd, the principal firm responsible for Car2Car's regulated activity. FSCS cover and the Financial Ombudsman Service apply as they would to the principal.
Who owns Car2Car?
Companies House lists one person with significant control of Car2Car: Miss Amelia Rose Morgan Surrey (75–100% of shares). Before that, it was controlled by Mr Joseph William Stephen Surrey.
Who runs Car2Car?
Companies House lists one director of Car2Car: Amelia Rose Morgan Surrey.
How long has Car2Car been in business?
The company was formed on 16 June 2021.
What do Car2Car’s latest accounts show?
Its latest accounts, to 30 November 2025, show net assets of £10.5k (−15% from £12.4k) and cash at bank of £48.4k (+26% from £38.4k).

Sources and links

The full report on Car2Car Ltd

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