Careco (UK) Limited

Reference number: 507389

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Appointed representative

This firm does not hold FCA authorisation of its own, and acts under a principal firm, which is legally responsible for its regulated business.

Responsible principal firm

MARK BATES LIMITED Reference number: 308390 Authorised View firm →
What does this mean?
  • An appointed representative (AR) can carry out regulated financial services, but is not directly authorised by the FCA. A principal firm holds the authorisation and is legally responsible for the AR's conduct.
  • Careco (UK) Limited (FRN 507389) is an AR of MARK BATES LIMITED (FRN 308390). When you use Careco (UK)'s services, the FCA authorisation sits with the principal firm.
  • Example: if you take financial advice from Careco (UK), complaints and compensation usually follow the same rules as dealing with the principal, but this depends on the product and your circumstances.
  • Before you proceed, confirm contact details match the official FCA register for both firms. Scammers sometimes clone legitimate AR names and FRNs but use fake phone numbers and websites.

This company holds another FCA record

A company can hold several FCA records, covering different parts of its business, and each one carries its own permissions and protection. The reference number you were given decides which record applies to you.

Website, phone number and address

Compare these against whatever you were given. Scammers clone real firm names and reference numbers but use their own phone number and website, so a detail that does not match the register is the clearest warning sign there is.

In the full report: 3 background checks

  • When careco.co.uk first appeared online, and whether it can receive email
  • What kind of line 01376 315505 is, and the 2 other firms that give it
  • Who else gives the postcode CM77 7AT
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Other names (4)

If you were contacted under any of these names, it is this firm.

  • CareCo Trading name
  • CareCo Protect + Go Trading name
  • Discount Mobility Direct Ltd Former name
  • Discount Mobility Direct Former trading name

FCA permissions and consumer protection

  • Protection through the principal firm
    Protection works through Mark Bates Limited, the principal firm responsible for this firm's regulated activity. FSCS cover and the Financial Ombudsman Service apply as they would to the principal.
  • Complaints Ombudsman, free
    You can refer a complaint about this firm to the Financial Ombudsman Service for free, whichever activity it relates to.

FCA disciplinary action and complaints

No FCA disciplinary action.

The Financial Ombudsman Service only publishes complaint figures for firms with 30 or more new complaints in six months, so there are none here for this firm.

Companies House record

The company behind the firm: its status, age, registered office and directors.

Company number
06831125
Company status
Active
Company type
Private limited company
Incorporated
26 February 2009 (17 years old)
Registered office
1 Turing Court, Great Notley, Braintree, Essex, CM77 7AT, England
Nature of business
  • Retail sale of medical and orthopaedic goods in specialised stores (not incl. hearing aids) not elsewhere classified (SIC 47749)

Directors and company secretaries

Name Role Born Appointed Other companies
Malcolm John Harrison Director Mar 1951 26 Feb 2009 27 other companies
William Harrison Director Mar 1987 6 Mar 2011 8 other companies
Thomas Edward Stansfield Director Feb 1987 20 Nov 2017 8 other companies
Susan Yvonne Shaw Director Apr 1967 5 Mar 2024 1 other company

Other companies run by these 4 directors

A firm is run by people, and their other companies are their track record: what they built, what closed, and anything that failed. It is the check most people never think to make.

other companies
32
closed down
11
went insolvent
3

In the full report: all 32 companies, named

  • What each company does, and whether it is still trading
  • Which of these 4 directors sit on each board, and since when
  • The 3 that went into liquidation or administration
  • The 5 on the FCA register, including one no longer authorised
  • The 11 companies these 4 directors run together
  • All 6 people who have ever been directors, with their dates
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Filed accounts and finances

Year to 31 March 2023Full accountsAudited

Profit before tax

£934k

−53% from £1.98m

Net assets

£7.64m

+6.1% from £7.20m

Cash at bank

£2.36m

+38% from £1.71m

Employees (average)

308

+32% from 234

The accounts for the year to 31 March 2023 do not tag turnover in a form that can be read automatically, so it is not shown. The last tagged figure is £54.5m, for the year to 31 March 2022.

Turnover and profit

In the full report: all 4 years of accounts

  • Every year from 2020 to 2023
  • Both charts, over every year
  • Every filed figure, year by year
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About these figures
Turnover
Money taken from sales in the year, before any costs.
Profit before tax
What was left after the year’s costs, before corporation tax. A minus figure is a loss.
Net assets, or total equity
Everything the company owns minus everything it owes. A minus figure means it owes more than it owns.
Total assets and total liabilities
Everything the company owns, and everything it owes, on the last day of the year. The gap between them is its net assets.
Cash at bank
Money in the company’s accounts on the last day of the year.
Owed within a year, owed after a year
Debts and bills due in the next twelve months, and those due later.

Accounts filed at Companies House for company 06831125. Every figure is as filed, apart from total assets and total liabilities, which are added up from filed figures. Nothing is estimated.

Key dates in its history

Careco (UK)’s history from the FCA register and Companies House, newest first.

Key events (6) All events (18)

2026

15 April 2026

  • Malcolm John Harrison stopped being a part-owner

Companies House

2017

25 September 2017

  • Mobilitas Group Limited took control (75–100% of shares)

Companies House

2016

6 April 2016

  • Malcolm John Harrison became a part-owner (25–50% of shares)

Companies House

2012

5 October 2012

  • Changed its registered name from "Discount Mobility Direct Ltd"

FCA register

2009

24 September 2009

  • Became an appointed representative

FCA register

26 February 2009

  • Incorporated at Companies House

Companies House

In the full report: all 18 events

  • All 18 events in its history (6 shown here)
  • Every director appointment and resignation: 8
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Firms connected to Careco (UK)

Other FCA-listed firms that share a director, phone number or address with Careco (UK). A link shows who the firm is tied to, not whether either can be trusted.

connected firms
2
share its phone number
2
share its postcode
2

In the full report: all 2 connected firms, named

  • How each is linked: the same phone number (2), the same postcode (2)
  • Who links each one: the named directors, with dates
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Get the full report on Careco (UK)

Everything on this page, plus everything locked above, in one dated PDF you can keep, file or send on.

  • 32 other companies its directors have run, named
  • 3 background checks on its contact details
  • 4 years of accounts, charted
  • All 18 events in its history
  • 2 connected firms, named, and who links them

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Frequently asked questions about this firm

Is Careco (UK) Limited FCA authorised?
Careco (UK) Limited (FRN 507389) is not directly authorised. It is an appointed representative acting under the responsibility of a directly authorised principal firm.
What does appointed representative mean for Careco (UK)?
An appointed representative (AR) can carry out regulated financial services, but is not directly authorised by the FCA. A principal firm holds the authorisation and is legally responsible for the AR's conduct. Careco (UK) Limited (FRN 507389) is an AR of MARK BATES LIMITED (FRN 308390). When you use Careco (UK)'s services, the FCA authorisation sits with the principal firm. Example: if you take financial advice from Careco (UK), complaints and compensation usually follow the same rules as dealing with the principal, but this depends on the product and your circumstances. Before you proceed, confirm contact details match the official FCA register for both firms. Scammers sometimes clone legitimate AR names and FRNs but use fake phone numbers and websites.
What is Careco (UK)’s phone number and website?
The FCA register lists the phone number 01376 315505 and the website careco.co.uk for Careco (UK). If you were given different contact details, use these to check with the firm before going any further. The same number is also given by 2 other FCA firms.
Is Careco (UK) a scam or clone?
Careco (UK) is a genuine FCA-listed firm, and the FCA has published no warnings about fake versions of it. Scammers do copy real firms, though, so check that any contact details you were given match the ones on the register.
Is my money safe with Careco (UK)?
Protection works through Mark Bates Limited, the principal firm responsible for Careco (UK)'s regulated activity. FSCS cover and the Financial Ombudsman Service apply as they would to the principal.
Who owns Careco (UK)?
Careco (UK) is owned by Mobilitas Group Limited, which holds 75–100% of shares and 75–100% of votes, since 25 September 2017. Before that, it was controlled by Mr Malcolm John Harrison.
Who runs Careco (UK)?
Companies House lists 4 directors of Careco (UK): Malcolm John Harrison, William Harrison, Thomas Edward Stansfield and Susan Yvonne Shaw.
How long has Careco (UK) been in business?
The company was formed on 26 February 2009.
What do Careco (UK)’s latest accounts show?
Its latest accounts, to 31 March 2023, show profit before tax of £934k (−53% from £1.98m) and net assets of £7.64m (+6.1% from £7.20m).
Does Careco (UK) use any other names?
It trades as CareCo and CareCo Protect + Go. It has previously used 2 other names: Discount Mobility Direct Ltd and Discount Mobility Direct.

Sources and links

The full report on Careco (UK) Limited

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