Career Development Finance Limited

Reference number: 673555

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Authorised by the FCA

This firm is on the FCA register and authorised to carry out regulated activities.

Website, phone number and address

Compare these against whatever you were given. Scammers clone real firm names and reference numbers but use their own phone number and website, so a detail that does not match the register is the clearest warning sign there is.

In the full report: 3 background checks

  • When career-finance.co.uk first appeared online, and whether it can receive email
  • What kind of line 0333 014 4561 is, and the 2 other firms that give it
  • Who else gives the postcode G3 8EP
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Other names (1)

If you were contacted under any of these names, it is this firm.

  • CDF Trading name

FCA permissions and consumer protection

  • Lend or arrange credit No FSCS cover
    Consumer credit is not covered by the FSCS, so there is no compensation scheme if the firm fails.
  • Complaints Ombudsman, free
    You can refer a complaint about this firm to the Financial Ombudsman Service for free, whichever activity it relates to.
Show FCA detail (1 permission)
  • Exercising/having right to exercise lender's rights and duties under a regulated credit agreement (excluding high-cost short-term credit, bill of sale agreement, and home collected credit agreement)

FCA disciplinary action and complaints

No FCA disciplinary action.

The Financial Ombudsman Service only publishes complaint figures for firms with 30 or more new complaints in six months, so there are none here for this firm.

Companies House record

The company behind the firm: its status, age, registered office and directors.

Company number
03059549
Company status
Active
Company type
Private limited company
Incorporated
22 May 1995 (31 years old)
Registered office
Pacific House Fletcher Way, Parkhouse, Carlisle, CA3 0LJ, England
Nature of business
  • Credit granting by non-deposit taking finance houses and other specialist consumer credit grantors (SIC 64921)

Directors and company secretaries

Name Role Born Appointed Other companies
Craig William Murray Director May 1958 17 Jan 2017 7 other companies

Other companies run by its director

A firm is run by people, and their other companies are their track record: what they built, what closed, and anything that failed. It is the check most people never think to make.

other companies
7
closed down
1
are FCA-registered
4

In the full report: all 7 companies, named

  • What each company does, and whether it is still trading
  • Which of its director sits on each board, and since when
  • Any that went into liquidation or administration
  • The 4 on the FCA register
  • All 8 people who have ever been directors, with their dates
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Filed accounts and finances

Year to 31 October 2025Micro-entity accountsNot audited

Net assets

£62.0k

−35% from £95.6k

Employees (average)

0

Same as 0

Owed within a year

£15.6k

No earlier figure to compare

Assets and liabilities

In the full report: all 7 years of accounts

  • Every year from 2019 to 2025
  • The chart, over every year
  • Every filed figure, year by year
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About these figures
Turnover
Money taken from sales in the year, before any costs.
Profit before tax
What was left after the year’s costs, before corporation tax. A minus figure is a loss.
Net assets, or total equity
Everything the company owns minus everything it owes. A minus figure means it owes more than it owns.
Total assets and total liabilities
Everything the company owns, and everything it owes, on the last day of the year. The gap between them is its net assets.
Cash at bank
Money in the company’s accounts on the last day of the year.
Owed within a year, owed after a year
Debts and bills due in the next twelve months, and those due later.

There is no turnover or profit: small companies do not have to publish them.

Accounts filed at Companies House for company 03059549. Every figure is as filed, apart from total assets and total liabilities, which are added up from filed figures. Nothing is estimated.

Key dates in its history

Career Development Finance’s history from the FCA register and Companies House, newest first.

Key events (5) All events (25)

2017

17 January 2017

  • Board replaced: its only director left and a new director took over
  • Caledonian Consumer Finance Ltd took control (75–100% of shares)

Companies House

2016

5 February 2016

  • Regulated by the FCA from this date
  • Became authorised by the FCA

FCA register

1995

22 May 1995

  • Incorporated at Companies House

Companies House

In the full report: all 25 events

  • All 25 events in its history (5 shown here)
  • Every director appointment and resignation: 17
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Firms connected to Career Development Finance

Other FCA-listed firms that share a director, phone number or address with Career Development Finance. A link shows who the firm is tied to, not whether either can be trusted.

connected firms
5
share a director
4
share its phone number
2

In the full report: all 5 connected firms, named

  • How each is linked: shared directors (4), the same phone number (2), the same postcode (5)
  • Who links each one: the named directors, with dates
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Get the full report on Career Development Finance

Everything on this page, plus everything locked above, in one dated PDF you can keep, file or send on.

  • 7 other companies its directors have run, named
  • 3 background checks on its contact details
  • 7 years of accounts, charted
  • All 25 events in its history
  • 5 connected firms, named, and who links them

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Frequently asked questions about this firm

Is Career Development Finance Limited FCA authorised?
Yes, Career Development Finance Limited (FRN 673555) is authorised by the FCA to carry out regulated activities. It has held its current authorisation since February 2016. The FCA has placed no limits on its permissions.
What is Career Development Finance’s phone number and website?
The FCA register lists the phone number 0333 014 4561 and the website career-finance.co.uk for Career Development Finance. If you were given different contact details, use these to check with the firm before going any further. The same number is also given by 2 other FCA firms.
Is Career Development Finance a scam or clone?
Career Development Finance is a genuine FCA-listed firm, and the FCA has published no warnings about fake versions of it. Scammers do copy real firms, though, so check that any contact details you were given match the ones on the register.
Is my money safe with Career Development Finance?
Its FCA permissions do not allow it to hold or control client money. Protection depends on which product you hold and how Career Development Finance handles your money, so check the specific product before you commit. You can also refer complaints about Career Development Finance to the Financial Ombudsman Service, free of charge.
Who owns Career Development Finance?
Career Development Finance is owned by Caledonian Consumer Finance Ltd, which holds 75–100% of shares, 75–100% of votes and can appoint and remove the board, since 17 January 2017.
Who runs Career Development Finance?
Companies House lists one director of Career Development Finance: Craig William Murray.
How long has Career Development Finance been in business?
The company was formed on 22 May 1995, and has held its current FCA authorisation since February 2016.
What do Career Development Finance’s latest accounts show?
Its latest accounts, to 31 October 2025, show net assets of £62.0k (−35% from £95.6k).
Does Career Development Finance use any other names?
It trades as CDF.

Sources and links

The full report on Career Development Finance Limited

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