Carisma Vehicle Solutions Limited

Reference number: 985857

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Appointed representative

This firm does not hold FCA authorisation of its own, and acts under a principal firm, which is legally responsible for its regulated business.

What does this mean?
  • An appointed representative (AR) can carry out regulated financial services, but is not directly authorised by the FCA. A principal firm holds the authorisation and is legally responsible for the AR's conduct.
  • Carisma Vehicle Solutions Limited (FRN 985857) is an AR of Wessex Fleet Solutions Limited (FRN 671619). When you use Carisma Vehicle Solutions's services, the FCA authorisation sits with the principal firm.
  • Example: if you take financial advice from Carisma Vehicle Solutions, complaints and compensation usually follow the same rules as dealing with the principal, but this depends on the product and your circumstances.
  • Before you proceed, confirm contact details match the official FCA register for both firms. Scammers sometimes clone legitimate AR names and FRNs but use fake phone numbers and websites.

Website, phone number and address

Compare these against whatever you were given. Scammers clone real firm names and reference numbers but use their own phone number and website, so a detail that does not match the register is the clearest warning sign there is.

In the full report: 3 background checks

  • When car-isma.co.uk first appeared online, and whether it can receive email
  • What kind of line 01722 445500 is
  • Who else gives the postcode SP2 0AT
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FCA permissions and consumer protection

  • Protection through the principal firm
    Protection works through Wessex Fleet Solutions Limited, the principal firm responsible for this firm's regulated activity. FSCS cover and the Financial Ombudsman Service apply as they would to the principal.
  • Complaints Ombudsman, free
    You can refer a complaint about this firm to the Financial Ombudsman Service for free, whichever activity it relates to.

FCA disciplinary action and complaints

No FCA disciplinary action.

The Financial Ombudsman Service only publishes complaint figures for firms with 30 or more new complaints in six months, so there are none here for this firm.

Companies House record

The company behind the firm: its status, age, registered office and directors.

Company status
Active
Company type
Private limited company
Incorporated
23 June 2004 (22 years old)
Registered office
36 Beamont Way, Amesbury, Salisbury, Wiltshire, SP4 7UA
Nature of business
  • Painting (SIC 43341)
  • Sale of used cars and light motor vehicles (SIC 45112)
  • Renting and leasing of cars and light motor vehicles (SIC 77110)

Directors and company secretaries

Name Role Born Appointed Other companies
Sean Donald Canham Director Dec 1966 23 Jun 2004 2 other companies
Sean Donald Canham Secretary Not published 23 Jun 2004 2 other companies

Other companies run by its director

A firm is run by people, and their other companies are their track record: what they built, what closed, and anything that failed. It is the check most people never think to make.

other companies
2
closed down
2

In the full report: all 2 companies, named

  • What each company does, and whether it is still trading
  • Which of its director sits on each board, and since when
  • Any that went into liquidation or administration
  • All 2 people who have ever been directors, with their dates
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Filed accounts and finances

Year to 30 June 2025Micro-entity accountsNot audited

Net assets

−£89.2k

Down £27.4k from −£61.8k

Employees (average)

1

Same as 1

Owed within a year

£87.9k

−22% from £112k

Net assets are negative: on its last balance sheet the company owed £89.2k more than it owned.

Assets and liabilities

In the full report: all 7 years of accounts

  • Every year from 2019 to 2025
  • The chart, over every year
  • Every filed figure, year by year
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About these figures
Turnover
Money taken from sales in the year, before any costs.
Profit before tax
What was left after the year’s costs, before corporation tax. A minus figure is a loss.
Net assets, or total equity
Everything the company owns minus everything it owes. A minus figure means it owes more than it owns.
Total assets and total liabilities
Everything the company owns, and everything it owes, on the last day of the year. The gap between them is its net assets.
Cash at bank
Money in the company’s accounts on the last day of the year.
Owed within a year, owed after a year
Debts and bills due in the next twelve months, and those due later.

There is no turnover or profit: small companies do not have to publish them.

Accounts filed at Companies House for company 05161647. Every figure is as filed, apart from total assets and total liabilities, which are added up from filed figures. Nothing is estimated.

Key dates in its history

Carisma Vehicle Solutions’s history from the FCA register and Companies House, newest first.

2022

24 October 2022

  • Became an appointed representative

FCA register

2018

1 March 2018

  • Andrew Michael Scarborough stopped being a part-owner

Companies House

2016

6 April 2016

  • Andrew Michael Scarborough became a part-owner (25–50% of shares)
  • Sean Canham became a part-owner (25–50% of shares)

Companies House

2004

23 June 2004

  • Incorporated at Companies House

Companies House

In the full report: all 8 events

  • All 8 events in its history (5 shown here)
  • Every director appointment and resignation: 3
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Firms like Carisma Vehicle Solutions

Other firms of the same type (car dealer), nearest first.

In Salisbury

Firms are listed by type and location, best known first. Being listed is not a recommendation: check any firm before you deal with it.

Get the full report on Carisma Vehicle Solutions

Everything on this page, plus everything locked above, in one dated PDF you can keep, file or send on.

  • 2 other companies its directors have run, named
  • 3 background checks on its contact details
  • 7 years of accounts, charted
  • All 8 events in its history

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Frequently asked questions about this firm

Is Carisma Vehicle Solutions Limited FCA authorised?
Carisma Vehicle Solutions Limited (FRN 985857) is not directly authorised. It is an appointed representative acting under the responsibility of a directly authorised principal firm.
What does appointed representative mean for Carisma Vehicle Solutions?
An appointed representative (AR) can carry out regulated financial services, but is not directly authorised by the FCA. A principal firm holds the authorisation and is legally responsible for the AR's conduct. Carisma Vehicle Solutions Limited (FRN 985857) is an AR of Wessex Fleet Solutions Limited (FRN 671619). When you use Carisma Vehicle Solutions's services, the FCA authorisation sits with the principal firm. Example: if you take financial advice from Carisma Vehicle Solutions, complaints and compensation usually follow the same rules as dealing with the principal, but this depends on the product and your circumstances. Before you proceed, confirm contact details match the official FCA register for both firms. Scammers sometimes clone legitimate AR names and FRNs but use fake phone numbers and websites.
What is Carisma Vehicle Solutions’ phone number and website?
The FCA register lists the phone number 01722 445500 and the website car-isma.co.uk for Carisma Vehicle Solutions. If you were given different contact details, use these to check with the firm before going any further.
Is Carisma Vehicle Solutions a scam or clone?
Carisma Vehicle Solutions is a genuine FCA-listed firm, and the FCA has published no warnings about fake versions of it. Scammers do copy real firms, though, so check that any contact details you were given match the ones on the register.
Is my money safe with Carisma Vehicle Solutions?
Protection works through Wessex Fleet Solutions Limited, the principal firm responsible for Carisma Vehicle Solutions's regulated activity. FSCS cover and the Financial Ombudsman Service apply as they would to the principal.
Who owns Carisma Vehicle Solutions?
Companies House lists one person with significant control of Carisma Vehicle Solutions: Mr Sean Canham (25–50% of shares). Before that, it was controlled by Mr Andrew Michael Scarborough.
Who runs Carisma Vehicle Solutions?
Companies House lists one director of Carisma Vehicle Solutions: Sean Donald Canham.
How long has Carisma Vehicle Solutions been in business?
The company was formed on 23 June 2004.
What do Carisma Vehicle Solutions’ latest accounts show?
Its latest accounts, to 30 June 2025, show net assets of −£89.2k (down £27.4k from −£61.8k).

Sources and links

The full report on Carisma Vehicle Solutions Limited

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