Carn Vehicle Contracts Ltd

Reference number: 658611

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Authorised by the FCA

This firm is on the FCA register and authorised to carry out regulated activities.

Website, phone number and address

Compare these against whatever you were given. Scammers clone real firm names and reference numbers but use their own phone number and website, so a detail that does not match the register is the clearest warning sign there is.

In the full report: 3 background checks

  • When cvcdirect.com first appeared online, and whether it can receive email
  • What kind of line 028 9086 4400 is
  • Who else gives the postcode BT37 0PZ
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Other names (1)

If you were contacted under any of these names, it is this firm.

  • CVC Direct Trading name: A name it trades under now.

FCA permissions and consumer protection

  • Lend or arrange credit No FSCS cover
    Consumer credit is not covered by the FSCS, so there is no compensation scheme if the firm fails.
  • Complaints Ombudsman, free
    You can refer a complaint about this firm to the Financial Ombudsman Service for free, whichever activity it relates to.
Show FCA detail (3 permissions)
  • Credit Broking
  • Debt Adjusting
  • Debt-counselling

FCA disciplinary action and complaints

No FCA disciplinary action.

The Financial Ombudsman Service only publishes complaint figures for firms with 30 or more new complaints in six months, so there are none here for this firm.

Companies House record

The company behind the firm: its status, age, registered office and directors.

Company status
Active
Company type
Private limited company
Incorporated
7 December 2001 (24 years old)
Registered office
755a Shore Road, Newtownabbey, BT37 0PZ, Northern Ireland
Nature of business
  • Sale of new cars and light motor vehicles (SIC 45111)
  • Sale of used cars and light motor vehicles (SIC 45112)

Directors and company secretaries

Name Role Born Appointed Other companies
Stephen Shaw Director Oct 1968 7 Dec 2001 None
Andrea Jane Shaw Director Jul 1969 19 Jul 2023 None

In the full report: every company its directors have run

  • Confirmation that these 2 directors run no other company
  • All 3 people who have been directors, with their dates
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Filed accounts and finances

Year to 31 December 2025Abridged accountsNot audited

Net assets

£2.80m

−4.1% from £2.92m

Cash at bank

£1.18m

−42% from £2.04m

Employees (average)

4

+33% from 3

Owed within a year

£1.62m

+41% from £1.15m

Assets and liabilities

In the full report: all 7 years of accounts

  • Every year from 2019 to 2025
  • The chart, over every year
  • Every filed figure, year by year
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About these figures
Turnover
Money taken from sales in the year, before any costs.
Profit before tax
What was left after the year’s costs, before corporation tax. A minus figure is a loss.
Net assets, or total equity
Everything the company owns minus everything it owes. A minus figure means it owes more than it owns.
Total assets and total liabilities
Everything the company owns, and everything it owes, on the last day of the year. The gap between them is its net assets.
Cash at bank
Money in the company’s accounts on the last day of the year.
Owed within a year, owed after a year
Debts and bills due in the next twelve months, and those due later.

There is no turnover or profit: small companies do not have to publish them.

Accounts filed at Companies House for company NI042087. Every figure is as filed, apart from total assets and total liabilities, which are added up from filed figures. Nothing is estimated.

Key dates in its history

Carn Vehicle Contracts’s history from the FCA register and Companies House, newest first.

2018

2 April 2018

  • Manda Jayne Shaw stopped being a part-owner

Companies House

2016

27 November 2016

  • Manda Jayne Shaw became a part-owner (25–50% of shares)
  • Stephen Shaw took control (75–100% of shares)

Companies House

2015

26 January 2015

  • Regulated by the FCA from this date
  • Became authorised by the FCA

FCA register

2001

7 December 2001

  • Incorporated at Companies House

Companies House

In the full report: all 15 events

  • All 15 events in its history (6 shown here)
  • Every director appointment and resignation: 4
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Firms like Carn Vehicle Contracts

Other firms of the same type (car dealer), nearest first.

In Newtownabbey

Firms are listed by type and location, best known first. Being listed is not a recommendation: check any firm before you deal with it.

Get the full report on Carn Vehicle Contracts

Everything on this page, plus everything locked above, in one dated PDF you can keep, file or send on.

  • Every company its directors have run, named
  • 3 background checks on its contact details
  • 7 years of accounts, charted
  • All 15 events in its history

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Frequently asked questions about this firm

Is Carn Vehicle Contracts Ltd FCA authorised?
Yes, Carn Vehicle Contracts Ltd (FRN 658611) is authorised by the FCA to carry out regulated activities. It has held its current authorisation since January 2015 and works as a car dealer. The FCA has placed no limits on its permissions.
What is Carn Vehicle Contracts’ phone number and website?
The FCA register lists the phone number 028 9086 4400 and the website cvcdirect.com for Carn Vehicle Contracts. If you were given different contact details, use these to check with the firm before going any further.
Is Carn Vehicle Contracts a scam or clone?
Carn Vehicle Contracts is a genuine FCA-listed firm, and the FCA has published no warnings about fake versions of it. Scammers do copy real firms, though, so check that any contact details you were given match the ones on the register.
Is my money safe with Carn Vehicle Contracts?
Its FCA permissions do not allow it to hold or control client money. Protection depends on which product you hold and how Carn Vehicle Contracts handles your money, so check the specific product before you commit. You can also refer complaints about Carn Vehicle Contracts to the Financial Ombudsman Service, free of charge.
Who owns Carn Vehicle Contracts?
Companies House lists one person with significant control of Carn Vehicle Contracts: Mr Stephen Shaw (75–100% of shares). Before that, it was controlled by Mrs Manda Jayne Shaw.
Who runs Carn Vehicle Contracts?
Companies House lists 2 directors of Carn Vehicle Contracts: Stephen Shaw and Andrea Jane Shaw.
How long has Carn Vehicle Contracts been in business?
The company was formed on 7 December 2001, and has held its current FCA authorisation since January 2015.
What do Carn Vehicle Contracts’ latest accounts show?
Its latest accounts, to 31 December 2025, show net assets of £2.80m (−4.1% from £2.92m) and cash at bank of £1.18m (−42% from £2.04m).
Does Carn Vehicle Contracts use any other names?
It trades as CVC Direct.

Sources and links

The full report on Carn Vehicle Contracts Ltd

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