Carole Benn Wealth Management Limited: FCA regulated?

Appointed representative

This firm does not hold FCA authorisation of its own, and acts under a principal firm, which is legally responsible for its regulated business.

Appointed for 12 years
Protected through the principal
No FCA actions
Active company since 2014
Accounts filed up to 31 March 2025

Responsible principal firm

St. James's Place Wealth Management Plc Reference number: 195351 Authorised View firm →

What does this mean?

An appointed representative (AR) can carry out regulated financial services, but is not directly authorised by the FCA. A principal firm holds the authorisation and is legally responsible for the AR's conduct.
Carole Benn Wealth Management Limited (FRN 628606) is an AR of St. James's Place Wealth Management Plc (FRN 195351). When you use Carole Benn Wealth Management's services, the FCA authorisation sits with the principal firm.
Example: if you take financial advice from Carole Benn Wealth Management, complaints and compensation usually follow the same rules as dealing with the principal, but this depends on the product and your circumstances.
Before you proceed, confirm contact details match the official FCA register for both firms. Scammers sometimes clone legitimate AR names and FRNs but use fake phone numbers and websites.

Website, phone number and address

Compare these against whatever you were given. Scammers clone real firm names and reference numbers but use their own phone number and website, so a detail that does not match the register is the clearest warning sign there is.

Website

carolebenn.co.uk (opens in a new tab)
Phone number

07733 286323
Address

22A Victoria Road, Hale, WA15 9AD, United Kingdom

In the full report: 3 background checks

When carolebenn.co.uk first appeared online, and whether it can receive email
What kind of line 07733 286323 is
Who else gives the postcode WA15 9AD

Other names (1)

If you were contacted under any of these names, it is this firm.

Carole Benn Former name: A name it was registered under before.

FCA permissions and consumer protection

Protection through the principal firm
Protection works through St. James's Place Wealth Management PLC, the principal firm responsible for this firm's regulated activity. FSCS cover and the Financial Ombudsman Service apply as they would to the principal.
Complaints Ombudsman, free
You can refer a complaint about this firm to the Financial Ombudsman Service for free, whichever activity it relates to.

FCA disciplinary action and complaints

No FCA disciplinary action.

The Financial Ombudsman Service only publishes complaint figures for firms with 30 or more new complaints in six months, so there are none here for this firm.

Companies House record

The company behind the firm: its status, age, registered office and directors.

Company number: 09143037 (opens Companies House in a new tab)
Company status: Active
Company type: Private limited company
Incorporated: 23 July 2014 (12 years old)
Registered office: 85/87 High Street West, Glossop, Derbyshire, SK13 8AZ
Nature of business: Financial management (SIC 70221)

Directors and company secretaries

Name	Role	Born	Appointed	Other companies
Carole Ann Benn	Director	Aug 1968	23 Jul 2014	2 other companies
William Benn	Director	Sep 1961	15 Aug 2025	2 other companies

Other companies run by these 2 directors

A firm is run by people, and their other companies are their track record: what they built, what closed, and anything that failed. It is the check most people never think to make.

other companies: 2
still active: 2
run together: 2

In the full report: all 2 companies, named

What each company does, and whether it is still trading
Which of these 2 directors sit on each board, and since when
Any that went into liquidation or administration
The 2 companies these 2 directors run together

Filed accounts and finances

Year to 31 March 2025Full accountsNot audited

Net assets

£40.8k

−37% from £64.7k

Cash at bank

£23.6k

−42% from £41.0k

Employees (average)

1

Same as 1

Assets and liabilities

In the full report: all 6 years of accounts

Every year from 2020 to 2025
The chart, over every year
Every filed figure, year by year

About these figures

Turnover: Money taken from sales in the year, before any costs.
Profit before tax: What was left after the year’s costs, before corporation tax. A minus figure is a loss.
Net assets, or total equity: Everything the company owns minus everything it owes. A minus figure means it owes more than it owns.
Total assets and total liabilities: Everything the company owns, and everything it owes, on the last day of the year. The gap between them is its net assets.
Cash at bank: Money in the company’s accounts on the last day of the year.
Owed within a year, owed after a year: Debts and bills due in the next twelve months, and those due later.

Accounts filed at Companies House for company 09143037. Every figure is as filed, apart from total assets and total liabilities, which are added up from filed figures. Nothing is estimated.

Key dates in its history

Carole Benn Wealth Management’s history from the FCA register and Companies House, newest first.

Key events (4) All events (7)

2016

23 July 2016

Carole Ann Benn took control (75–100% of shares)

Companies House

2014

8 August 2014

Changed its registered name from "Carole Benn"

FCA register

23 July 2014

Incorporated at Companies House

Companies House

18 July 2014

Became an appointed representative

FCA register

In the full report: all 7 events

All 7 events in its history (4 shown here)
Every director appointment and resignation: 2

Firms connected to Carole Benn Wealth Management

Other FCA-listed firms that share a director, phone number or address with Carole Benn Wealth Management. A link shows who the firm is tied to, not whether either can be trusted.

connected firms: 4
share its postcode: 4

In the full report: all 4 connected firms, named

How each is linked: the same postcode (4)
Who links each one: the named directors, with dates

Firms like Carole Benn Wealth Management

Other firms of the same type (financial adviser), nearest first.

In the Warrington (WA) postcode area

123-Wealth LtdWarringtonAppointed representative Adamson Ross WM LtdNewton-Le-WillowsAppointed representative Alexander House Financial Planning LimitedAltrinchamAppointed representative Allinea Corporate LimitedAltrinchamAppointed representative Andrew Daldry Wealth Management LimitedAltrinchamAppointed representative Aperio Financial Planners LimitedKnutsfordAppointed representative

Firms are listed by type and location, best known first. Being listed is not a recommendation: check any firm before you deal with it.

Get the full report on Carole Benn Wealth Management

Everything on this page, plus everything locked above, in one dated PDF you can keep, file or send on.

2 other companies its directors have run, named
3 background checks on its contact details
6 years of accounts, charted
All 7 events in its history
4 connected firms, named, and who links them

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Frequently asked questions about this firm

Is Carole Benn Wealth Management Limited FCA authorised?

Carole Benn Wealth Management Limited (FRN 628606) is not directly authorised. It is an appointed representative acting under the responsibility of a directly authorised principal firm.

What does appointed representative mean for Carole Benn Wealth Management?

An appointed representative (AR) can carry out regulated financial services, but is not directly authorised by the FCA. A principal firm holds the authorisation and is legally responsible for the AR's conduct. Carole Benn Wealth Management Limited (FRN 628606) is an AR of St. James's Place Wealth Management Plc (FRN 195351). When you use Carole Benn Wealth Management's services, the FCA authorisation sits with the principal firm. Example: if you take financial advice from Carole Benn Wealth Management, complaints and compensation usually follow the same rules as dealing with the principal, but this depends on the product and your circumstances. Before you proceed, confirm contact details match the official FCA register for both firms. Scammers sometimes clone legitimate AR names and FRNs but use fake phone numbers and websites.

What is Carole Benn Wealth Management’s phone number and website?

The FCA register lists the phone number 07733 286323 and the website carolebenn.co.uk for Carole Benn Wealth Management. If you were given different contact details, use these to check with the firm before going any further.

Is Carole Benn Wealth Management a scam or clone?

Carole Benn Wealth Management is a genuine FCA-listed firm, and the FCA has published no warnings about fake versions of it. Scammers do copy real firms, though, so check that any contact details you were given match the ones on the register.

Is my money safe with Carole Benn Wealth Management?

Protection works through St. James's Place Wealth Management PLC, the principal firm responsible for Carole Benn Wealth Management's regulated activity. FSCS cover and the Financial Ombudsman Service apply as they would to the principal.

Who owns Carole Benn Wealth Management?

Companies House lists one person with significant control of Carole Benn Wealth Management: Mrs Carole Ann Benn (75–100% of shares).

Who runs Carole Benn Wealth Management?

Companies House lists 2 directors of Carole Benn Wealth Management: Carole Ann Benn and William Benn.

How long has Carole Benn Wealth Management been in business?

The company was formed on 23 July 2014.

What do Carole Benn Wealth Management’s latest accounts show?

Its latest accounts, to 31 March 2025, show net assets of £40.8k (−37% from £64.7k) and cash at bank of £23.6k (−42% from £41.0k).

Does Carole Benn Wealth Management use any other names?

It has previously used the name Carole Benn.