Cars 2 Retail Ltd

Reference number: 980112

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Authorised by the FCA

This firm is on the FCA register and authorised to carry out regulated activities.

Website, phone number and address

Compare these against whatever you were given. Scammers clone real firm names and reference numbers but use their own phone number and website, so a detail that does not match the register is the clearest warning sign there is.

In the full report: 3 background checks

  • When cars2retail.co.uk first appeared online, and whether it can receive email
  • What kind of line 07385 905999 is
  • Who else gives the postcode ME20 7TQ
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Other names (1)

If you were contacted under any of these names, it is this firm.

  • Monza Performance Trading name

FCA permissions and consumer protection

  • Lend or arrange credit No FSCS cover
    Consumer credit is not covered by the FSCS, so there is no compensation scheme if the firm fails.
  • Complaints Ombudsman, free
    You can refer a complaint about this firm to the Financial Ombudsman Service for free, whichever activity it relates to.
Show FCA detail (3 permissions)
  • Credit Broking
  • Debt Adjusting
  • Debt-counselling

FCA disciplinary action and complaints

No FCA disciplinary action.

The Financial Ombudsman Service only publishes complaint figures for firms with 30 or more new complaints in six months, so there are none here for this firm.

Companies House record

The company behind the firm: its status, age, registered office and directors.

Company number
12318145
Company status
Active
Company type
Private limited company
Incorporated
18 November 2019 (6 years old)
Registered office
First Floor Windmill House, 127-128 Windmill Street, Gravesend, Kent, DA12 1BL, England
Nature of business
  • Sale of used cars and light motor vehicles (SIC 45112)

Directors and company secretaries

Name Role Born Appointed Other companies
Bradley John Smith Director Sep 1988 1 May 2022 1 other company
Helen Smith Director Mar 1990 9 Jul 2025 None

Other companies run by these 2 directors

A firm is run by people, and their other companies are their track record: what they built, what closed, and anything that failed. It is the check most people never think to make.

other company
1
still active
1

In the full report: all 1 company, named

  • What each company does, and whether it is still trading
  • Which of these 2 directors sit on each board, and since when
  • Any that went into liquidation or administration
  • All 4 people who have ever been directors, with their dates
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Filed accounts and finances

Year to 30 November 2025Small company accountsNot audited

Net assets

£272k

+12% from £242k

Cash at bank

£107k

−33% from £159k

Employees (average)

5

+25% from 4

Assets and liabilities

In the full report: all 6 years of accounts

  • Every year from 2020 to 2025
  • The chart, over every year
  • Every filed figure, year by year
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About these figures
Turnover
Money taken from sales in the year, before any costs.
Profit before tax
What was left after the year’s costs, before corporation tax. A minus figure is a loss.
Net assets, or total equity
Everything the company owns minus everything it owes. A minus figure means it owes more than it owns.
Total assets and total liabilities
Everything the company owns, and everything it owes, on the last day of the year. The gap between them is its net assets.
Cash at bank
Money in the company’s accounts on the last day of the year.
Owed within a year, owed after a year
Debts and bills due in the next twelve months, and those due later.

There is no turnover or profit: small companies do not have to publish them.

Accounts filed at Companies House for company 12318145. Every figure is as filed, apart from total assets and total liabilities, which are added up from filed figures. Nothing is estimated.

Key dates in its history

Cars 2 Retail’s history from the FCA register and Companies House, newest first.

Key events (8) All events (21)

2022

15 August 2022

  • Regulated by the FCA from this date
  • Became authorised by the FCA

FCA register

7 June 2022

  • Bradley John Smith took control (75–100% of shares)
  • Ross Obee gave up control

Companies House

2020

23 October 2020

  • Andrew Burrluck no longer has significant control

Companies House

23 September 2020

  • Ross Obee took control (75–100% of shares)

Companies House

2019

18 November 2019

  • Incorporated at Companies House
  • Andrew Burrluck gained significant control

Companies House

In the full report: all 21 events

  • All 21 events in its history (8 shown here)
  • Every director appointment and resignation: 6
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Firms like Cars 2 Retail

Other firms of the same type (car dealer), nearest first.

In the Medway (ME) postcode area

Bapchild Motoring World (Kent) LimitedGillinghamAuthorisedBarons Autostar LimitedMaidstoneAuthorisedAffordable Cars of Kent, LLPRochesterAuthorisedAlpine Garage LimitedSittingbourneAuthorisedAndrew James Cars LtdRochesterAuthorisedAutograph Contracts LimitedChathamAuthorised

Firms are listed by type and location, best known first. Being listed is not a recommendation: check any firm before you deal with it.

Get the full report on Cars 2 Retail

Everything on this page, plus everything locked above, in one dated PDF you can keep, file or send on.

  • 1 other company its directors have run, named
  • 3 background checks on its contact details
  • 6 years of accounts, charted
  • All 21 events in its history

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Frequently asked questions about this firm

Is Cars 2 Retail Ltd FCA authorised?
Yes, Cars 2 Retail Ltd (FRN 980112) is authorised by the FCA to carry out regulated activities. It has held its current authorisation since August 2022 and works as a car dealer. The FCA has placed no limits on its permissions.
What is Cars 2 Retail’s phone number and website?
The FCA register lists the phone number 07385 905999 and the website cars2retail.co.uk for Cars 2 Retail. If you were given different contact details, use these to check with the firm before going any further.
Is Cars 2 Retail a scam or clone?
Cars 2 Retail is a genuine FCA-listed firm, and the FCA has published no warnings about fake versions of it. Scammers do copy real firms, though, so check that any contact details you were given match the ones on the register.
Is my money safe with Cars 2 Retail?
Its FCA permissions do not allow it to hold or control client money. Protection depends on which product you hold and how Cars 2 Retail handles your money, so check the specific product before you commit. You can also refer complaints about Cars 2 Retail to the Financial Ombudsman Service, free of charge.
Who owns Cars 2 Retail?
Companies House lists one person with significant control of Cars 2 Retail: Mr Bradley John Smith (75–100% of shares). Before that, it was controlled by Mr Ross Obee and Mr Andrew Burrluck.
Who runs Cars 2 Retail?
Companies House lists 2 directors of Cars 2 Retail: Bradley John Smith and Helen Smith.
How long has Cars 2 Retail been in business?
The company was formed on 18 November 2019, and has held its current FCA authorisation since August 2022.
What do Cars 2 Retail’s latest accounts show?
Its latest accounts, to 30 November 2025, show net assets of £272k (+12% from £242k) and cash at bank of £107k (−33% from £159k).
Does Cars 2 Retail use any other names?
It trades as Monza Performance.

Sources and links

The full report on Cars 2 Retail Ltd

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