Cars Direct North West Ltd

Reference number: 686134

Instant download

Authorised by the FCA

This firm is on the FCA register and authorised to carry out regulated activities.

Website, phone number and address

Compare these against whatever you were given. Scammers clone real firm names and reference numbers but use their own phone number and website, so a detail that does not match the register is the clearest warning sign there is.

In the full report: 3 background checks

  • When carsdirectnw.co.uk first appeared online, and whether it can receive email
  • What kind of line 01772 654666 is
  • Who else gives the postcode PR5 6QD
Instant PDF download

FCA permissions and consumer protection

  • Lend or arrange credit · Hire out goods to consumers No FSCS cover
    Consumer credit is not covered by the FSCS, so there is no compensation scheme if the firm fails.
  • Complaints Ombudsman, free
    You can refer a complaint about this firm to the Financial Ombudsman Service for free, whichever activity it relates to.
Show FCA detail (5 permissions)
  • Credit Broking
  • Debt Adjusting
  • Debt-counselling
  • Entering into Regulated Consumer Hire Agreements as owner
  • Exercising or having the right to exercise the owner's rights and duties under a regulated consumer hire agreement

FCA disciplinary action and complaints

No FCA disciplinary action.

The Financial Ombudsman Service only publishes complaint figures for firms with 30 or more new complaints in six months, so there are none here for this firm.

Companies House record

The company behind the firm: its status, age, registered office and directors.

Company number
04692031
Company status
Active
Company type
Private limited company
Incorporated
10 March 2003 (23 years old)
Registered office
Ground Floor, Citygate, Longridge Road, Preston, PR2 5BQ, England
Nature of business
  • Sale of used cars and light motor vehicles (SIC 45112)

Directors and company secretaries

Name Role Born Appointed Other companies
Naeem Ismail Director Jun 1978 13 Mar 2003 None

In the full report: every company its directors have run

  • Confirmation that its director runs no other company
  • Both people who have been directors, with their dates
Instant PDF download

Filed accounts and finances

Year to 31 March 2025Full accountsNot audited

Net assets

−£12.2k

No earlier figure to compare

Cash at bank

£30.5k

+90% from £16.1k

Owed within a year

£241k

+73% from £139k

Net assets are negative: on its last balance sheet the company owed £12.2k more than it owned.

Assets and liabilities

In the full report: all 6 years of accounts

  • Every year from 2020 to 2025
  • The chart, over every year
  • Every filed figure, year by year
Instant PDF download
About these figures
Turnover
Money taken from sales in the year, before any costs.
Profit before tax
What was left after the year’s costs, before corporation tax. A minus figure is a loss.
Net assets, or total equity
Everything the company owns minus everything it owes. A minus figure means it owes more than it owns.
Total assets and total liabilities
Everything the company owns, and everything it owes, on the last day of the year. The gap between them is its net assets.
Cash at bank
Money in the company’s accounts on the last day of the year.
Owed within a year, owed after a year
Debts and bills due in the next twelve months, and those due later.

Accounts filed at Companies House for company 04692031. Every figure is as filed, apart from total assets and total liabilities, which are added up from filed figures. Nothing is estimated.

Key dates in its history

Cars Direct North West’s history from the FCA register and Companies House, newest first.

Key events (4) All events (7)

2016

6 April 2016

  • Naeem Ismail took control (75–100% of shares)

Companies House

2015

21 May 2015

  • Regulated by the FCA from this date
  • Became authorised by the FCA

FCA register

2003

10 March 2003

  • Incorporated at Companies House

Companies House

In the full report: all 7 events

  • All 7 events in its history (4 shown here)
  • Every director appointment and resignation: 1
Instant PDF download

Firms connected to Cars Direct North West

Other FCA-listed firms that share a director, phone number or address with Cars Direct North West. A link shows who the firm is tied to, not whether either can be trusted.

connected firm
1
no longer authorised
1
share its postcode
1

In the full report: the connected firm, named

  • How it is linked: the same postcode (1)
  • Who links it to this firm: the named directors, with dates
Instant PDF download

Firms like Cars Direct North West

Other firms of the same type (car leasing or hire), nearest first.

In Preston

Motracom Sales LimitedPrestonAuthorisedPreston Caravans and Motorhomes LimitedPrestonAuthorised

In the Preston (PR) postcode area

Innovation Cars (UK) LtdSouthportAuthorisedRichter LimitedLeylandAuthorisedWithnell Car Sales LimitedChorleyAuthorised

Firms are listed by type and location, best known first. Being listed is not a recommendation: check any firm before you deal with it.

Get the full report on Cars Direct North West

Everything on this page, plus everything locked above, in one dated PDF you can keep, file or send on.

  • Every company its directors have run, named
  • 3 background checks on its contact details
  • 6 years of accounts, charted
  • All 7 events in its history
  • 1 connected firm, named, and who links them

Instant PDF One-off payment Secure checkout by Stripe

Frequently asked questions about this firm

Is Cars Direct North West Ltd FCA authorised?
Yes, Cars Direct North West Ltd (FRN 686134) is authorised by the FCA to carry out regulated activities. It has held its current authorisation since May 2015 and works as a car leasing or hire. The FCA has placed no limits on its permissions.
What is Cars Direct North West’s phone number and website?
The FCA register lists the phone number 01772 654666 and the website carsdirectnw.co.uk for Cars Direct North West. If you were given different contact details, use these to check with the firm before going any further.
Is Cars Direct North West a scam or clone?
Cars Direct North West is a genuine FCA-listed firm, and the FCA has published no warnings about fake versions of it. Scammers do copy real firms, though, so check that any contact details you were given match the ones on the register.
Is my money safe with Cars Direct North West?
Its FCA permissions do not allow it to hold or control client money. Protection depends on which product you hold and how Cars Direct North West handles your money, so check the specific product before you commit. You can also refer complaints about Cars Direct North West to the Financial Ombudsman Service, free of charge.
Who owns Cars Direct North West?
Companies House lists one person with significant control of Cars Direct North West: Mr Naeem Ismail (75–100% of shares).
Who runs Cars Direct North West?
Companies House lists one director of Cars Direct North West: Naeem Ismail.
How long has Cars Direct North West been in business?
The company was formed on 10 March 2003, and has held its current FCA authorisation since May 2015.
What do Cars Direct North West’s latest accounts show?
Its latest accounts, to 31 March 2025, show net assets of −£12.2k (no earlier figure to compare) and cash at bank of £30.5k (+90% from £16.1k).

Sources and links

The full report on Cars Direct North West Ltd

£19.99 · Instant PDF download

Loading secure checkout…