Cars With Confidence Limited

Reference number: 1062436

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Introducer appointed representative

This firm can only introduce you to its principal, and cannot give financial advice, recommend products, or arrange deals alone.

Responsible principal firm

Jigsaw Finance Limited Reference number: 679612 Authorised View firm →
What does this mean?
  • An introducer appointed representative can only pass your details to its principal firm. It cannot recommend products, give financial advice, or arrange deals on its own.
  • CARS WITH CONFIDENCE LIMITED (FRN 1062436) introduces customers to Jigsaw Finance Limited (FRN 679612). Any regulated advice or arranging is done by the principal, not CARS WITH CONFIDENCE.
  • Example: if CARS WITH CONFIDENCE refers you to a financial adviser, the advice should come from the principal firm, not from CARS WITH CONFIDENCE itself.
  • Before you proceed, confirm contact details match the official FCA register for both firms. Scammers sometimes clone legitimate AR names and FRNs but use fake phone numbers and websites.

Website, phone number and address

Compare these against whatever you were given. Scammers clone real firm names and reference numbers but use their own phone number and website, so a detail that does not match the register is the clearest warning sign there is.

In the full report: 2 background checks

  • What kind of line 0161 825 0064 is
  • Who else gives the postcode M50 2ZY
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FCA permissions and consumer protection

  • Protection through the principal firm
    Protection works through Jigsaw Finance Limited, the principal firm responsible for this firm's regulated activity. FSCS cover and the Financial Ombudsman Service apply as they would to the principal.
  • Complaints Ombudsman, free
    You can refer a complaint about this firm to the Financial Ombudsman Service for free, whichever activity it relates to.

FCA disciplinary action and complaints

No FCA disciplinary action.

The Financial Ombudsman Service only publishes complaint figures for firms with 30 or more new complaints in six months, so there are none here for this firm.

Companies House record

The company behind the firm: its status, age, registered office and directors.

Company number
15529345
Company status
Active
Company type
Private limited company
Incorporated
28 February 2024 (2 years old)
Registered office
Pennington House, 16 Carolina Way, Salford, M50 2ZY, England
Nature of business
  • Sale of used cars and light motor vehicles (SIC 45112)

Directors and company secretaries

Name Role Born Appointed Other companies
Matthew John Royle Director Jan 1988 28 Feb 2024 2 other companies

Other companies run by its director

A firm is run by people, and their other companies are their track record: what they built, what closed, and anything that failed. It is the check most people never think to make.

other companies
2
closed down
1
is FCA-registered
1

In the full report: all 2 companies, named

  • What each company does, and whether it is still trading
  • Which of its director sits on each board, and since when
  • Any that went into liquidation or administration
  • The one on the FCA register
  • All 2 people who have ever been directors, with their dates
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Filed accounts and finances

Year to 28 February 2026Micro-entity accountsNot audited

Net assets

£600

Up £599 from £1

Employees (average)

2

No earlier figure to compare

Owed within a year

£1,000

No earlier figure to compare

Net assets

About these figures
Turnover
Money taken from sales in the year, before any costs.
Profit before tax
What was left after the year’s costs, before corporation tax. A minus figure is a loss.
Net assets, or total equity
Everything the company owns minus everything it owes. A minus figure means it owes more than it owns.
Total assets and total liabilities
Everything the company owns, and everything it owes, on the last day of the year. The gap between them is its net assets.
Cash at bank
Money in the company’s accounts on the last day of the year.
Owed within a year, owed after a year
Debts and bills due in the next twelve months, and those due later.

There is no turnover or profit: small companies do not have to publish them.

Accounts filed at Companies House for company 15529345. Every figure is as filed, apart from total assets and total liabilities, which are added up from filed figures. Nothing is estimated.

Key dates in its history

Cars With Confidence’s history from the FCA register and Companies House, newest first.

Key events (3) All events (6)

2026

26 August 2026

  • Became an introducer appointed representative

FCA register

2024

28 February 2024

  • Incorporated at Companies House
  • Matthew John Royle took control (75–100% of shares)

Companies House

In the full report: all 6 events

  • All 6 events in its history (3 shown here)
  • Every director appointment and resignation: 3
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Firms connected to Cars With Confidence

Other FCA-listed firms that share a director, phone number or address with Cars With Confidence. A link shows who the firm is tied to, not whether either can be trusted.

connected firm
1
share a director
1
share its postcode
1

In the full report: the connected firm, named

  • How it is linked: shared directors (1), the same postcode (1)
  • Who links it to this firm: the named directors, with dates
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Firms like Cars With Confidence

Other firms of the same type (car dealer), nearest first.

In Salford

We Finance Any Car LimitedSalfordAppointed representativeEntreeautomotive LtdSalfordAuthorisedHappy Motor Finance LimitedSalfordAuthorisedLight Oaks Car Sales LimitedSalfordAuthorisedParkhouse Car Sales LimitedSalfordAuthorisedRRG Group LimitedSalfordAuthorised

Firms are listed by type and location, best known first. Being listed is not a recommendation: check any firm before you deal with it.

Get the full report on Cars With Confidence

Everything on this page, plus everything locked above, in one dated PDF you can keep, file or send on.

  • 2 other companies its directors have run, named
  • 2 background checks on its contact details
  • All 6 events in its history
  • 1 connected firm, named, and who links them

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Frequently asked questions about this firm

Is Cars With Confidence Limited FCA authorised?
Cars With Confidence Limited (FRN 1062436) is not directly authorised. It is an appointed representative acting under the responsibility of a directly authorised principal firm.
What does introducer appointed representative mean for Cars With Confidence?
An introducer appointed representative can only pass your details to its principal firm. It cannot recommend products, give financial advice, or arrange deals on its own. Cars With Confidence Limited (FRN 1062436) introduces customers to Jigsaw Finance Limited (FRN 679612). Any regulated advice or arranging is done by the principal, not Cars With Confidence. Example: if Cars With Confidence refers you to a financial adviser, the advice should come from the principal firm, not from Cars With Confidence itself. Before you proceed, confirm contact details match the official FCA register for both firms. Scammers sometimes clone legitimate AR names and FRNs but use fake phone numbers and websites.
What is Cars With Confidence’s phone number and website?
The FCA register lists the phone number 0161 825 0064 and the website https://carswithconfidence.co.uk for Cars With Confidence. If you were given different contact details, use these to check with the firm before going any further.
Is Cars With Confidence a scam or clone?
Cars With Confidence is a genuine FCA-listed firm, and the FCA has published no warnings about fake versions of it. Scammers do copy real firms, though, so check that any contact details you were given match the ones on the register.
Is my money safe with Cars With Confidence?
Protection works through Jigsaw Finance Limited, the principal firm responsible for Cars With Confidence's regulated activity. FSCS cover and the Financial Ombudsman Service apply as they would to the principal.
Who owns Cars With Confidence?
Companies House lists one person with significant control of Cars With Confidence: Mr Matthew John Royle (75–100% of shares).
Who runs Cars With Confidence?
Companies House lists one director of Cars With Confidence: Matthew John Royle.
How long has Cars With Confidence been in business?
The company was formed on 28 February 2024.
What do Cars With Confidence’s latest accounts show?
Its latest accounts, to 28 February 2026, show net assets of £600 (up £599 from £1).

Sources and links

The full report on Cars With Confidence Limited

£19.99 · Instant PDF download

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