Cars2u Ltd

Reference number: 662476

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Authorised by the FCA

This firm is on the FCA register and authorised to carry out regulated activities.

Website, phone number and address

Compare these against whatever you were given. Scammers clone real firm names and reference numbers but use their own phone number and website, so a detail that does not match the register is the clearest warning sign there is.

In the full report: 3 background checks

  • When cars-2u.co.uk first appeared online, and whether it can receive email
  • What kind of line 01473 798699 is
  • Who else gives the postcode IP8 3LA
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FCA permissions and consumer protection

  • Lend or arrange credit No FSCS cover
    Consumer credit is not covered by the FSCS, so there is no compensation scheme if the firm fails.
  • Complaints Ombudsman, free
    You can refer a complaint about this firm to the Financial Ombudsman Service for free, whichever activity it relates to.
Show FCA detail (3 permissions)
  • Credit Broking
  • Debt Adjusting
  • Debt-counselling

FCA disciplinary action and complaints

No FCA disciplinary action.

The Financial Ombudsman Service only publishes complaint figures for firms with 30 or more new complaints in six months, so there are none here for this firm.

Companies House record

The company behind the firm: its status, age, registered office and directors.

Company number
08212753
Company status
Active
Company type
Private limited company
Incorporated
13 September 2012 (14 years old)
Registered office
Cars2u Ltd London Road, Washbrook, Ipswich, Suffolk, IP8 3LA, United Kingdom
Nature of business
  • Sale of used cars and light motor vehicles (SIC 45112)

Directors and company secretaries

Name Role Born Appointed Other companies
Adam David Saunders Director Oct 1981 13 Sep 2012 None

In the full report: every company its directors have run

  • Confirmation that its director runs no other company
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Filed accounts and finances

Year to 31 October 2025Micro-entity accountsNot audited

Net assets

£122k

<1% from £122k

Employees (average)

1

Same as 1

Owed within a year

£58.0k

+23% from £47.1k

Assets and liabilities

In the full report: all 7 years of accounts

  • Every year from 2019 to 2025
  • The chart, over every year
  • Every filed figure, year by year
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About these figures
Turnover
Money taken from sales in the year, before any costs.
Profit before tax
What was left after the year’s costs, before corporation tax. A minus figure is a loss.
Net assets, or total equity
Everything the company owns minus everything it owes. A minus figure means it owes more than it owns.
Total assets and total liabilities
Everything the company owns, and everything it owes, on the last day of the year. The gap between them is its net assets.
Cash at bank
Money in the company’s accounts on the last day of the year.
Owed within a year, owed after a year
Debts and bills due in the next twelve months, and those due later.

There is no turnover or profit: small companies do not have to publish them.

Accounts filed at Companies House for company 08212753. Every figure is as filed, apart from total assets and total liabilities, which are added up from filed figures. Nothing is estimated.

Key dates in its history

Cars2u’s history from the FCA register and Companies House, newest first.

Key events (5) All events (9)

2016

6 April 2016

  • Adam David Saunders took control (75–100% of shares)
  • Maria Louise Saunders took control (75–100% of shares)

Companies House

2015

17 February 2015

  • Regulated by the FCA from this date
  • Became authorised by the FCA

FCA register

2012

13 September 2012

  • Incorporated at Companies House

Companies House

In the full report: all 9 events

  • All 9 events in its history (5 shown here)
  • Every director appointment and resignation: 1
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Firms connected to Cars2u

Other FCA-listed firms that share a director, phone number or address with Cars2u. A link shows who the firm is tied to, not whether either can be trusted.

connected firm
1
share its postcode
1

In the full report: the connected firm, named

  • How it is linked: the same postcode (1)
  • Who links it to this firm: the named directors, with dates
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Firms like Cars2u

Other firms of the same type (car dealer), nearest first.

In Ipswich

Adrian Hart Cars LimitedIpswichAuthorisedAmina Autos LtdIpswichAuthorisedAspire Cars Ipswich LtdIpswichAuthorisedCARZET LtdipswichAuthorisedClaydon, Baylham & Wherstead AutosIpswichAuthorisedDelen Auto LtdIpswichAuthorised

Firms are listed by type and location, best known first. Being listed is not a recommendation: check any firm before you deal with it.

Get the full report on Cars2u

Everything on this page, plus everything locked above, in one dated PDF you can keep, file or send on.

  • Every company its directors have run, named
  • 3 background checks on its contact details
  • 7 years of accounts, charted
  • All 9 events in its history
  • 1 connected firm, named, and who links them

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Frequently asked questions about this firm

Is Cars2u Ltd FCA authorised?
Yes, Cars2u Ltd (FRN 662476) is authorised by the FCA to carry out regulated activities. It has held its current authorisation since February 2015 and works as a car dealer. The FCA has placed no limits on its permissions.
What is Cars2u’s phone number and website?
The FCA register lists the phone number 01473 798699 and the website cars-2u.co.uk for Cars2u. If you were given different contact details, use these to check with the firm before going any further.
Is Cars2u a scam or clone?
Cars2u is a genuine FCA-listed firm, and the FCA has published no warnings about fake versions of it. Scammers do copy real firms, though, so check that any contact details you were given match the ones on the register.
Is my money safe with Cars2u?
Its FCA permissions do not allow it to hold or control client money. Protection depends on which product you hold and how Cars2u handles your money, so check the specific product before you commit. You can also refer complaints about Cars2u to the Financial Ombudsman Service, free of charge.
Who owns Cars2u?
Companies House lists 2 people with significant control of Cars2u: Mr Adam David Saunders (75–100% of shares) and Mrs Maria Louise Saunders (75–100% of shares).
Who runs Cars2u?
Companies House lists one director of Cars2u: Adam David Saunders.
How long has Cars2u been in business?
The company was formed on 13 September 2012, and has held its current FCA authorisation since February 2015.
What do Cars2u’s latest accounts show?
Its latest accounts, to 31 October 2025, show net assets of £122k (<1% from £122k).

Sources and links

The full report on Cars2u Ltd

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