Cartesian Wealth Limited

Reference number: 972785

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Appointed representative

This firm does not hold FCA authorisation of its own, and acts under a principal firm, which is legally responsible for its regulated business.

Responsible principal firm

Best Practice IFA Group Limited Reference number: 223112 Authorised View firm →
What does this mean?
  • An appointed representative (AR) can carry out regulated financial services, but is not directly authorised by the FCA. A principal firm holds the authorisation and is legally responsible for the AR's conduct.
  • Cartesian Wealth Limited (FRN 972785) is an AR of Best Practice IFA Group Limited (FRN 223112). When you use Cartesian Wealth's services, the FCA authorisation sits with the principal firm.
  • Example: if you take financial advice from Cartesian Wealth, complaints and compensation usually follow the same rules as dealing with the principal, but this depends on the product and your circumstances.
  • Before you proceed, confirm contact details match the official FCA register for both firms. Scammers sometimes clone legitimate AR names and FRNs but use fake phone numbers and websites.

Website, phone number and address

Compare these against whatever you were given. Scammers clone real firm names and reference numbers but use their own phone number and website, so a detail that does not match the register is the clearest warning sign there is.

In the full report: 3 background checks

  • When cartesianwealth.co.uk first appeared online, and whether it can receive email
  • What kind of line 0121 661 1444 is
  • Who else gives the postcode CV34 6RG
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FCA permissions and consumer protection

  • Protection through the principal firm
    Protection works through Best Practice IFA Group Limited, the principal firm responsible for this firm's regulated activity. FSCS cover and the Financial Ombudsman Service apply as they would to the principal.
  • Complaints Ombudsman, free
    You can refer a complaint about this firm to the Financial Ombudsman Service for free, whichever activity it relates to.

FCA disciplinary action and complaints

No FCA disciplinary action.

The Financial Ombudsman Service only publishes complaint figures for firms with 30 or more new complaints in six months, so there are none here for this firm.

Companies House record

The company behind the firm: its status, age, registered office and directors.

Company number
13728208
Company status
Active
Company type
Private limited company
Incorporated
8 November 2021 (4 years old)
Registered office
Pure Offices Warwick, Wilton Drive, Warwick, CV34 6RG, England
Nature of business
  • Financial intermediation not elsewhere classified (SIC 64999)
  • Life insurance (SIC 65110)

Directors and company secretaries

Name Role Born Appointed Other companies
David Alexander Neale Director Jan 1975 8 Nov 2021 4 other companies

Other companies run by its director

A firm is run by people, and their other companies are their track record: what they built, what closed, and anything that failed. It is the check most people never think to make.

other companies
4
closed down
3
still active
1

In the full report: all 4 companies, named

  • What each company does, and whether it is still trading
  • Which of its director sits on each board, and since when
  • Any that went into liquidation or administration
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Filed accounts and finances

Year to 31 March 2025Abridged accountsNot audited

Net assets

£82.1k

−41% from £139k

Cash at bank

£107k

−34% from £161k

Employees (average)

3

−25% from 4

Owed within a year

£57.1k

+6.4% from £53.7k

Assets and liabilities

About these figures
Turnover
Money taken from sales in the year, before any costs.
Profit before tax
What was left after the year’s costs, before corporation tax. A minus figure is a loss.
Net assets, or total equity
Everything the company owns minus everything it owes. A minus figure means it owes more than it owns.
Total assets and total liabilities
Everything the company owns, and everything it owes, on the last day of the year. The gap between them is its net assets.
Cash at bank
Money in the company’s accounts on the last day of the year.
Owed within a year, owed after a year
Debts and bills due in the next twelve months, and those due later.

There is no turnover or profit: small companies do not have to publish them.

Accounts filed at Companies House for company 13728208. Every figure is as filed, apart from total assets and total liabilities, which are added up from filed figures. Nothing is estimated.

Key dates in its history

Cartesian Wealth’s history from the FCA register and Companies House, newest first.

2022

24 March 2022

  • Became an appointed representative

FCA register

2021

8 November 2021

  • Incorporated at Companies House
  • David Alexander Neale took control (75–100% of shares)
  • David Alexander Neale appointed as a director

Companies House

Director appointments and resignations, and trading names, appear under All events.

Firms like Cartesian Wealth

Other firms of the same type (financial adviser), nearest first.

In Warwick

Andrew RobinsonWarwickAppointed representativeBeauchamp Wealth LimitedWarwickAppointed representativeDavidson Pert Financial Associates LtdWarwickAppointed representativeFay ArrundaleWarwickAppointed representativeLivingstone IFA LimitedWarwickAppointed representativeRichard CupplesWarwickAppointed representative

Firms are listed by type and location, best known first. Being listed is not a recommendation: check any firm before you deal with it.

Get the full report on Cartesian Wealth

Everything on this page, plus everything locked above, in one dated PDF you can keep, file or send on.

  • 4 other companies its directors have run, named
  • 3 background checks on its contact details
  • All 4 events in its history

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Frequently asked questions about this firm

Is Cartesian Wealth Limited FCA authorised?
Cartesian Wealth Limited (FRN 972785) is not directly authorised. It is an appointed representative acting under the responsibility of a directly authorised principal firm.
What does appointed representative mean for Cartesian Wealth?
An appointed representative (AR) can carry out regulated financial services, but is not directly authorised by the FCA. A principal firm holds the authorisation and is legally responsible for the AR's conduct. Cartesian Wealth Limited (FRN 972785) is an AR of Best Practice IFA Group Limited (FRN 223112). When you use Cartesian Wealth's services, the FCA authorisation sits with the principal firm. Example: if you take financial advice from Cartesian Wealth, complaints and compensation usually follow the same rules as dealing with the principal, but this depends on the product and your circumstances. Before you proceed, confirm contact details match the official FCA register for both firms. Scammers sometimes clone legitimate AR names and FRNs but use fake phone numbers and websites.
What is Cartesian Wealth’s phone number and website?
The FCA register lists the phone number 0121 661 1444 and the website cartesianwealth.co.uk for Cartesian Wealth. If you were given different contact details, use these to check with the firm before going any further.
Is Cartesian Wealth a scam or clone?
Cartesian Wealth is a genuine FCA-listed firm, and the FCA has published no warnings about fake versions of it. Scammers do copy real firms, though, so check that any contact details you were given match the ones on the register.
Is my money safe with Cartesian Wealth?
Protection works through Best Practice IFA Group Limited, the principal firm responsible for Cartesian Wealth's regulated activity. FSCS cover and the Financial Ombudsman Service apply as they would to the principal.
Who owns Cartesian Wealth?
Companies House lists one person with significant control of Cartesian Wealth: Mr David Alexander Neale (75–100% of shares).
Who runs Cartesian Wealth?
Companies House lists one director of Cartesian Wealth: David Alexander Neale.
How long has Cartesian Wealth been in business?
The company was formed on 8 November 2021.
What do Cartesian Wealth’s latest accounts show?
Its latest accounts, to 31 March 2025, show net assets of £82.1k (−41% from £139k) and cash at bank of £107k (−34% from £161k).

Sources and links

The full report on Cartesian Wealth Limited

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