Cascade Insurance Services Ltd

Reference number: 671766

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Appointed representative

This firm does not hold FCA authorisation of its own, and acts under a principal firm, which is legally responsible for its regulated business.

What does this mean?
  • An appointed representative (AR) can carry out regulated financial services, but is not directly authorised by the FCA. A principal firm holds the authorisation and is legally responsible for the AR's conduct.
  • Cascade Insurance Services Ltd (FRN 671766) is an AR of ACRISURE ELEVEN NETWORK LIMITED (FRN 314593). When you use Cascade Insurance Services's services, the FCA authorisation sits with the principal firm.
  • Example: if you take financial advice from Cascade Insurance Services, complaints and compensation usually follow the same rules as dealing with the principal, but this depends on the product and your circumstances.
  • Before you proceed, confirm contact details match the official FCA register for both firms. Scammers sometimes clone legitimate AR names and FRNs but use fake phone numbers and websites.

Website, phone number and address

Compare these against whatever you were given. Scammers clone real firm names and reference numbers but use their own phone number and website, so a detail that does not match the register is the clearest warning sign there is.

  • No website on the FCA register

  • Phone number

    01233 463422

  • Address

    Letraset Building, Kingsnorth Industrial Estate, Wotton Road, Ashford, Kent, TN23 6LN, United Kingdom

In the full report: 2 background checks

  • What kind of line 01233 463422 is
  • Who else gives the postcode TN23 6LN
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Other names (1)

If you were contacted under any of these names, it is this firm.

  • Cascade (Kent) Ltd Former name: A name it was registered under before.

FCA permissions and consumer protection

  • Protection through the principal firm
    Protection works through Acrisure Eleven Network Limited, the principal firm responsible for this firm's regulated activity. FSCS cover and the Financial Ombudsman Service apply as they would to the principal.
  • Complaints Ombudsman, free
    You can refer a complaint about this firm to the Financial Ombudsman Service for free, whichever activity it relates to.

FCA disciplinary action and complaints

No FCA disciplinary action.

The Financial Ombudsman Service only publishes complaint figures for firms with 30 or more new complaints in six months, so there are none here for this firm.

Companies House record

The company behind the firm: its status, age, registered office and directors.

Company name
CASCADE INSURANCE SERVICES LIMITED
Company status
Active
Company type
Private limited company
Incorporated
12 December 2014 (11 years old)
Registered office
Letraset Building, Wotton Road, Ashford, TN23 6LN, England
Nature of business
  • Activities of insurance agents and brokers (SIC 66220)

Directors and company secretaries

Name Role Born Appointed Other companies
Julie Ann Lawton Director Feb 1964 31 Dec 2016 3 other companies
John Richard Lawton Director May 1961 16 Jul 2021 22 other companies
Alison Louise Robinson Secretary Not published 12 Dec 2014 –

Other companies run by these 2 directors

A firm is run by people, and their other companies are their track record: what they built, what closed, and anything that failed. It is the check most people never think to make.

other companies
23
closed down
10
are FCA-registered
4

In the full report: all 23 companies, named

  • What each company does, and whether it is still trading
  • Which of these 2 directors sit on each board, and since when
  • Any that went into liquidation or administration
  • The 4 on the FCA register
  • The 2 companies these 2 directors run together
  • All 4 people who have ever been directors, with their dates
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Filed accounts and finances

Year to 31 December 2025Micro-entity accountsNot audited

Net assets

£447

Up £35.4k from −£34.9k

Employees (average)

3

Same as 3

Owed within a year

£6,945

−78% from £31.5k

Net assets

In the full report: all 7 years of accounts

  • Every year from 2019 to 2025
  • The chart, over every year
  • Every filed figure, year by year
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About these figures
Turnover
Money taken from sales in the year, before any costs.
Profit before tax
What was left after the year’s costs, before corporation tax. A minus figure is a loss.
Net assets, or total equity
Everything the company owns minus everything it owes. A minus figure means it owes more than it owns.
Total assets and total liabilities
Everything the company owns, and everything it owes, on the last day of the year. The gap between them is its net assets.
Cash at bank
Money in the company’s accounts on the last day of the year.
Owed within a year, owed after a year
Debts and bills due in the next twelve months, and those due later.

There is no turnover or profit: small companies do not have to publish them.

Accounts filed at Companies House for company 09353022. Figures are exactly as filed; nothing is estimated.

Key dates in its history

Cascade Insurance Services’s history from the FCA register and Companies House, newest first.

2016

31 December 2016

  • Board replaced: both directors left and a new director took over

Companies House

6 April 2016

  • Julie Ann Lawton took control (75–100% of shares)

Companies House

2015

8 April 2015

  • Changed its registered name from "Cascade (Kent) Ltd"

FCA register

16 February 2015

  • Became an appointed representative

FCA register

2014

12 December 2014

  • Incorporated at Companies House

Companies House

In the full report: all 11 events

  • All 11 events in its history (5 shown here)
  • Every director appointment and resignation: 6
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Firms connected to Cascade Insurance Services

Other FCA-listed firms that share a director, phone number or address with Cascade Insurance Services. A link shows who the firm is tied to, not whether either can be trusted.

connected firms
3
share its postcode
3
past links
4

In the full report: all 3 connected firms, named

  • How each is linked: the same postcode (3)
  • Who links each one: the named directors, with dates
  • 4 past links through former directors
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Firms like Cascade Insurance Services

Other firms of the same type (insurance broker), nearest first.

In Ashford

Firms are listed by type and location, best known first. Being listed is not a recommendation: check any firm before you deal with it.

Get the full report on Cascade Insurance Services

Everything on this page, plus everything locked above, in one dated PDF you can keep, file or send on.

  • 23 other companies its directors have run, named
  • 2 background checks on its contact details
  • 7 years of accounts, charted
  • All 11 events in its history
  • 3 connected firms, named, and who links them

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Frequently asked questions about this firm

Is Cascade Insurance Services Ltd FCA authorised?
Cascade Insurance Services Ltd (FRN 671766) is not directly authorised. It is an appointed representative acting under the responsibility of a directly authorised principal firm.
What does appointed representative mean for Cascade Insurance Services?
An appointed representative (AR) can carry out regulated financial services, but is not directly authorised by the FCA. A principal firm holds the authorisation and is legally responsible for the AR's conduct. Cascade Insurance Services Ltd (FRN 671766) is an AR of ACRISURE ELEVEN NETWORK LIMITED (FRN 314593). When you use Cascade Insurance Services's services, the FCA authorisation sits with the principal firm. Example: if you take financial advice from Cascade Insurance Services, complaints and compensation usually follow the same rules as dealing with the principal, but this depends on the product and your circumstances. Before you proceed, confirm contact details match the official FCA register for both firms. Scammers sometimes clone legitimate AR names and FRNs but use fake phone numbers and websites.
What is Cascade Insurance Services’ phone number?
The FCA register lists the phone number 01233 463422 for Cascade Insurance Services. If you were given different contact details, use these to check with the firm before going any further.
Is Cascade Insurance Services a scam or clone?
Cascade Insurance Services is a genuine FCA-listed firm, and the FCA has published no warnings about fake versions of it. Scammers do copy real firms, though, so check that any contact details you were given match the ones on the register.
Is my money safe with Cascade Insurance Services?
Protection works through Acrisure Eleven Network Limited, the principal firm responsible for Cascade Insurance Services's regulated activity. FSCS cover and the Financial Ombudsman Service apply as they would to the principal.
Who owns Cascade Insurance Services?
Companies House lists one person with significant control of Cascade Insurance Services: Mrs Julie Ann Lawton (75–100% of shares).
Who runs Cascade Insurance Services?
Companies House lists 2 directors of Cascade Insurance Services: Julie Ann Lawton and John Richard Lawton.
How long has Cascade Insurance Services been in business?
The company was formed on 12 December 2014.
What do Cascade Insurance Services’ latest accounts show?
Its latest accounts, to 31 December 2025, show net assets of £447 (up £35.4k from −£34.9k).
Does Cascade Insurance Services use any other names?
It has previously used the name Cascade (Kent) Ltd.

Sources and links

The full report on Cascade Insurance Services Ltd

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