Catalyst Finance Limited

Reference number: 1004264

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Authorised by the FCA

This firm is on the FCA register and authorised to carry out regulated activities.

Website, phone number and address

Compare these against whatever you were given. Scammers clone real firm names and reference numbers but use their own phone number and website, so a detail that does not match the register is the clearest warning sign there is.

In the full report: 3 background checks

  • When catalyst-finance.co.uk first appeared online, and whether it can receive email
  • What kind of line 01753 923300 is
  • Who else gives the postcode SL6 4BY
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Other names (3)

If you were contacted under any of these names, it is this firm.

  • Catalyst Asset Finance Trading name: A name it trades under now.
  • Catalyst Asset Finance Limited Former name: A name it was registered under before.
  • Catalyst Former trading name: A name it used to trade under.

FCA permissions and consumer protection

  • Lend or arrange credit No FSCS cover
    Consumer credit is not covered by the FSCS, so there is no compensation scheme if the firm fails.
  • Complaints Ombudsman, free
    You can refer a complaint about this firm to the Financial Ombudsman Service for free, whichever activity it relates to.
Show FCA detail (3 permissions)
  • Credit Broking
  • Debt Adjusting
  • Debt-counselling

FCA disciplinary action and complaints

No FCA disciplinary action.

The Financial Ombudsman Service only publishes complaint figures for firms with 30 or more new complaints in six months, so there are none here for this firm.

Companies House record

The company behind the firm: its status, age, registered office and directors.

Company status
Active
Company type
Private limited company
Incorporated
25 October 2022 (4 years old)
Registered office
S2 Mill House Centre 108 Commercial Road, Totton, Southampton, Hampshire, SO40 3AE, England
Nature of business
  • Financial leasing (SIC 64910)
  • Other professional, scientific and technical activities not elsewhere classified (SIC 74909)

Directors and company secretaries

Name Role Born Appointed Other companies
Douglas Gavin Scott Director Dec 1978 17 Nov 2022 None
Ramona Marilena Culea Director Dec 1984 1 Dec 2022 None
Miranda Scott Secretary Not published 18 Nov 2022 –

In the full report: every company its directors have run

  • Confirmation that these 2 directors run no other company
  • All 4 people who have been directors, with their dates
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Filed accounts and finances

Year to 31 December 2025Small company accountsNot audited

Total equity

£148k

+285% from £38.5k

Cash at bank

£209k

+654% from £27.7k

Employees (average)

5

Same as 5

Owed within a year

£168k

+229% from £50.9k

Assets and liabilities

About these figures
Turnover
Money taken from sales in the year, before any costs.
Profit before tax
What was left after the year’s costs, before corporation tax. A minus figure is a loss.
Net assets, or total equity
Everything the company owns minus everything it owes. A minus figure means it owes more than it owns.
Total assets and total liabilities
Everything the company owns, and everything it owes, on the last day of the year. The gap between them is its net assets.
Cash at bank
Money in the company’s accounts on the last day of the year.
Owed within a year, owed after a year
Debts and bills due in the next twelve months, and those due later.

There is no turnover or profit: small companies do not have to publish them.

Accounts filed at Companies House for company 14440160. Every figure is as filed, apart from total assets and total liabilities, which are added up from filed figures. Nothing is estimated.

Key dates in its history

Catalyst Finance’s history from the FCA register and Companies House, newest first.

2026

20 January 2026

  • Changed its registered name from "Catalyst Asset Finance Limited"

FCA register

2024

19 February 2024

  • Regulated by the FCA from this date
  • Became authorised by the FCA

FCA register

2023

14 March 2023

  • Miranda Scott stopped being a part-owner
  • Ramona Marilena Culea became a part-owner (25–50% of shares)

Companies House

2022

18 November 2022

  • Douglas Gavin Scott became the majority owner (50–75% of shares)

Companies House

25 October 2022

  • Incorporated at Companies House
  • Miranda Scott became a part-owner (25–50% of shares)

Companies House

In the full report: all 19 events

  • All 19 events in its history (8 shown here)
  • Every director appointment and resignation: 6
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Firms connected to Catalyst Finance

Other FCA-listed firms that share a director, phone number or address with Catalyst Finance. A link shows who the firm is tied to, not whether either can be trusted.

connected firms
4
share its postcode
4

In the full report: all 4 connected firms, named

  • How each is linked: the same postcode (4)
  • Who links each one: the named directors, with dates
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Firms like Catalyst Finance

Other firms of the same type (credit broker), nearest first.

In Maidenhead

Firms are listed by type and location, best known first. Being listed is not a recommendation: check any firm before you deal with it.

Get the full report on Catalyst Finance

Everything on this page, plus everything locked above, in one dated PDF you can keep, file or send on.

  • Every company its directors have run, named
  • 3 background checks on its contact details
  • All 19 events in its history
  • 4 connected firms, named, and who links them

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Frequently asked questions about this firm

Is Catalyst Finance Limited FCA authorised?
Yes, Catalyst Finance Limited (FRN 1004264) is authorised by the FCA to carry out regulated activities. It has held its current authorisation since February 2024 and works as a credit broker. The FCA has placed no limits on its permissions.
What is Catalyst Finance’s phone number and website?
The FCA register lists the phone number 01753 923300 and the website catalyst-finance.co.uk for Catalyst Finance. If you were given different contact details, use these to check with the firm before going any further.
Is Catalyst Finance a scam or clone?
Catalyst Finance is a genuine FCA-listed firm, and the FCA has published no warnings about fake versions of it. Scammers do copy real firms, though, so check that any contact details you were given match the ones on the register.
Is my money safe with Catalyst Finance?
Its FCA permissions do not allow it to hold or control client money. Protection depends on which product you hold and how Catalyst Finance handles your money, so check the specific product before you commit. You can also refer complaints about Catalyst Finance to the Financial Ombudsman Service, free of charge.
Who owns Catalyst Finance?
Companies House lists 2 people with significant control of Catalyst Finance: Mr Douglas Gavin Scott (50–75% of shares) and Mrs Ramona Marilena Culea (25–50% of shares). Before that, it was controlled by Mrs Miranda Scott.
Who runs Catalyst Finance?
Companies House lists 2 directors of Catalyst Finance: Douglas Gavin Scott and Ramona Marilena Culea.
How long has Catalyst Finance been in business?
The company was formed on 25 October 2022, and has held its current FCA authorisation since February 2024.
What do Catalyst Finance’s latest accounts show?
Its latest accounts, to 31 December 2025, show total equity of £148k (+285% from £38.5k) and cash at bank of £209k (+654% from £27.7k).
Does Catalyst Finance use any other names?
It trades as Catalyst Asset Finance. It has previously used 2 other names: Catalyst Asset Finance Limited and Catalyst.

Sources and links

The full report on Catalyst Finance Limited

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