Cater Wight Limited

Reference number: 825653

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Authorised by the FCA

This firm is on the FCA register and authorised to carry out regulated activities.

Website, phone number and address

Compare these against whatever you were given. Scammers clone real firm names and reference numbers but use their own phone number and website, so a detail that does not match the register is the clearest warning sign there is.

In the full report: 3 background checks

  • When caterwight.co.uk first appeared online, and whether it can receive email
  • What kind of line 01983 407285 is
  • Who else gives the postcode PO36 9FA
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FCA permissions and consumer protection

  • Lend or arrange credit No FSCS cover
    Consumer credit is not covered by the FSCS, so there is no compensation scheme if the firm fails.
  • Complaints Ombudsman, free
    You can refer a complaint about this firm to the Financial Ombudsman Service for free, whichever activity it relates to.
Show FCA detail (1 permission)
  • Credit Broking

FCA disciplinary action and complaints

No FCA disciplinary action.

The Financial Ombudsman Service only publishes complaint figures for firms with 30 or more new complaints in six months, so there are none here for this firm.

Companies House record

The company behind the firm: its status, age, registered office and directors.

Company status
Active
Company type
Private limited company
Incorporated
10 February 2003 (23 years old)
Registered office
East Quay, Kite Hill, Wootton Bridge, Isle Of Wight, PO33 4LA, United Kingdom
Nature of business
  • Repair of other equipment (SIC 33190)
  • Wholesale of china and glassware and cleaning materials (SIC 46440)
  • Wholesale of other machinery and equipment (SIC 46690)

Directors and company secretaries

Name Role Born Appointed Other companies
Christine Smart Director Sep 1951 10 Feb 2003 None
Garry Ross Smart Director Mar 1949 10 Feb 2003 1 other company
David Ross Smart Director Feb 1978 31 Mar 2013 None
Christine Smart Secretary Not published 10 Feb 2003 None

Other companies run by these 3 directors

A firm is run by people, and their other companies are their track record: what they built, what closed, and anything that failed. It is the check most people never think to make.

other company
1
still active
1

In the full report: all 1 company, named

  • What each company does, and whether it is still trading
  • Which of these 3 directors sit on each board, and since when
  • Any that went into liquidation or administration
  • All 4 people who have ever been directors, with their dates
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Filed accounts and finances

Year to 31 March 2025Small company accountsNot audited

Net assets

£214k

<1% from £213k

Cash at bank

£167k

+138% from £70.2k

Employees (average)

7

Same as 7

Owed within a year

£154k

+19% from £129k

Assets and liabilities

In the full report: all 6 years of accounts

  • Every year from 2020 to 2025
  • The chart, over every year
  • Every filed figure, year by year
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About these figures
Turnover
Money taken from sales in the year, before any costs.
Profit before tax
What was left after the year’s costs, before corporation tax. A minus figure is a loss.
Net assets, or total equity
Everything the company owns minus everything it owes. A minus figure means it owes more than it owns.
Total assets and total liabilities
Everything the company owns, and everything it owes, on the last day of the year. The gap between them is its net assets.
Cash at bank
Money in the company’s accounts on the last day of the year.
Owed within a year, owed after a year
Debts and bills due in the next twelve months, and those due later.

There is no turnover or profit: small companies do not have to publish them.

Accounts filed at Companies House for company 04660081. Every figure is as filed, apart from total assets and total liabilities, which are added up from filed figures. Nothing is estimated.

Key dates in its history

Cater Wight’s history from the FCA register and Companies House, newest first.

2018

27 November 2018

  • Regulated by the FCA from this date
  • Became authorised by the FCA

FCA register

5 May 2018

  • David Ross Smart became a part-owner (25–50% of shares)

Companies House

2016

6 April 2016

  • Christine Smart gained significant control
  • Garry Ross Smart gained significant control

Companies House

2003

10 February 2003

  • Incorporated at Companies House

Companies House

In the full report: all 11 events

  • All 11 events in its history (6 shown here)
  • Every director appointment and resignation: 3
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Firms like Cater Wight

Other firms of the same type (credit broker), nearest first.

In Sandown

In the Portsmouth (PO) postcode area

Firms are listed by type and location, best known first. Being listed is not a recommendation: check any firm before you deal with it.

Get the full report on Cater Wight

Everything on this page, plus everything locked above, in one dated PDF you can keep, file or send on.

  • 1 other company its directors have run, named
  • 3 background checks on its contact details
  • 6 years of accounts, charted
  • All 11 events in its history

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Frequently asked questions about this firm

Is Cater Wight Limited FCA authorised?
Yes, Cater Wight Limited (FRN 825653) is authorised by the FCA to carry out regulated activities. It has held its current authorisation since November 2018 and works as a credit broker. The FCA has placed no limits on its permissions.
What is Cater Wight’s phone number and website?
The FCA register lists the phone number 01983 407285 and the website caterwight.co.uk for Cater Wight. If you were given different contact details, use these to check with the firm before going any further.
Is Cater Wight a scam or clone?
Cater Wight is a genuine FCA-listed firm, and the FCA has published no warnings about fake versions of it. Scammers do copy real firms, though, so check that any contact details you were given match the ones on the register.
Is my money safe with Cater Wight?
Its FCA permissions do not allow it to hold or control client money. Protection depends on which product you hold and how Cater Wight handles your money, so check the specific product before you commit. You can also refer complaints about Cater Wight to the Financial Ombudsman Service, free of charge.
Who owns Cater Wight?
Companies House lists 3 people with significant control of Cater Wight: Mr David Ross Smart (25–50% of shares), Mrs Christine Smart (can appoint and remove the board) and Mr Garry Ross Smart (can appoint and remove the board).
Who runs Cater Wight?
Companies House lists 3 directors of Cater Wight: Christine Smart, Garry Ross Smart and David Ross Smart.
How long has Cater Wight been in business?
The company was formed on 10 February 2003, and has held its current FCA authorisation since November 2018.
What do Cater Wight’s latest accounts show?
Its latest accounts, to 31 March 2025, show net assets of £214k (<1% from £213k) and cash at bank of £167k (+138% from £70.2k).

Sources and links

The full report on Cater Wight Limited

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