Cator Wells Ltd

Reference number: 1013505

Instant download

Appointed representative

This firm does not hold FCA authorisation of its own, and acts under a principal firm, which is legally responsible for its regulated business.

Responsible principal firm

The Fiducia Network Ltd Reference number: 917537 Authorised View firm →
What does this mean?
  • An appointed representative (AR) can carry out regulated financial services, but is not directly authorised by the FCA. A principal firm holds the authorisation and is legally responsible for the AR's conduct.
  • Cator Wells Ltd (FRN 1013505) is an AR of The Fiducia Network Ltd (FRN 917537). When you use Cator Wells's services, the FCA authorisation sits with the principal firm.
  • Example: if you take financial advice from Cator Wells, complaints and compensation usually follow the same rules as dealing with the principal, but this depends on the product and your circumstances.
  • Before you proceed, confirm contact details match the official FCA register for both firms. Scammers sometimes clone legitimate AR names and FRNs but use fake phone numbers and websites.

Website, phone number and address

Compare these against whatever you were given. Scammers clone real firm names and reference numbers but use their own phone number and website, so a detail that does not match the register is the clearest warning sign there is.

  • No website on the FCA register

  • Phone number

    020 7123 8464

  • Address

    30 Churchill Place, London, Tower Hamlets, E14 5RE, United Kingdom

In the full report: 2 background checks, 1 thing worth a closer look

  • What kind of line 020 7123 8464 is
  • Whether E14 5RE is a shared office: 28 other firms give it
Instant PDF download

FCA permissions and consumer protection

  • Protection through the principal firm
    Protection works through The Fiducia Network Ltd, the principal firm responsible for this firm's regulated activity. FSCS cover and the Financial Ombudsman Service apply as they would to the principal.
  • Complaints Ombudsman, free
    You can refer a complaint about this firm to the Financial Ombudsman Service for free, whichever activity it relates to.

FCA disciplinary action and complaints

No FCA disciplinary action.

The Financial Ombudsman Service only publishes complaint figures for firms with 30 or more new complaints in six months, so there are none here for this firm.

Companies House record

The company behind the firm: its status, age, registered office and directors.

Company number
13661219
Company status
Active
Company type
Private limited company
Incorporated
5 October 2021 (5 years old)
Registered office
30 Churchill Place, London, London, E14 5RE, England
Nature of business
  • Other information service activities not elsewhere classified (SIC 63990)

Directors and company secretaries

Name Role Born Appointed Other companies
Daniel Dawson Director Nov 1988 5 Oct 2021 2 other companies
John Stewart Gow Director Aug 1982 10 Feb 2022 6 other companies

Other companies run by these 2 directors

A firm is run by people, and their other companies are their track record: what they built, what closed, and anything that failed. It is the check most people never think to make.

other companies
8
closed down
4
still active
4

In the full report: all 8 companies, named

  • What each company does, and whether it is still trading
  • Which of these 2 directors sit on each board, and since when
  • Any that went into liquidation or administration
Instant PDF download

Filed accounts and finances

Year to 31 October 2025Small company accountsNot audited

Total equity

£3,866

+40% from £2,766

Cash at bank

£2,857

−42% from £4,931

Employees (average)

2

Same as 2

Owed within a year

£1,622

−49% from £3,196

Assets and liabilities

In the full report: all 4 years of accounts

  • Every year from 2022 to 2025
  • The chart, over every year
  • Every filed figure, year by year
Instant PDF download
About these figures
Turnover
Money taken from sales in the year, before any costs.
Profit before tax
What was left after the year’s costs, before corporation tax. A minus figure is a loss.
Net assets, or total equity
Everything the company owns minus everything it owes. A minus figure means it owes more than it owns.
Total assets and total liabilities
Everything the company owns, and everything it owes, on the last day of the year. The gap between them is its net assets.
Cash at bank
Money in the company’s accounts on the last day of the year.
Owed within a year, owed after a year
Debts and bills due in the next twelve months, and those due later.

There is no turnover or profit: small companies do not have to publish them.

Accounts filed at Companies House for company 13661219. Every figure is as filed, apart from total assets and total liabilities, which are added up from filed figures. Nothing is estimated.

Key dates in its history

Cator Wells’s history from the FCA register and Companies House, newest first.

2024

21 June 2024

  • Became an appointed representative

FCA register

2022

10 February 2022

  • John Stewart Gow became a part-owner (25–50% of shares)
  • John Stewart Gow appointed as a director

Companies House

2021

5 October 2021

  • Incorporated at Companies House
  • Daniel Dawson took control (75–100% of shares)
  • Daniel Dawson appointed as a director

Companies House

Director appointments and resignations, and trading names, appear under All events.

Firms like Cator Wells

Other firms of the same type (mortgage adviser or broker), nearest first.

In London

Purplebricks Mortgages LimitedLondonAppointed representativeDavid RounsfellLondonAppointed representativeEma Private Finance LimitedLondonAppointed representativeHarris ZubairLondonAppointed representativeHeather MaCaskillLondonAppointed representativeLawrence BolarinwaLondonAppointed representative

Firms are listed by type and location, best known first. Being listed is not a recommendation: check any firm before you deal with it.

Get the full report on Cator Wells

Everything on this page, plus everything locked above, in one dated PDF you can keep, file or send on.

  • 8 other companies its directors have run, named
  • 2 background checks on its contact details, 1 flagged
  • 4 years of accounts, charted
  • All 6 events in its history

Instant PDF One-off payment Secure checkout by Stripe

Frequently asked questions about this firm

Is Cator Wells Ltd FCA authorised?
Cator Wells Ltd (FRN 1013505) is not directly authorised. It is an appointed representative acting under the responsibility of a directly authorised principal firm.
What does appointed representative mean for Cator Wells?
An appointed representative (AR) can carry out regulated financial services, but is not directly authorised by the FCA. A principal firm holds the authorisation and is legally responsible for the AR's conduct. Cator Wells Ltd (FRN 1013505) is an AR of The Fiducia Network Ltd (FRN 917537). When you use Cator Wells's services, the FCA authorisation sits with the principal firm. Example: if you take financial advice from Cator Wells, complaints and compensation usually follow the same rules as dealing with the principal, but this depends on the product and your circumstances. Before you proceed, confirm contact details match the official FCA register for both firms. Scammers sometimes clone legitimate AR names and FRNs but use fake phone numbers and websites.
What is Cator Wells’ phone number?
The FCA register lists the phone number 020 7123 8464 for Cator Wells. If you were given different contact details, use these to check with the firm before going any further.
Is Cator Wells a scam or clone?
Cator Wells is a genuine FCA-listed firm, and the FCA has published no warnings about fake versions of it. Scammers do copy real firms, though, so check that any contact details you were given match the ones on the register.
Is my money safe with Cator Wells?
Protection works through The Fiducia Network Ltd, the principal firm responsible for Cator Wells's regulated activity. FSCS cover and the Financial Ombudsman Service apply as they would to the principal.
Who owns Cator Wells?
Companies House lists 2 people with significant control of Cator Wells: Mr Daniel Dawson (75–100% of shares) and Mr John Stewart Gow (25–50% of shares).
Who runs Cator Wells?
Companies House lists 2 directors of Cator Wells: Daniel Dawson and John Stewart Gow.
How long has Cator Wells been in business?
The company was formed on 5 October 2021.
What do Cator Wells’ latest accounts show?
Its latest accounts, to 31 October 2025, show total equity of £3,866 (+40% from £2,766) and cash at bank of £2,857 (−42% from £4,931).

Sources and links

The full report on Cator Wells Ltd

£19.99 · Instant PDF download

Loading secure checkout…