Cay Fung

Reference number: 775228

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No longer authorised

Cay Fung is still listed on the FCA register, but the record is closed. Cover on business done while it was authorised generally still applies, and it cannot take on new regulated business. Authorisation ended 21 July 2026.

Website, phone number and address

Compare these against whatever you were given. Scammers clone real firm names and reference numbers but use their own phone number and website, so a detail that does not match the register is the clearest warning sign there is.

  • Last known website

    buy4lessuk.co.uk

  • Last known phone number

    01372 373888

  • Last known address

    288A Kingston Road, Leatherhead, Surrey, KT22 7QD, United Kingdom

In the full report: 3 background checks

  • When buy4lessuk.co.uk first appeared online, and whether it can receive email
  • What kind of line 01372 373888 is
  • Who else gives the postcode KT22 7QD
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Other names (2)

If you were contacted under any of these names, it is this firm.

  • BUY4LESS UK Trading name: A name it trades under now.
  • BUY4LESS UK MOTOR COMPANY Former trading name: A name it used to trade under.

Past FCA permissions and consumer protection

  • The record is closed
    Cover you already have generally survives the cancellation: FSCS exists for firms that have failed, and the Financial Ombudsman Service can look at a complaint about a firm that has stopped trading, as long as the business was done while it was authorised. New business with this firm has no cover at all, because it is no longer permitted to carry it out.

FCA disciplinary action

FCA action

action
1
most recent
July 2026
  • Permission varied or cancelled on 21 July 2026
    The Authority has cancelled the permission and withdrawn the authorisation of Cay Fung trading as BUY4 LESS UK (“the Firm”) of 288 Kingston Road Leatherhead Surrey KT22 7QD. The reason for this action is that the Authority considers the Firm is carrying on no regulated activities to which its Part 4A permission relates.    The Authority’s action took effect on 21 July 2026 and a copy of the Notice of Decision issued under Schedule 6A of the Financial Services and Markets Act 2000 (the Act), which sets out the reason for the action, is displayed on the Authority’s website and can be accessed using the following link:     https://www.fca.org.uk/publication/discussion/gay-fung-2026.pdf    As a consequence of this action the Firm is no longer an authorised firm for the purposes of the Act and it may not carry on regulated activities which fall within the scope of the Act.

The Financial Ombudsman Service only publishes complaint figures for firms with 30 or more new complaints in six months, so there are none here for this firm.

Key dates in its history

Cay Fung’s history from the FCA register and Companies House, newest first.

2026

21 July 2026

  • FCA action: Permission varied or cancelled
  • No longer regulated by the FCA
  • Its FCA authorisation was revoked

FCA register

2017

12 April 2017

  • Regulated by the FCA from this date

FCA register

In the full report: all 7 events

  • All 7 events in its history (4 shown here)
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Get the full report on Cay Fung

Everything on this page, plus everything locked above, in one dated PDF you can keep, file or send on.

  • 3 background checks on its contact details
  • All 7 events in its history

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Frequently asked questions about this firm

Is Cay Fung FCA authorised?
No. Cay Fung (FRN 775228) is still listed on the FCA register, but the record is closed: no longer authorised.
Is Cay Fung a scam or clone?
Cay Fung is not currently authorised by the FCA. Be cautious and verify any firm on the FCA register before dealing with it.
Is my money safe with Cay Fung?
Money you handed over while it was authorised generally keeps its protection: FSCS covers firms that have failed, and the Financial Ombudsman Service can look at a complaint about a firm that has stopped trading. New business with Cay Fung has no cover, because it is no longer permitted to carry it out.
Has the FCA taken action against Cay Fung?
Yes. The FCA register records 1 change to its permissions in 2026. The details are in the disciplinary section above, with links to the FCA's notices.
Does Cay Fung use any other names?
It trades as BUY4LESS UK. It has previously used the name BUY4LESS UK MOTOR COMPANY.

Sources and links

The full report on Cay Fung

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