Cedar Underwriting Limited: FCA regulated?

Authorised by the FCA

This firm is on the FCA register and authorised to carry out regulated activities.

Authorised for 8 years
Your funds are protected by FSCS
No FCA actions
Active company since 2017
Accounts filed up to 31 December 2024
One of its directors is also a director of a firm that is no longer authorised
On its latest accounts it owed £11.1k more than it owned
1 thing worth a closer look in the background checks

Website, phone number and address

Compare these against whatever you were given. Scammers clone real firm names and reference numbers but use their own phone number and website, so a detail that does not match the register is the clearest warning sign there is.

Website

cedarunderwriting.co.uk (opens in a new tab)
Phone number

07827 873117
Address

Stubben Edge Group Ltd, 77 Cornhill, London, City Of London, EC3V 3QQ, United Kingdom

In the full report: 3 background checks, 1 thing worth a closer look

When cedarunderwriting.co.uk first appeared online, and whether it can receive email
What kind of line 07827 873117 is, and the 3 other firms that give it
Whether EC3V 3QQ is a shared office: 22 other firms give it

Other names (1)

If you were contacted under any of these names, it is this firm.

Cedar 2017 Limited Former name: A name it was registered under before.

FCA permissions and consumer protection

Manage or trade investments FSCS may apply
Eligible investment and pension claims are typically FSCS-protected up to £85,000 per person, depending on the product and your circumstances.
Complaints Ombudsman, free
You can refer a complaint about this firm to the Financial Ombudsman Service for free, whichever activity it relates to.

Show FCA detail (3 permissions)

Arranging (bringing about) deals in investments
Dealing in investments as agent
Making arrangements with a view to transactions in investments

FCA disciplinary action and complaints

No FCA disciplinary action.

The Financial Ombudsman Service only publishes complaint figures for firms with 30 or more new complaints in six months, so there are none here for this firm.

Companies House record

The company behind the firm: its status, age, registered office and directors.

Company number: 10786785 (opens Companies House in a new tab)
Company status: Active
Company type: Private limited company
Incorporated: 24 May 2017 (9 years old)
Registered office: 77 Cornhill, 7th Floor, London, EC3V 3QQ, England
Nature of business: Activities of insurance agents and brokers (SIC 66220)

Directors and company secretaries

Name	Role	Born	Appointed	Other companies
Karen Rose Barretto	Director	May 1975	23 Feb 2023	7 other companies
Christopher Arthur Berkeley Kenning	Director	Mar 1983	23 Feb 2023	23 other companies

Other companies run by these 2 directors

A firm is run by people, and their other companies are their track record: what they built, what closed, and anything that failed. It is the check most people never think to make.

other companies: 24
closed down: 1
are FCA-registered: 7

In the full report: all 24 companies, named

What each company does, and whether it is still trading
Which of these 2 directors sit on each board, and since when
Any that went into liquidation or administration
The 7 on the FCA register, including one no longer authorised
The 6 companies these 2 directors run together
All 5 people who have ever been directors, with their dates

Filed accounts and finances

Year to 31 December 2024Full accountsNot audited

Net assets

−£11.1k

−112% from £89.5k

Cash at bank

£180k

−58% from £428k

Owed within a year

£822k

−13% from £944k

Net assets are negative: on its last balance sheet the company owed £11.1k more than it owned.

Assets and liabilities

About these figures

Turnover: Money taken from sales in the year, before any costs.
Profit before tax: What was left after the year’s costs, before corporation tax. A minus figure is a loss.
Net assets, or total equity: Everything the company owns minus everything it owes. A minus figure means it owes more than it owns.
Total assets and total liabilities: Everything the company owns, and everything it owes, on the last day of the year. The gap between them is its net assets.
Cash at bank: Money in the company’s accounts on the last day of the year.
Owed within a year, owed after a year: Debts and bills due in the next twelve months, and those due later.

Accounts filed at Companies House for company 10786785. Every figure is as filed, apart from total assets and total liabilities, which are added up from filed figures. Nothing is estimated.

Key dates in its history

Cedar Underwriting’s history from the FCA register and Companies House, newest first.

Key events (8) All events (17)

2023

23 February 2023

Board replaced: both directors left and 3 new directors took over
Duncan Peter Pritchard gave up control
Stubben Edge Group Limited took control (75–100% of shares)

Companies House

2019

29 March 2019

Changed its registered name from "Cedar 2017 Limited"

FCA register

2017

14 November 2017

Regulated by the FCA from this date
Became authorised by the FCA

FCA register

24 May 2017

Incorporated at Companies House
Duncan Peter Pritchard took control (75–100% of shares)

Companies House

In the full report: all 17 events

All 17 events in its history (8 shown here)
Every director appointment and resignation: 8

Firms connected to Cedar Underwriting

Other FCA-listed firms that share a director, phone number or address with Cedar Underwriting. A link shows who the firm is tied to, not whether either can be trusted.

connected firms: 7
no longer authorised: 1
share a director: 7

In the full report: all 7 connected firms, named

How each is linked: shared directors (7), the same phone number (3), the same postcode (6)
Who links each one: the named directors, with dates

Firms like Cedar Underwriting

Other firms of the same type (insurance broker), nearest first.

In London

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Firms are listed by type and location, best known first. Being listed is not a recommendation: check any firm before you deal with it.

Get the full report on Cedar Underwriting

Everything on this page, plus everything locked above, in one dated PDF you can keep, file or send on.

24 other companies its directors have run, named
3 background checks on its contact details, 1 flagged
All 17 events in its history
7 connected firms, named, and who links them

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Frequently asked questions about this firm

Is Cedar Underwriting Limited FCA authorised?

Yes, Cedar Underwriting Limited (FRN 785986) is authorised by the FCA to carry out regulated activities. It has held its current authorisation since November 2017 and works as an insurance broker. The FCA has placed no limits on its permissions.

What is Cedar Underwriting’s phone number and website?

The FCA register lists the phone number 07827 873117 and the website cedarunderwriting.co.uk for Cedar Underwriting. If you were given different contact details, use these to check with the firm before going any further. The same number is also given by 3 other FCA firms.

Is Cedar Underwriting a scam or clone?

Cedar Underwriting is a genuine FCA-listed firm, and the FCA has published no warnings about fake versions of it. Scammers do copy real firms, though, so check that any contact details you were given match the ones on the register.

Is my money safe with Cedar Underwriting?

Its FCA permissions do not allow it to hold or control client money. It depends on the product, but eligible claims may be protected by the FSCS. You can also refer complaints about Cedar Underwriting to the Financial Ombudsman Service, free of charge.

Who owns Cedar Underwriting?

Cedar Underwriting is owned by Stubben Edge Group Limited, which holds 75–100% of shares, 75–100% of votes and can appoint and remove the board, since 23 February 2023. Before that, it was controlled by Mr Duncan Peter Pritchard.

Who runs Cedar Underwriting?

Companies House lists 2 directors of Cedar Underwriting: Karen Rose Barretto and Christopher Arthur Berkeley Kenning.

How long has Cedar Underwriting been in business?

The company was formed on 24 May 2017, and has held its current FCA authorisation since November 2017.

What do Cedar Underwriting’s latest accounts show?

Its latest accounts, to 31 December 2024, show net assets of −£11.1k (−112% from £89.5k) and cash at bank of £180k (−58% from £428k).

Does Cedar Underwriting use any other names?

It has previously used the name Cedar 2017 Limited.