Celtic Smr Limited

Reference number: 667806

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Authorised by the FCA

This firm is on the FCA register and authorised to carry out regulated activities.

Website, phone number and address

Compare these against whatever you were given. Scammers clone real firm names and reference numbers but use their own phone number and website, so a detail that does not match the register is the clearest warning sign there is.

In the full report: 3 background checks

  • When celticsmr.co.uk first appeared online, and whether it can receive email
  • What kind of line 01646 603150 is
  • Who else gives the postcode FY6 8JX
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FCA permissions and consumer protection

  • Lend or arrange credit No FSCS cover
    Consumer credit is not covered by the FSCS, so there is no compensation scheme if the firm fails.
  • Complaints Ombudsman, free
    You can refer a complaint about this firm to the Financial Ombudsman Service for free, whichever activity it relates to.
Show FCA detail (1 permission)
  • Credit Broking

FCA disciplinary action and complaints

No FCA disciplinary action.

The Financial Ombudsman Service only publishes complaint figures for firms with 30 or more new complaints in six months, so there are none here for this firm.

Companies House record

The company behind the firm: its status, age, registered office and directors.

Company number
01795571
Company status
Active
Company type
Private limited company
Incorporated
28 February 1984 (42 years old)
Registered office
Frederick House Hayston View, Johnston, Haverfordwest, SA62 3AQ, Wales
Nature of business
  • Other professional, scientific and technical activities not elsewhere classified (SIC 74909)

Directors and company secretaries

Name Role Born Appointed Other companies
Tim Thurn Director Apr 1981 8 Aug 2025 None
Peter George Fredericks Director Nov 1964 18 Sep 2026 4 other companies
Michael Tudor Crosthwaite Director Jan 1974 18 Sep 2026 15 other companies

Other companies run by these 3 directors

A firm is run by people, and their other companies are their track record: what they built, what closed, and anything that failed. It is the check most people never think to make.

other companies
16
closed down
3
run together
3

In the full report: all 16 companies, named

  • What each company does, and whether it is still trading
  • Which of these 3 directors sit on each board, and since when
  • Any that went into liquidation or administration
  • The 3 companies these 3 directors run together
  • All 12 people who have ever been directors, with their dates
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Filed accounts and finances

16 months to 31 December 2025Small company accountsAudited

Net assets

£4.02m

+35% from £2.98m

Cash at bank

£808k

+55% from £521k

Employees (average)

32

−3% from 33

Owed within a year

£2.88m

+108% from £1.39m

Assets and liabilities

In the full report: all 7 years of accounts

  • Every year from 2019 to 2025
  • The chart, over every year
  • Every filed figure, year by year
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About these figures
Turnover
Money taken from sales in the year, before any costs.
Profit before tax
What was left after the year’s costs, before corporation tax. A minus figure is a loss.
Net assets, or total equity
Everything the company owns minus everything it owes. A minus figure means it owes more than it owns.
Total assets and total liabilities
Everything the company owns, and everything it owes, on the last day of the year. The gap between them is its net assets.
Cash at bank
Money in the company’s accounts on the last day of the year.
Owed within a year, owed after a year
Debts and bills due in the next twelve months, and those due later.

There is no turnover or profit: small companies do not have to publish them.

Accounts filed at Companies House for company 01795571. Every figure is as filed, apart from total assets and total liabilities, which are added up from filed figures. Nothing is estimated.

Key dates in its history

Celtic Smr’s history from the FCA register and Companies House, newest first.

Key events (7) All events (28)

2022

24 March 2022

  • Michael John Headly Howe gave up control
  • Oehm Und Rehbein Gmbh took control (75–100% of shares)

Companies House

2016

6 April 2016

  • Michael John Headly Howe took control (75–100% of shares)

Companies House

2015

4 February 2015

  • Regulated by the FCA from this date
  • Became authorised by the FCA

FCA register

2001

31 October 2001

  • Board replaced: both directors left and 4 new directors took over

Companies House

1984

28 February 1984

  • Incorporated at Companies House

Companies House

In the full report: all 28 events

  • All 28 events in its history (7 shown here)
  • Every director appointment and resignation: 19
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Firms connected to Celtic Smr

Other FCA-listed firms that share a director, phone number or address with Celtic Smr. A link shows who the firm is tied to, not whether either can be trusted.

connected firms
5
share its postcode
5

In the full report: all 5 connected firms, named

  • How each is linked: the same postcode (5)
  • Who links each one: the named directors, with dates
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Firms like Celtic Smr

Other firms of the same type (credit broker), nearest first.

In Poulton-le-Fylde

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Firms are listed by type and location, best known first. Being listed is not a recommendation: check any firm before you deal with it.

Get the full report on Celtic Smr

Everything on this page, plus everything locked above, in one dated PDF you can keep, file or send on.

  • 16 other companies its directors have run, named
  • 3 background checks on its contact details
  • 7 years of accounts, charted
  • All 28 events in its history
  • 5 connected firms, named, and who links them

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Frequently asked questions about this firm

Is Celtic Smr Limited FCA authorised?
Yes, Celtic Smr Limited (FRN 667806) is authorised by the FCA to carry out regulated activities. It has held its current authorisation since February 2015 and works as a credit broker. The FCA has placed no limits on its permissions.
What is Celtic Smr’s phone number and website?
The FCA register lists the phone number 01646 603150 and the website celticsmr.co.uk for Celtic Smr. If you were given different contact details, use these to check with the firm before going any further.
Is Celtic Smr a scam or clone?
Celtic Smr is a genuine FCA-listed firm, and the FCA has published no warnings about fake versions of it. Scammers do copy real firms, though, so check that any contact details you were given match the ones on the register.
Is my money safe with Celtic Smr?
Its FCA permissions do not allow it to hold or control client money. Protection depends on which product you hold and how Celtic Smr handles your money, so check the specific product before you commit. You can also refer complaints about Celtic Smr to the Financial Ombudsman Service, free of charge.
Who owns Celtic Smr?
Celtic Smr is owned by Oehm Und Rehbein Gmbh, which holds 75–100% of shares, 75–100% of votes and can appoint and remove the board, since 24 March 2022. Before that, it was controlled by Mr Michael John Headly Howe.
Who runs Celtic Smr?
Companies House lists 3 directors of Celtic Smr: Tim Thurn, Peter George Fredericks and Michael Tudor Crosthwaite.
How long has Celtic Smr been in business?
The company was formed on 28 February 1984, and has held its current FCA authorisation since February 2015.
What do Celtic Smr’s latest accounts show?
Its latest accounts, to 31 December 2025, show net assets of £4.02m (+35% from £2.98m) and cash at bank of £808k (+55% from £521k).

Sources and links

The full report on Celtic Smr Limited

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