Celtserve Limited

Reference number: 827541

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Introducer appointed representative

This firm can only introduce you to its principal, and cannot give financial advice, recommend products, or arrange deals alone.

What does this mean?
  • An introducer appointed representative can only pass your details to its principal firm. It cannot recommend products, give financial advice, or arrange deals on its own.
  • Celtserve Limited (FRN 827541) introduces customers to Orchard Funding Limited (FRN 725315). Any regulated advice or arranging is done by the principal, not Celtserve.
  • Example: if Celtserve refers you to a financial adviser, the advice should come from the principal firm, not from Celtserve itself.
  • Before you proceed, confirm contact details match the official FCA register for both firms. Scammers sometimes clone legitimate AR names and FRNs but use fake phone numbers and websites.

Website, phone number and address

Compare these against whatever you were given. Scammers clone real firm names and reference numbers but use their own phone number and website, so a detail that does not match the register is the clearest warning sign there is.

  • No website on the FCA register

  • Phone number

    0115 965 4946

  • Address

    14 Park Row, Nottingham, Nottinghamshire, NG1 6GR, United Kingdom

In the full report: 2 background checks

  • What kind of line 0115 965 4946 is
  • Who else gives the postcode NG1 6GR
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Other names (1)

If you were contacted under any of these names, it is this firm.

  • Springwater Golf Club Trading name: A name it trades under now.

FCA permissions and consumer protection

  • Protection through the principal firm
    Protection works through Orchard Funding Limited, the principal firm responsible for this firm's regulated activity. FSCS cover and the Financial Ombudsman Service apply as they would to the principal.
  • Complaints Ombudsman, free
    You can refer a complaint about this firm to the Financial Ombudsman Service for free, whichever activity it relates to.

FCA disciplinary action and complaints

No FCA disciplinary action.

The Financial Ombudsman Service only publishes complaint figures for firms with 30 or more new complaints in six months, so there are none here for this firm.

Companies House record

The company behind the firm: its status, age, registered office and directors.

Company status
Active
Company type
Private limited company
Incorporated
16 March 1990 (36 years old)
Registered office
14 Park Row, Nottingham, NG1 6GR, England
Nature of business
  • Other sports activities (SIC 93199)

Directors and company secretaries

Name Role Born Appointed Other companies
Ian Hedley Moore Director May 1944 1 Oct 2018 19 other companies
Richard William Bright Director Oct 1965 14 May 2021 3 other companies
Neil Dennis Footitt Director Aug 1945 Not published 16 other companies
Janet Moore Secretary Not published Not published –

Other companies run by these 3 directors

A firm is run by people, and their other companies are their track record: what they built, what closed, and anything that failed. It is the check most people never think to make.

other companies
19
closed down
14
went insolvent
1

In the full report: all 19 companies, named

  • What each company does, and whether it is still trading
  • Which of these 3 directors sit on each board, and since when
  • The one that went into liquidation or administration
  • The 16 companies these 3 directors run together
  • All 4 people who have ever been directors, with their dates
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Filed accounts and finances

Year to 30 September 2025Full accountsNot audited

Net assets

£1.92m

+9.1% from £1.76m

Cash at bank

£1.07m

+28% from £830k

Owed within a year

£343k

+24% from £276k

Assets and liabilities

In the full report: all 7 years of accounts

  • Every year from 2019 to 2025
  • The chart, over every year
  • Every filed figure, year by year
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About these figures
Turnover
Money taken from sales in the year, before any costs.
Profit before tax
What was left after the year’s costs, before corporation tax. A minus figure is a loss.
Net assets, or total equity
Everything the company owns minus everything it owes. A minus figure means it owes more than it owns.
Total assets and total liabilities
Everything the company owns, and everything it owes, on the last day of the year. The gap between them is its net assets.
Cash at bank
Money in the company’s accounts on the last day of the year.
Owed within a year, owed after a year
Debts and bills due in the next twelve months, and those due later.

Accounts filed at Companies House for company 02482053. Every figure is as filed, apart from total assets and total liabilities, which are added up from filed figures. Nothing is estimated.

Key dates in its history

Celtserve’s history from the FCA register and Companies House, newest first.

2018

3 December 2018

  • Became an introducer appointed representative

FCA register

2016

6 April 2016

  • Friar 133 Limited took control (75–100% of shares)

Companies House

1990

16 March 1990

  • Incorporated at Companies House

Companies House

In the full report: all 9 events

  • All 9 events in its history (3 shown here)
  • Every director appointment and resignation: 5
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Firms connected to Celtserve

Other FCA-listed firms that share a director, phone number or address with Celtserve. A link shows who the firm is tied to, not whether either can be trusted.

connected firms
2
share its postcode
2

In the full report: all 2 connected firms, named

  • How each is linked: the same postcode (2)
  • Who links each one: the named directors, with dates
Instant PDF download

Firms like Celtserve

Other firms of the same type (credit broker), nearest first.

In Nottingham

Firms are listed by type and location, best known first. Being listed is not a recommendation: check any firm before you deal with it.

Get the full report on Celtserve

Everything on this page, plus everything locked above, in one dated PDF you can keep, file or send on.

  • 19 other companies its directors have run, named
  • 2 background checks on its contact details
  • 7 years of accounts, charted
  • All 9 events in its history
  • 2 connected firms, named, and who links them

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Frequently asked questions about this firm

Is Celtserve Limited FCA authorised?
Celtserve Limited (FRN 827541) is not directly authorised. It is an appointed representative acting under the responsibility of a directly authorised principal firm.
What does introducer appointed representative mean for Celtserve?
An introducer appointed representative can only pass your details to its principal firm. It cannot recommend products, give financial advice, or arrange deals on its own. Celtserve Limited (FRN 827541) introduces customers to Orchard Funding Limited (FRN 725315). Any regulated advice or arranging is done by the principal, not Celtserve. Example: if Celtserve refers you to a financial adviser, the advice should come from the principal firm, not from Celtserve itself. Before you proceed, confirm contact details match the official FCA register for both firms. Scammers sometimes clone legitimate AR names and FRNs but use fake phone numbers and websites.
What is Celtserve’s phone number?
The FCA register lists the phone number 0115 965 4946 for Celtserve. If you were given different contact details, use these to check with the firm before going any further.
Is Celtserve a scam or clone?
Celtserve is a genuine FCA-listed firm, and the FCA has published no warnings about fake versions of it. Scammers do copy real firms, though, so check that any contact details you were given match the ones on the register.
Is my money safe with Celtserve?
Protection works through Orchard Funding Limited, the principal firm responsible for Celtserve's regulated activity. FSCS cover and the Financial Ombudsman Service apply as they would to the principal.
Who owns Celtserve?
Celtserve is owned by Friar 133 Limited, which holds 75–100% of shares and 75–100% of votes, since 6 April 2016.
Who runs Celtserve?
Companies House lists 3 directors of Celtserve: Ian Hedley Moore, Richard William Bright and Neil Dennis Footitt.
How long has Celtserve been in business?
The company was formed on 16 March 1990.
What do Celtserve’s latest accounts show?
Its latest accounts, to 30 September 2025, show net assets of £1.92m (+9.1% from £1.76m) and cash at bank of £1.07m (+28% from £830k).
Does Celtserve use any other names?
It trades as Springwater Golf Club.

Sources and links

The full report on Celtserve Limited

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