Central 67 Mortgages Ltd: FCA regulated?

Appointed representative

This firm does not hold FCA authorisation of its own, and acts under a principal firm, which is legally responsible for its regulated business.

Appointed for 1 year
Protected through the principal
No FCA actions
Active company since 2023
Accounts filed up to 31 December 2025

Responsible principal firm

HL Partnership Limited Reference number: 303397 Authorised View firm →

What does this mean?

An appointed representative (AR) can carry out regulated financial services, but is not directly authorised by the FCA. A principal firm holds the authorisation and is legally responsible for the AR's conduct.
Central 67 Mortgages Ltd (FRN 1021144) is an AR of HL Partnership Limited (FRN 303397). When you use Central 67 Mortgages's services, the FCA authorisation sits with the principal firm.
Example: if you take financial advice from Central 67 Mortgages, complaints and compensation usually follow the same rules as dealing with the principal, but this depends on the product and your circumstances.
Before you proceed, confirm contact details match the official FCA register for both firms. Scammers sometimes clone legitimate AR names and FRNs but use fake phone numbers and websites.

Website, phone number and address

Compare these against whatever you were given. Scammers clone real firm names and reference numbers but use their own phone number and website, so a detail that does not match the register is the clearest warning sign there is.

No website on the FCA register
Phone number

07841 584716
Address

144 Queens Drive, Liverpool, Merseyside, L15 6XX, United Kingdom

In the full report: 2 background checks

What kind of line 07841 584716 is
Who else gives the postcode L15 6XX

FCA permissions and consumer protection

Protection through the principal firm
Protection works through HL Partnership Limited, the principal firm responsible for this firm's regulated activity. FSCS cover and the Financial Ombudsman Service apply as they would to the principal.
Complaints Ombudsman, free
You can refer a complaint about this firm to the Financial Ombudsman Service for free, whichever activity it relates to.

FCA disciplinary action and complaints

No FCA disciplinary action.

The Financial Ombudsman Service only publishes complaint figures for firms with 30 or more new complaints in six months, so there are none here for this firm.

Companies House record

The company behind the firm: its status, age, registered office and directors.

Company number: 15351973 (opens Companies House in a new tab)
Company status: Active
Company type: Private limited company
Incorporated: 14 December 2023 (2 years old)
Registered office: 144 Queens Drive, Wavertree, Liverpool, L15 6XX, England
Nature of business: Financial management (SIC 70221)

Directors and company secretaries

Name	Role	Born	Appointed	Other companies
Hugo Patrick Kelly	Director	Jul 1987	14 Dec 2023	4 other companies
James Joseph Martin	Director	Oct 1978	6 May 2024	None
Benjamin Daniel Rankin	Director	Jan 1991	6 May 2024	4 other companies

Other companies run by these 3 directors

A firm is run by people, and their other companies are their track record: what they built, what closed, and anything that failed. It is the check most people never think to make.

other companies: 6
closed down: 2
run together: 2

In the full report: all 6 companies, named

What each company does, and whether it is still trading
Which of these 3 directors sit on each board, and since when
Any that went into liquidation or administration
The 2 companies these 3 directors run together

Filed accounts and finances

Year to 31 December 2025Micro-entity accountsNot audited

Net assets

£16.2k

−24% from £21.4k

Employees (average)

0

Same as 0

Owed within a year

£73.8k

−15% from £86.5k

Assets and liabilities

About these figures

Turnover: Money taken from sales in the year, before any costs.
Profit before tax: What was left after the year’s costs, before corporation tax. A minus figure is a loss.
Net assets, or total equity: Everything the company owns minus everything it owes. A minus figure means it owes more than it owns.
Total assets and total liabilities: Everything the company owns, and everything it owes, on the last day of the year. The gap between them is its net assets.
Cash at bank: Money in the company’s accounts on the last day of the year.
Owed within a year, owed after a year: Debts and bills due in the next twelve months, and those due later.

There is no turnover or profit: small companies do not have to publish them.

Accounts filed at Companies House for company 15351973. Every figure is as filed, apart from total assets and total liabilities, which are added up from filed figures. Nothing is estimated.

Key dates in its history

Central 67 Mortgages’s history from the FCA register and Companies House, newest first.

Key events (3) All events (7)

2024

3 December 2024

Became an appointed representative

FCA register

2023

14 December 2023

Incorporated at Companies House
Hugo Patrick Kelly became the majority owner (50–75% of shares)

Companies House

In the full report: all 7 events

All 7 events in its history (3 shown here)
Every director appointment and resignation: 3

Firms connected to Central 67 Mortgages

Other FCA-listed firms that share a director, phone number or address with Central 67 Mortgages. A link shows who the firm is tied to, not whether either can be trusted.

connected firm: 1
share its postcode: 1

In the full report: the connected firm, named

How it is linked: the same postcode (1)
Who links it to this firm: the named directors, with dates

Firms like Central 67 Mortgages

Other firms of the same type (financial adviser), nearest first.

In Liverpool

Advocate Financial Planning LtdLiverpoolAppointed representative Aidan BurkeLiverpoolAppointed representative Anthony LanganLiverpoolAppointed representative Bibby & Co Financial Planning LtdLiverpoolAppointed representative Bradley J Lewis Financial Solutions LtdLiverpoolAppointed representative Carl Williams Wealth Management LtdLiverpoolAppointed representative

Firms are listed by type and location, best known first. Being listed is not a recommendation: check any firm before you deal with it.

Get the full report on Central 67 Mortgages

Everything on this page, plus everything locked above, in one dated PDF you can keep, file or send on.

6 other companies its directors have run, named
2 background checks on its contact details
All 7 events in its history
1 connected firm, named, and who links them

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Frequently asked questions about this firm

Is Central 67 Mortgages Ltd FCA authorised?

Central 67 Mortgages Ltd (FRN 1021144) is not directly authorised. It is an appointed representative acting under the responsibility of a directly authorised principal firm.

What does appointed representative mean for Central 67 Mortgages?

An appointed representative (AR) can carry out regulated financial services, but is not directly authorised by the FCA. A principal firm holds the authorisation and is legally responsible for the AR's conduct. Central 67 Mortgages Ltd (FRN 1021144) is an AR of HL Partnership Limited (FRN 303397). When you use Central 67 Mortgages's services, the FCA authorisation sits with the principal firm. Example: if you take financial advice from Central 67 Mortgages, complaints and compensation usually follow the same rules as dealing with the principal, but this depends on the product and your circumstances. Before you proceed, confirm contact details match the official FCA register for both firms. Scammers sometimes clone legitimate AR names and FRNs but use fake phone numbers and websites.

What is Central 67 Mortgages’ phone number?

The FCA register lists the phone number 07841 584716 for Central 67 Mortgages. If you were given different contact details, use these to check with the firm before going any further.

Is Central 67 Mortgages a scam or clone?

Central 67 Mortgages is a genuine FCA-listed firm, and the FCA has published no warnings about fake versions of it. Scammers do copy real firms, though, so check that any contact details you were given match the ones on the register.

Is my money safe with Central 67 Mortgages?

Protection works through HL Partnership Limited, the principal firm responsible for Central 67 Mortgages's regulated activity. FSCS cover and the Financial Ombudsman Service apply as they would to the principal.

Who owns Central 67 Mortgages?

Companies House lists one person with significant control of Central 67 Mortgages: Mr Hugo Patrick Kelly (50–75% of shares).

Who runs Central 67 Mortgages?

Companies House lists 3 directors of Central 67 Mortgages: Hugo Patrick Kelly, James Joseph Martin and Benjamin Daniel Rankin.

How long has Central 67 Mortgages been in business?

The company was formed on 14 December 2023.

What do Central 67 Mortgages’ latest accounts show?

Its latest accounts, to 31 December 2025, show net assets of £16.2k (−24% from £21.4k).