Central Bridging Loans Limited

Reference number: 731997

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On the register, but not FCA authorised

This firm is registered with the FCA for anti-money-laundering checks only, which is why it appears on the register. That is not authorisation: the FCA does not oversee how it treats customers, and FSCS protection does not apply.

What does this mean?
  • Some businesses are required by law to have an anti-money-laundering supervisor. For this kind of business that supervisor is the FCA, and the registration is the only reason the firm appears on the FCA register.
  • What the FCA checks is narrow: that the firm identifies its customers, keeps records, and reports suspicious activity. It is the anti-crime paperwork behind a bank asking you for ID.
  • It does not check anything about you as a customer. Not whether the firm treats you fairly, not whether it is financially sound, not whether what it sells is any good. The FCA describes firms registered this way as “not authorised or subject to wider FCA regulation”.
  • So if the firm fails or treats you badly, there is no FSCS compensation, and the Financial Ombudsman Service usually cannot look at a complaint about unregulated business.

Website, phone number and address

Compare these against whatever you were given. Scammers clone real firm names and reference numbers but use their own phone number and website, so a detail that does not match the register is the clearest warning sign there is.

In the full report: 3 background checks

  • When centralbridging.co.uk first appeared online, and whether it can receive email
  • What kind of line 0333 240 0506 is
  • Who else gives the postcode E14 1DU
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Other names (1)

If you were contacted under any of these names, it is this firm.

  • Central Brdging Trading name

Past FCA permissions and consumer protection

  • Money-laundering registration only
    This firm is registered for anti-money-laundering supervision only. It is not FCA-authorised. Money you hand over is not protected by the FSCS, and the Financial Ombudsman Service may not be able to consider a complaint about unregulated business.

FCA disciplinary action and complaints

No FCA disciplinary action.

The Financial Ombudsman Service only publishes complaint figures for firms with 30 or more new complaints in six months, so there are none here for this firm.

Companies House record

The company behind the firm: its status, age, registered office and directors.

Company number
07728274
Company status
Active
Company type
Private limited company
Incorporated
3 August 2011 (15 years old)
Registered office
Bartle House, Oxford Court, Manchester, M2 3WQ, England
Nature of business
  • Other credit granting not elsewhere classified (SIC 64929)

Directors and company secretaries

Name Role Born Appointed Other companies
Lisa Clifford Director Oct 1971 20 Mar 2025 1 other company

Other companies run by its director

A firm is run by people, and their other companies are their track record: what they built, what closed, and anything that failed. It is the check most people never think to make.

other company
1
still active
0
went insolvent
1

In the full report: all 1 company, named

  • What each company does, and whether it is still trading
  • Which of its director sits on each board, and since when
  • The one that went into liquidation or administration
  • All 7 people who have ever been directors, with their dates
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Filed accounts and finances

Year to 31 August 2025Dormant company accountsNot audited

Net assets

£100k

Same as £100k

These accounts were filed as dormant: the company reported no significant trading in the period.

Net assets

In the full report: all 7 years of accounts

  • Every year from 2019 to 2025
  • The chart, over every year
  • Every filed figure, year by year
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About these figures
Turnover
Money taken from sales in the year, before any costs.
Profit before tax
What was left after the year’s costs, before corporation tax. A minus figure is a loss.
Net assets, or total equity
Everything the company owns minus everything it owes. A minus figure means it owes more than it owns.
Total assets and total liabilities
Everything the company owns, and everything it owes, on the last day of the year. The gap between them is its net assets.
Cash at bank
Money in the company’s accounts on the last day of the year.
Owed within a year, owed after a year
Debts and bills due in the next twelve months, and those due later.

Accounts filed at Companies House for company 07728274. Every figure is as filed, apart from total assets and total liabilities, which are added up from filed figures. Nothing is estimated.

Key dates in its history

Central Bridging Loans’s history from the FCA register and Companies House, newest first.

Key events (6) All events (20)

2025

20 March 2025

  • Lisa Clifford became a part-owner (25–50% of shares)

Companies House

19 March 2025

  • Board replaced: its only director left and a new director took over
  • John Paul Clifford stopped being a part-owner

Companies House

2016

10 July 2016

  • John Paul Clifford became a part-owner (25–50% of shares)

Companies House

19 January 2016

  • Registered with the FCA

FCA register

2011

3 August 2011

  • Incorporated at Companies House

Companies House

In the full report: all 20 events

  • All 20 events in its history (6 shown here)
  • Every director appointment and resignation: 13
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Get the full report on Central Bridging Loans

Everything on this page, plus everything locked above, in one dated PDF you can keep, file or send on.

  • 1 other company its directors have run, named
  • 3 background checks on its contact details
  • 7 years of accounts, charted
  • All 20 events in its history

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Frequently asked questions about this firm

Is Central Bridging Loans Limited FCA authorised?
Central Bridging Loans Limited (FRN 731997) is registered with the FCA under the Money Laundering Regulations only. That is anti-money-laundering supervision, not FCA authorisation, and the FCA does not supervise the firm's conduct.
What is Central Bridging Loans’ phone number and website?
The FCA register lists the phone number 0333 240 0506 and the website centralbridging.co.uk for Central Bridging Loans. If you were given different contact details, use these to check with the firm before going any further.
Is Central Bridging Loans a scam or clone?
Central Bridging Loans is genuinely on the FCA's money-laundering register, so it is not an outright fake, but registration is not authorisation, and scammers impersonate registered firms too. Verify contact details against the register before sending money.
Is my money safe with Central Bridging Loans?
Money you hand to Central Bridging Loans is not protected by the FSCS. Money-laundering registration carries no compensation scheme, and the Financial Ombudsman Service may not be able to consider a complaint about unregulated business.
Who owns Central Bridging Loans?
Companies House lists one person with significant control of Central Bridging Loans: Mrs Lisa Clifford (25–50% of shares). Before that, it was controlled by Mr John Paul Clifford.
Who runs Central Bridging Loans?
Companies House lists one director of Central Bridging Loans: Lisa Clifford.
How long has Central Bridging Loans been in business?
The company was formed on 3 August 2011.
What do Central Bridging Loans’ latest accounts show?
Its latest accounts, to 31 August 2025, show net assets of £100k (same as £100k).
Does Central Bridging Loans use any other names?
It trades as Central Brdging.

Sources and links

The full report on Central Bridging Loans Limited

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